HRT - Hormone Replacement Therapy in Alpha, NJ

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HORMONE REPLACEMENT THERAPY for Women estrogen
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What Causes Menopause?

The most common reason for menopause is the natural decline in a female's reproductive hormones. However, menopause can also result from the following situations:

Oophorectomy: This surgery, which removes a woman's ovaries, causes immediate menopause. Symptoms and signs of menopause in this situation can be severe, as the hormonal changes happen abruptly.

Chemotherapy: Cancer treatments like chemotherapy can induce menopause quickly, causing symptoms to appear shortly after or even during treatment.

Ovarian Insufficiency: Also called premature ovarian failure, this condition is essentially premature menopause. It happens when a woman's ovaries quit functioning before the age of 40 and can stem from genetic factors and disease. Only 1% of women suffer from premature menopause, but HRT can help protect the heart, brain, and bones.

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Depression

If you're a woman going through menopause and find that you have become increasingly depressed, you're not alone. It's estimated that 15% of women experience depression to some degree while going through menopause. What many women don't know is that depression can start during perimenopause, or the years leading up to menopause.

Depression can be hard to diagnose, especially during perimenopause and menopause. However, if you notice the following signs, it might be time to speak with a physician:

  • Mood Swings
  • Inappropriate Guilt
  • Chronic Fatigue
  • Too Much or Too Little Sleep
  • Lack of Interest in Life
  • Overwhelming Feelings

Remember, if you're experiencing depression, you're not weak or broken - you're going through a very regular emotional experience. The good news is that with proper treatment from your doctor, depression isn't a death sentence. And with HRT and anti-aging treatment for women, depression could be the catalyst you need to enjoy a new lease on life.

 HRT For Women Alpha, NJ

Hot Flashes

Hot flashes - they're one of the most well-known symptoms of menopause. Hot flashes are intense, sudden feelings of heat across a woman's upper body. Some last second, while others last minutes, making them incredibly inconvenient and uncomfortable for most women.

Symptoms of hot flashes include:

  • Sudden, Overwhelming Feeling of Heat
  • Anxiety
  • High Heart Rate
  • Headache
  • Nausea
  • Dizziness

Typically, hot flashes are caused by a lack of estrogen. Low estrogen levels negatively affect a woman's hypothalamus, the part of the brain that controls body temperature and appetite. Low estrogen levels cause the hypothalamus to incorrectly assume the body is too hot, dilating blood vessels to increase blood flow. Luckily, most women don't have to settle for the uncomfortable feelings that hot flashes cause. HRT treatments for women often stabilize hormones, lessening the effects of hot flashes and menopause in general.

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Mood Swings

Mood swings are common occurrences for most people - quick shifts from happy to angry and back again, triggered by a specific event. And while many people experience mood swings, they are particularly common for women going through menopause. That's because, during menopause, the female's hormones are often imbalanced. Hormone imbalances and mood swings go hand-in-hand, resulting in frequent mood changes and even symptoms like insomnia.

The rate of production of estrogen, a hormone that fluctuates during menopause, largely determines the rate of production the hormone serotonin, which regulates mood, causing mood swings.

Luckily, HRT and anti-aging treatments in Alpha, NJ for women work wonders for mood swings by regulating hormone levels like estrogen. With normal hormone levels, women around the world are now learning that they don't have to settle for mood swings during menopause.

 Sermorelin Alpha, NJ

Weight Gain

Staying fit and healthy is hard for anyone living in modern America. However, for women with hormone imbalances during perimenopause or menopause, weight gain is even more serious. Luckily, HRT treatments for women coupled with a physician-led diet can help keep weight in check. But which hormones need to be regulated?

  • Estrogen: During menopause, estrogen levels are depleted. As such, the body must search for other sources of estrogen. Because estrogen is stored in fat, your body believes it should increase fat production during menopause. Estrogen also plays a big part in insulin resistance, which can make it even harder to lose weight and keep it off.
  • Progesterone: Progesterone levels are also depleted during menopause. Progesterone depletion causes bloating and water retention, while loss of testosterone limits the body's ability to burn calories.
  • Ongoing Stress: Stress makes our bodies think that food is hard to come by, putting our bodies in "survival mode". When this happens, cortisol production is altered. When cortisol timing changes, the energy in the bloodstream is diverted toward making fat. With chronic stress, this process repeatedly happens, causing extensive weight gain during menopause.
 HRT Alpha, NJ

Low Libido

Lowered sexual desire - three words most men and women hate to hear. Unfortunately, for many women in perimenopausal and menopausal states, it's just a reality of life. Thankfully, today, HRT and anti-aging treatments Alpha, NJ can help women maintain a normal, healthy sex drive. But what causes low libido in women, especially as they get older?

