TRT - Testosterone Replacement Therapy in Boynton Beach, FL

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 HRT For Men Boynton Beach, FL

What is Testosterone?

Testosterone is a crucial hormone for men and plays an important role throughout the male lifespan. Most of a male's testosterone is produced through the testicles. Also called the male sex hormone, testosterone starts playing its part during puberty.

When a male goes through puberty, testosterone helps males develop:

  • Facial Hair
  • Body Hair
  • Deeper Voice
  • Muscle Strength
  • Increased Libido
  • Muscle Density

As boys turn to men and men grow older, testosterone levels deplete naturally. Sometimes, events like injuries and chronic health conditions like diabetes can lower testosterone levels. Unfortunately, when a man loses too much T, it results in hypogonadism. When this happens, the testosterone must be replaced, or the male will suffer from symptoms like muscle loss, low libido, and even depression.

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How Does TRT Work?

TRT is exactly what it sounds like: a treatment option for men that replaces testosterone so that your body regulates hormones properly and restores balance to your life. Also called androgen replacement therapy, TRT alleviates the symptoms that men experience with low T.

Originally lab-synthesized in 1935, testosterone has grown in popularity since it was produced. Today, TRT and other testosterone treatments are among the most popular prescriptions in the U.S.

Without getting too deep into the science, TRT works by giving your body the essential testosterone it needs to function correctly. As the primary androgen for both males and females, testosterone impacts many of the body's natural processes – especially those needed for overall health. For example, men with low T are more prone to serious problems like cardiovascular disease and even type-2 diabetes.

When your body quits making enough testosterone, it causes your health to suffer until a solution is presented. That's where TRT and anti-aging medicine for men can help. TRT helps balance your hormones and replenish your depleted testosterone. With time, your body will begin to heal, and many symptoms like low libido and irritability begin to diminish.

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What Causes Low T?

For men, aging is the biggest contributor to lower testosterone levels, though there are other causes like obesity, drug abuse, testicular injuries, and certain prescribed medications. Sometimes, long-term health conditions like AIDS, cirrhosis of the liver, and kidney disease can lower testosterone levels.

When a man's testosterone levels drop significantly, it alters his body's ratio of estrogen and testosterone. Lower testosterone levels cause more abdominal fat, which in turn results in increased aromatase, which converts even more testosterone into estrogen.

If you're concerned that you might have low T, you're not alone. Millions of men in the U.S. feel the same way. The best way to find out if your testosterone is low is to get your levels tested.

For sustainable testosterone replacement therapy benefits, you must consult with hormone doctors and experts like those you can find at Global Life Rejuvenation. That way, you can find the root cause of your hormone problems, and our team can craft a personalized HRT plan tailored to your needs.

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Low Sex Drive

One of the most common reasons that men choose TRT is because they have lost that "spark" with their partner. It's not easy for a man to hear that they're not performing like they used to. Intimacy is a powerful part of any relationship. When a once-healthy sex life dwindles, it can cause serious relationship issues.

The good news is that low libido doesn't have to be a permanent problem. TRT and anti-aging medicines help revert hormone levels back into their normal range. When this happens, many men have a more enjoyable life full of intimacy and sex drive.

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Inability to Achieve and Maintain an Erection

Weak erections – it's an uncomfortable subject for many men in the U.S. to talk about. It's even worse to experience first-hand. You're in the midst of an intimate moment, and you can't do your part. Despite being perfectly normal, many men put blame and shame upon themselves when they can't achieve an erection. And while the inability to perform sexually can be caused by poor diet, obesity, and chronic health conditions, low testosterone is often a contributing factor.

Fortunately, weak erections are a treatable condition. The best way to regain your confidence and ability in bed is to speak with your doctor. Once any underlying conditions are discovered, options like TRT may be the best course of treatment.

Hair Loss

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Loss of Strength and Muscle Mass

Do you find it harder and harder to work out and lift weights in the gym? Are you having problems lifting heavy items that you once had no problem lifting?

Recent studies show that when men are inactive, they lose .5% of muscle strength every year, from ages 25 to 60. After 60, muscle loss doubles every decade. While some muscle loss is common as men age, a significant portion can be tied to low testosterone levels. When a man's T levels drop, so does his muscle mass.

Testosterone is a much-needed component used in gaining and retaining muscle mass. That's why many doctors prescribe TRT Boynton Beach, FL, for men having problems with strength. One recent study found that men who increased their testosterone levels using TRT gained as much as 2.5 pounds of muscle mass.

Whether your gym performance is lacking, or you can't lift heavy items like you used to, don't blame it all on age. You could be suffering from hypogonadism.