The hormones responsible for low libido in women are progesterone, estrogen, and testosterone.

Progesterone production decreases during perimenopause, causing low sex drive in women. Lower progesterone production can also cause chronic fatigue, weight gain, and other symptoms. On the other hand, lower estrogen levels during menopause lead to vaginal dryness and even vaginal atrophy or loss of muscle tension.

Lastly, testosterone plays a role in lowered libido. And while testosterone is often grouped as a male hormone, it contributes to important health and regulatory functionality in women. A woman's testosterone serves to heighten sexual responses and enhances orgasms. When the ovaries are unable to produce sufficient levels of testosterone, it often results in a lowered sex drive.

 Hormone Replacement Alpha, NJ

Vaginal Dryness

Often uncomfortable and even painful, vaginal dryness is a serious problem for sexually active women. However, like hair loss in males, vaginal dryness is very common - almost 50% of women suffer from it during menopause.

Getting older is just a part of life, but that doesn't mean you have to settle for the side effects. HRT and anti-aging treatments for women correct vaginal dryness by re-balancing estrogen, progesterone, and testosterone. When supplemented with diet and healthy living, your vagina's secretions are normalized, causing discomfort to recede.

Hormone Replacement Therapy Alpha, NJ

Fibroids

Uterine fibroids - they're perhaps the least-known symptom of menopause and hormone imbalances in women. That's because these growths on the uterus are often symptom-free. Unfortunately, these growths can be cancerous, presenting a danger for women as they age.

Many women will have fibroids at some point. Because they're symptomless, they're usually found during routine doctor exams. Some women only get one or two, while others may have large clusters of fibroids. Because fibroids are usually caused by hormone imbalances, hysterectomies have been used as a solution, forcing women into early menopause.

Advances in HRT and anti-aging medicine for women give females a safer, non-surgical option without having to experience menopause early. At Global Life Rejuvenation, our expert physicians will implement a customized HRT program to stabilize your hormones and reduce the risk of cancerous fibroid growth.

 HRT For Men Alpha, NJ

Endometriosis

Endometriosis symptoms are much like the effects of PMS, and include pelvic pain, fatigue, cramping, and bloating. While doctors aren't entirely sure what causes this painful, uncomfortable condition, most agree that hormones - particularly xenoestrogens - play a factor.

Endometriosis symptoms are much like the effects of PMS and include pelvic pain, fatigue, cramping, and bloating. While doctors aren't entirely sure what causes this painful, uncomfortable condition, most agree that hormones - particularly xenoestrogens - play a factor.

Xenoestrogen is a hormone that is very similar to estrogen. Too much xenoestrogen is thought to stimulate endometrial tissue growth. HRT for women helps balance these hormones and, when used with a custom nutrition program, can provide relief for women across the U.S.

 Sermorelin Alpha, NJ

What is Sermorelin?

Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.

 HRT Alpha, NJ

Benefits of Sermorelin

Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.

  • Benefits of Sermorelin include:
  • Better Immune Function
  • Improved Physical Performance
  • More Growth Hormone Production
  • Less Body Fat
  • Build More Lean Muscle
  • Better Sleep
 Hormone Replacement Alpha, NJ

What is Ipamorelin?

Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.

Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.

Hormone Replacement Therapy Alpha, NJ

Benefits of Ipamorelin

One of the biggest benefits of Ipamorelin is that it provides significant short and long-term benefits in age management therapies. Ipamorelin can boost a patient's overall health, wellbeing, and outlook on life.

When there is an increased concentration of growth hormone by the pituitary gland, there are positive benefits to the body. Some benefits include:

  • Powerful Anti-Aging Properties
  • More Muscle Mass
  • Less Unsightly Body Fat
  • Deep, Restful Sleep
  • Increased Athletic Performance
  • More Energy
  • Less Recovery Time for Training Sessions and Injuries
  • Enhanced Overall Wellness and Health
  • No Significant Increase in Cortisol

Your New, Youthful Lease on Life with HRT for Women

Whether you are considering our HRT and anti-aging treatments for women in Alpha, NJ, we are here to help. The first step to reclaiming your life begins by contacting Global Life Rejuvenation. Our friendly, knowledgeable HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!

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Alpha IT Solutions Specializes in Cloud IT Services in Trenton and Hamilton, New Jersey

For those organizations looking for cloud IT services in Trenton and Hamilton, New Jersey, look no further than Alpha IT Solutions.This press release was orginally distributed by ReleaseWireKing of Prussia, PA — (...

For those organizations looking for cloud IT services in Trenton and Hamilton, New Jersey, look no further than Alpha IT Solutions.

This press release was orginally distributed by ReleaseWire

King of Prussia, PA — (ReleaseWire) — 11/18/2022 — The Internet has enabled the development of a wide range of software applications. This has created a need for IT services to support these applications and also provided an opportunity for new business models in which IT service providers can earn revenue by providing such services. The term "cloud computing" was coined around 2008 to describe this concept and the related idea that many traditional computer systems are now running on remote servers rather than on their computers.

Cloud computing is often associated with public clouds (such as Amazon Web Services), but private cloud infrastructures are becoming available too. Cloud computing enables ubiquitous access to a shared pool of configurable resources (e.g., networks, storage space) across an organization's networked devices using software-as-a-service delivery models and infrastructure platforms managed by third parties at corporate or other data centers. However, there is no standard definition or agreement about what constitutes cloud computing or whether it should be considered a distinct category altogether.

Cloud technology is the future of data storage for many companies in King of Prussia, Abington, Cheltenham, Levittown, PA, Trenton, Hamilton, NJ, and the surrounding regions. Alpha IT Solutions offers cloud IT services in Trenton and Hamilton, New Jersey.

They manage cloud hosting services intended to fulfill the demands of one's organization. They are the ones business owners can rely on to set up cloud email hosting, administer IT services, and offer other cloud-based IT solutions for their company.

Cloud hosting provides solutions to various problems New Jersey and Pennsylvania businesses encounter. Their experts can help customers in reviewing public records, private cloud, hybrid cloud, etc.

They team up with their customers to deliver software infrastructure services. They help clients find solutions that work for their business while analyzing the advantages and downsides of moving their data to the cloud.

For more information on computer networking in Trenton and Levittown, Pennsylvania, visit https://www.alphaitsolutionspa.com/hardware-services-computer-networking-king-of-prussia-levittown-cheltenham-abington-trenton-hamilton/.

Call 215-550-1222 for more details.

About Alpha IT Solutions The team at Alpha IT Solutions aims to provide a full range of IT and Cyber security services to protect the business from today's and tomorrow's challenges. They provide computer network operations and security services with a strong emphasis on the financial industry. They handle computer networking, IT service management, networking security, and preventative services, including computer network security and risk audits, assessments, and evaluations.

For more information on this press release visit: http://www.releasewire.com/press-releases/alpha-it-solutions-specializes-in-cloud-it-services-in-trenton-and-hamilton-new-jersey-1366412.htm

Media Relations Contact

Press Manager Telephone: 1-215-550-1222 Email: Click to Email Press Manager Web: https://www.alphaitsolutionspa.com

Alpha IT Solutions Specializes in Computer Networking in Trenton and Levittown, Pennsylvania

When it comes to computer networking in Trenton and Levittown, Pennsylvania, Alpha IT Solutions is the name to reckon with.This press release was orginally distributed by ReleaseWireKing of Prussia, PA — (...

When it comes to computer networking in Trenton and Levittown, Pennsylvania, Alpha IT Solutions is the name to reckon with.

This press release was orginally distributed by ReleaseWire

King of Prussia, PA — (ReleaseWire) — 11/18/2022 — Computer networking has remarkably revolutionized the communication experience for people across the globe. Modern businesses are using technological advancements to improve their working efficiency. Additionally, business transactions and other activities are made easier with the help of effective networking.

Unfortunately, IT issues can hamper business operations. Alpha IT Solutions is there to help determine the most effective course of action. They can help with everything related to setting up a network or a server, moving emails, accessing them remotely, testing cables, connecting to the internet, making phone calls, or using cloud services.

Alpha IT Solutions learns about the client's company, procedures, goals, and future plans before making any recommendations about an IT solution. This information is vital for the planning of computer networking in Trenton and Levittown, Pennsylvania. The goal is to meet the current and future needs of their clientele.

Alpha IT Solutions aims to protect businesses from cyber risks by delivering comprehensive IT and Cyber security services. They support the upkeep and security of computer networks in the banking industry. As part of their comprehensive preventive services, they conduct audits, analyses, and evaluations of computer network security and risk. They also deal with networking difficulties, making the arduous task of managing IT services much less of a strain.

Alpha IT Solutions serves clients in the Pennsylvania communities of King of Prussia, Cheltenham, Abington, and Levittown. They offer computer networking services to households and businesses in Trenton and Hamilton, New Jersey, and neighboring regions.

They provide a comprehensive range of IT and cyber security services to help businesses be ready for potential attacks. They provide comprehensive solutions, from software to hardware, to satisfy their customers' needs.

They provide preventive services, such as audits, assessments, and computer network security risk evaluations. Their consultants uphold the organization's values by putting customers' concerns first and providing questions to their inquiries. As part of their mission to put customers at ease, they are available to answer any questions they may have about the company's information technology (IT) setup.

For more information on cloud IT services in Trenton and Hamilton, New Jersey, visit https://www.alphaitsolutionspa.com/cloud-it-services-it-cloud-security-hosted-servers-hamilton-trenton-nj-cheltenham-levittown-pa/.

Call 215-550-1222 for more details.

About Alpha IT Solutions The team at Alpha IT Solutions aims to provide a full range of IT and Cyber security services to protect the business from today and tomorrow's challenges. They provide computer network operations and security services with a strong emphasis on the financial industry. They handle computer networking, IT service management, networking security, and preventative services, including computer network security and risk audits, assessments, and evaluations.

For more information on this press release visit: http://www.releasewire.com/press-releases/alpha-it-solutions-specializes-in-computer-networking-in-trenton-and-levittown-pennsylvania-1366411.htm

Media Relations Contact

Press Manager Telephone: 1-215-550-1222 Email: Click to Email Press Manager Web: https://www.alphaitsolutionspa.com

Dark Matter as an Intergalactic Heat Source

Spectra from quasars suggest that intergalactic gas may have been heated by a form of dark matter called dark photons.Dense gas clouds across the Universe absorb light from distant quasars, producing absorption lines in the quasar spectra. A new study shows that the larger-than-predicted widths of these lines from nearby gas clouds could result from a form of dark matter called dark photons [1]. These particles could heat the...

Spectra from quasars suggest that intergalactic gas may have been heated by a form of dark matter called dark photons.

Dense gas clouds across the Universe absorb light from distant quasars, producing absorption lines in the quasar spectra. A new study shows that the larger-than-predicted widths of these lines from nearby gas clouds could result from a form of dark matter called dark photons [1]. These particles could heat the clouds, leading to a widening of the absorption lines. Other explanations of the broadening—based on more conventional heating sources—have been proposed, but if the dark-photon mechanism is at work, it might also cause heating in low-density clouds from earlier epochs of the Universe. Researchers are already planning to test this prediction.

When viewing the spectrum of a distant quasar, astronomers often observe absorption lines coming from the intervening clouds of gas. The most prominent absorption line is the Lyman-alpha line of hydrogen. Indeed, some quasar spectra have a “forest” of Lyman-alpha lines, with each coming from a cloud at a different distance from our Galaxy (or different epochs). By examining the widths, depths, and other details of the line shapes, researchers can extract information about the density, the temperature, and other features of the clouds. This information can be compared with the results of cosmological simulations that try to reproduce the clumping of matter into galaxies and other large-scale structures.

Comparisons between forest data and simulations have generally shown good agreement, but a discrepancy appears for relatively nearby gas clouds. Observations show that these so-called low redshift clouds produce broader absorption lines than predicted in simulations. “This may be an indication of a particular candidate of dark matter, which is called a dark photon,” says Andrea Caputo from CERN in Switzerland. “This dark photon can inject some energy and heat up the gas, [which makes] the lines a bit broader, in better agreement with the data.”

To explore how this energy injection might work, Caputo and his colleagues ran cosmic simulations with dark photons. The theory of dark photons assumes that the particles can spontaneously turn into normal photons with some small probability, but this conversion can be enhanced when dark photons enter an ionized gas satisfying a resonance condition. The condition amounts to the gas having a certain density, which is determined by the dark photon’s mass. If an intergalactic cloud has this density, then the ordinary photons generated by the resonance conversion will heat the gas.

Caputo stresses that a cloud’s density changes over time, so the resonance condition will be met for only a certain period of time. This time-dependent heating is unique to dark photons, as other proposed types of heat-producing dark matter, such as those that decay or annihilate, are expected to be “switched on” all the time. However, models of continuous heating are constrained by other cosmological observations, such as the cosmic microwave background, which don’t show signs of unexplained heating.

The simulations of Caputo and colleagues suggest that dark photons with an extremely small mass of around 10−14 eV/c2 (roughly 1019 times smaller than the electron mass) would resonantly convert to photons in low-redshift Lyman-alpha clouds. This conversion would inject between 5 and 7 eV of energy per hydrogen atom into the gas, enough to account for the observations.

In addition, the team predicts that dark-photon heating might have occurred at higher redshift, but only in so-called under-dense clouds, which in the past had higher densities—potentially high enough to meet the resonance condition. The team is currently running simulations to see if this predicted heating would agree with observations of high-redshift clouds.

However, exotic dark matter physics models may not be required to explain the Lyman-alpha data, says astrophysicist Blakesley Burkhart from Rutgers University in New Jersey. She says dark photons are an exciting possibility, but researchers have not yet ruled out more conventional heating sources, such as supermassive black hole jets at the centers of galaxies, known as active galactic nuclei.

Sam Witte—a cosmologist from the University of Amsterdam—agrees that the dark photon explanation is more speculative than other scenarios, but he thinks the researchers have made a convincing case with testable predictions. “Should future studies exclude conventional astrophysical explanations, it is compelling to consider the possibility that we might be observing the first nongravitational imprint of dark matter,” he says.

–Michael Schirber

References

November 15, 2022

Asteroid-sized clumps of a dark matter candidate known as an axion could be detectable in a gravitational-microlensing survey. Read More »

November 10, 2022

Predictions indicate that wormholes and black holes may have nearly identical polarized light spectra, making these astrophysical objects difficult to distinguish. Read More »

November 1, 2022

A proposed study of dwarf galaxies could give insight into whether dark matter particles interact with each other. Read More »

More Articles

Unilever: A Fine Bond Alternative, Though Upside Is Limited

SummaryUnilever (NYSE:UL) is a giant multinational consumer staples companies. It has a broad range of products; personal products and packaged food both make up around 40% of the company's sales each. The other 20% comes from home cleaning and care products.The company is a stable blue chip known for its relatively high...

Summary

Unilever (NYSE:UL) is a giant multinational consumer staples companies. It has a broad range of products; personal products and packaged food both make up around 40% of the company's sales each. The other 20% comes from home cleaning and care products.

The company is a stable blue chip known for its relatively high dividend. Unilever also used to produce capital gains. Now, though, shares have been down over the past five years. With a lack of growth and now investors seemingly selling shares amid concerns around inflation and rate hikes, what comes next for UL stock?

First, The Bad News

The big issue with Unilever stock starts on the top line. Put simply, Unilever hasn't grown -- at all -- over the past decade. In dollar terms, revenues are down from $64 billion in 2012 to $62 billion this year:

A roughly flat result isn't a disaster by any means. But it's hardly inspiring either, especially when we consider the impact of inflation over time. Even a stagnant company should generally be able to eke out at least a small amount of revenue growth from price hikes over time.

Unilever has made some splashy acquisitions, such as Dollar Shave Club, to drive growth and bring more products into the fold that hold more appeal with the next generation of shoppers. However, these acquisitions haven't moved the needle compared to Unilever's older staid brands like Lipton tea or Hellman's mayo.

The bottom line has looked a little better than the top line. Over the past decade, Unilever has grown its gross margin from 40% to 42% and its operating profit margin from 13% to 18%. This shows that Unilever has done a reasonable job of making more from the revenue pool that it does have.

Also, the company's lack of overly-expensive acquisitions has kept funds available for share repurchases in addition to the outsized dividend. Over the past decade, Unilever has shrunk its diluted by more than 10%, taking it from 2.9 billion in 2016 to 2.6 billion shares today. Combine the smaller share count with improving profit margins, and Unilever was able to grow EPS from $2.02 to $2.49 over the past decade despite seeing revenues decline slightly over that time period.

Though the company's earnings performance was better than its revenue trajectory, 20% EPS growth over a decade is still an uninspiring performance. Not surprisingly, the stock has hardly budged, moving from $37 per share ten years ago to $48 today:

At first glance, Unilever might be appearing to turn the corner now. Organic revenue growth hit 8% in the first half of 2022 and topped 10% in the most recent quarter. This seems like progress for the company after a decade of stagnation.

However, there's less there than meets the eye. The sales growth was almost entirely driven by price hikes due to the ongoing inflation situation. In fact, even while posting double-digits revenue growth, actual unit volume growth was slightly negative.

Unilever has posted especially strong growth in Latin America in recent years. That's a positive, as this region has stronger demographics and a rising middle class which can potentially move toward more packaged goods products in coming years. On the other hand, emerging markets are likely to see volatile results in the near-term thanks to the historic run-up in the value of the dollar.

On the other hand, Unilever continues to struggle in its European market. There, sales growth has been in the mid-single digits, which works out to a meaningful decline in real terms once we account for inflation.

Unilever's long-term struggles have resulted in shareholder frustration. Activist investors, including Nelson Peltz, have forced Unilever into some strategic changes. For example, current CEO Alan Jope will be retiring in 2023. It remains to be seen how Unilever's corporate direction may shift once new management takes over.

Making The Case For Unilever

The case for Unilever is a fairly simple one but comes with merit. Arguably, Unilever has gotten too big to really grow or innovate all that much. On the other hand, its size also protects it from failure. Unilever is such a massive enterprise with so many entrenched brands in all corners of the world that it will continue to gush out cash flow for decades to come.

As fellow SA author NJ Value Investor put it, Unilever is a classic "Long-Term Portfolio Stabilizer." The conclusion of their piece ran as follows:

"Unilever is not the type of stock that is going to get you rich overnight, but we do believe that this is a great portfolio stabilizer. The stock can generate some relatively decent income (a 3.7% yield) with low volatility returns. In a risk off market, Unilever is likely to outperform like it has this year."

I believe that's exactly the right framing. Unilever has shown that it simply hasn't been able to muster up much of any growth in recent years. However, it is maintaining its existing positioning, and that could be enough to achieve acceptable returns.

UL shares are now trading at 19.3x estimated 2023 earnings. This amounts to an earnings yield of just over 5%. The company, in turn, returns most of that to shareholders via the dividend yield, along with retaining a portion of earnings to invest in expansion of the business, M&A, or other such opportunities.

Take a 5% starting earnings yield plus the company's 10-year compounded EPS growth rate of 3.2%, and if valuation stays the same, investors should expect total annualized returns in the 8% range. With faster earnings growth or expansion in the multiple, we could see closer to 10% annualized returns. On the downside, if earnings growth stops altogether or the company's multiple falls, total returns could be closer to 5% annualized instead of 8%.

In any case, if you're deciding between owning bonds or Unilever stock (the ultimate bond-like equity if there ever was one) there's a good case for UL stock.

Here is the past 15 years of returns for Unilever vs. U.S. long-term treasuries (TLT):

Even if you bought Unilever in 2007, right before the financial crisis started, you've still outperformed bonds meaningfully over the long haul (and yes, this includes the respective dividends and interest from both investments, respectively).

It's been neck and neck. Bonds took the early lead during the financial crisis. Unilever caught up and then took the lead in the late 2010s. Then bonds briefly moved ahead during the beginning of the pandemic. Now, Unilever stock has pulled ahead again thanks to the sharp sell-off in bonds.

I think this is the right framework for thinking about the business. Unilever's management has done so little with the company's assets or growth possibilities that it effectively is just a yield play today. Is the premium on Unilever stock high enough to offset the added volatility versus a risk-free treasury bond? I believe the answer is yes.

Even with the recent run-up in bond yields, lending to the government is going to get you somewhere in the 3-4% range. Unilever gets you a starting 5% earnings yield, and probably a smidgeon of earnings growth on top of that. Over the long-haul, the bigger starting yield will usually outperform. It may not be by that great of a degree, as the above 15-year chart shows, but there is some alpha here.

Normally investors might demand a fairly significant yield premium to own an equity versus a government bond. In the case of Unilever, however, risk is modest. For one, the company's products are the sort that don't have to change or face much disruption risk. For another, Unilever has a tremendous balance sheet, ensuring that it won't run into financial problems any time soon:

Unilever has failed to meet investor expectations in recent years. However, it has a strong platform of brands and a great balance sheet which give it considerable flexibility in charting a new path forward. In the meantime, even if Unilever is not able to optimize its operations, owning an ultra-defensive company at 20x earnings is not the worst situation to be in. Unilever shares are unlikely to lose money from here over any meaningful length of time and can be expected to produce mid-to-high single digit returns going forward.

Unilever Stock's Bottom Line

I purchased my holding in Unilever back in 2016 around $40/share. Since then, I haven't worried about the company too much. Shares initially appreciated and the dividend has been stable and generous. Unilever has been and likely will continue to be a fine defensive holding that generates adequate, albeit not especially compelling returns.

That said, there may be a window of opportunity here. UL stock dropped back into the low $40s, pushing its earnings yield up to 6%, before the recent rally. If the Fed pivot rally we're seeing now fades, UL stock could easily end up back near the lows and offer a decent entry point.

I view Unilever as a straight-up bond alternative at this point, albeit one with some upside optionality depending on what activists and new management may end up doing. A 5% earnings yield with a starting 3.5% dividend yield isn't bad. And with another market correction, we could be looking at 6% and 4% on those two figures, respectively.

Clearly, Unilever isn't the most attractive consumer staples stock out there by any means. There are plenty of staples firms that have grown earnings at 8-10% compounded rates and which trade at multiples not that much higher than Unilever. Those faster-growing staples are likely to outperform considerably over time.

However, for the slow-moving ultra-defensive category of equities within a portfolio, UL stock seems like a reasonable pick at today's valuation.

Editor's Note: This article discusses one or more securities that do not trade on a major U.S. exchange. Please be aware of the risks associated with these stocks.

If you enjoyed this, consider Ian's Insider Corner to enjoy access to similar initiation reports for all the new stocks that we buy. Membership also includes an active chat room, weekly updates, and my responses to your questions.

Disclosure: I/we have a beneficial long position in the shares of UL either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

USDA Invests $21.6M in Small Business-Led Innovations

WASHINGTON, Nov. 16, 2022 – U.S. Department of Agriculture (USDA) Chief Scientist Chavonda Jacobs-Young today announced an investment of $21.6 million in scientific research for small businesses to further develop transformative agricultural solutions.“Small businesses, particularly rural and agricultural enterprises, play a vital role in the American economy. They embody the entrepreneurial spirit that America was built upon,” said Jacobs-Young, who is also USDA’s Under Secretary for Research,...

WASHINGTON, Nov. 16, 2022 – U.S. Department of Agriculture (USDA) Chief Scientist Chavonda Jacobs-Young today announced an investment of $21.6 million in scientific research for small businesses to further develop transformative agricultural solutions.

“Small businesses, particularly rural and agricultural enterprises, play a vital role in the American economy. They embody the entrepreneurial spirit that America was built upon,” said Jacobs-Young, who is also USDA’s Under Secretary for Research, Education and Economics. “This latest investment strengthens federal research and development support for small businesses, including women- and minority-owned businesses, and enhances USDA’s efforts to rapidly scale innovation across the food supply chain.”

This investment is part of the National Institute of Food and Agriculture’s (NIFA) Small Business Innovation Research (SBIR) program that targets early-stage private-sector projects. Grant funding will support 34 research projects that propose innovative and disruptive solutions on topics ranging from food science and nutrition to natural resources conservation.

“The projects we’re supporting demonstrate scientific originality, technical feasibility and strong commercial potential,” said Acting NIFA Director Dr. Dionne Toombs. “With this research, our small business partners are helping solve some of our most vexing agricultural problems.”

The grants announced today are supporting businesses across the country, from Washington to New York. Examples of funded projects include:

View the complete list of the 34 funded Small Business Innovation Research projects:

NIFA invests in and advances agricultural research, education and Extension across the nation to make transformative discoveries that solve societal challenges. NIFA supports initiatives that ensure the long-term viability of agriculture and applies an integrated approach to ensure that groundbreaking discoveries in agriculture-related sciences and technologies reach the people who can put them into practice. In FY 2022, NIFA’s total investment was $2.2 billion.

USDA touches the lives of all Americans each day in so many positive ways. In the Biden-Harris Administration, USDA is transforming America’s food system with a greater focus on more resilient local and regional food production, fairer markets for all producers, ensuring access to safe, healthy and nutritious food in all communities, building new markets and streams of income for farmers and producers using climate smart food and forestry practices, making historic investments in infrastructure and clean energy capabilities in rural America, and committing to equity across the Department by removing systemic barriers and building a workforce more representative of America. To learn more, visit www.usda.gov.

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USDA is an equal opportunity provider, employer, and lender.

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