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Hair Loss

If you're like millions of other men in their late 20s and 30s, dealing with hair loss is a reality you don't want to face. Closely related to testosterone decline and hormone imbalances, hair loss is distressing for many men. This common symptom is often related to a derivative of testosterone called DHT. Excess amounts of DHT cause hair follicles to halt their production, causing follicles to die.

Because hair located at the front and crown is more sensitive to DHT, it grows slower than other follicles and eventually stops growing permanently. Thankfully, TRT and anti-aging treatments for men in Boynton Beach, FL, is now available to address hair loss for good.

While it's true that you can't change your genes, you can change the effects of low testosterone on your body. Whether you're suffering from thinning hair or hair loss across your entire head, TRT and other hormone therapies can stop hair loss and even reverse the process.

 TRT For Men Boynton Beach, FL

Gynecomastia

Also called "man boobs," gynecomastia is essentially the enlargement of male breast tissue. This increase in fatty tissue is often caused by hormonal imbalances and an increase in estrogen. For men, estrogen levels are elevated during andropause. Also called male menopause, andropause usually happens because of a lack of testosterone.

If you're a man between the ages of 40 and 55, and you're embarrassed by having large breasts, don't lose hope. TRT is a safe, effective way to eliminate the underlying cause of gynecomastia without invasive surgery. With a custom HRT and fitness program, you can bring your testosterone and estrogen levels back to normal before you know it.

 HRT For Men Boynton Beach, FL

Decreased Energy

Decreased energy was once considered a normal part of aging. Today, many doctors know better. Advances in technology and our understanding of testosterone show that low T and lack of energy often go hand-in-hand.

If you're struggling to enjoy activities like playing with your kids or hiking in a park due to lack of energy, it could be a sign of low T. Of course, getting tired is perfectly normal for any man. But if you're suffering from continual fatigue, a lack of enjoyment, or a decrease in energy, it might be time to speak with a doctor.

Whether you're having a tough time getting through your day or can't finish activities you used to love, TRT could help.

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Lack of Sleep

A study from 2011 showed that men who lose a week's worth of sleep can experience lowered testosterone levels – as much as 15%, according to experts. Additional research into the topic found almost 15% of workers only get five hours of sleep (or less) per night. These findings suggest that sleep loss negatively impacts T levels and wellbeing.

The bottom line is that men who have trouble sleeping often suffer from lower testosterone levels as a result. If you find yourself exhausted at the end of the day but toss and turn all night long, you might have low T.

TRT and anti-aging medicines can restore your T levels back to normal, which can help you sleep better with proper diet and exercise.

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Depression

You're feeling down about everything, and there's no solid explanation for why you're in such a crummy mood. Your daily life is great and full of success, but you can't help but feel unexcited and unmotivated. If you're experiencing symptoms like these, you may be depressed – and it may stem from low testosterone.

A research study from Munich found that men with depression also commonly had low testosterone levels. This same study also found that depressed men had cortisol levels that were 67% higher than other men. Because higher cortisol levels lead to lower levels of testosterone, the chances of severe depression increase.

Depression is a very real disorder and should always be diagnosed and treated by your doctor. One treatment option gaining in popularity is TRT for depression. Studies show that when TRT is used to restore hormone levels, men enjoy a lighter, more improved mood. That's great news for men who are depressed and have not had success with other treatments like anti-depression medicines, which alter the brain's chemistry.

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Inability to Concentrate

Ask anyone over the age of 50 how their memory is, and they'll tell you it wasn't what it used to be. Memory loss and lack of concentration occur naturally as we age – these aren't always signs of dementia or Alzheimer's.

However, what many men consider a symptom of age may be caused by low testosterone. A 2006 study found that males with low T levels performed poorly on cognitive skill tests. These results suggest that low testosterone may play a part in reducing cognitive ability. If you're having trouble staying on task or remembering what your schedule is for the day, it might not be due to your age. It might be because your testosterone levels are too low. If you're having trouble concentrating or remembering daily tasks, it could be time to talk to your doctor.

Why? The aforementioned study found that participating men experienced improved cognitive skills when using TRT.

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Weight Gain

Even though today's society is more inclusive of large people, few adults enjoy gaining weight as they age. Despite their best efforts, many men just can't shed the extra pounds around their midsections, increasing their risk of heart disease and cancer.

Often, male weight gain is caused by hormone imbalances that slow the metabolism and cause weight to pile on. This phase of life is called andropause and happens when there is a lack of testosterone in the body. Couple that with high cortisol levels, and you've got a recipe for flabby guts and double chins.

Fortunately, TRT treatments and physician-led weight loss programs can correct hormone imbalances and lead to healthy weight loss for men.

 TRT For Men Boynton Beach, FL

What is Sermorelin?

Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.

 HRT For Men Boynton Beach, FL

Benefits of Sermorelin

Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.

Benefits of Sermorelin include:

  • Better Immune Function
  • Improved Physical Performance
  • More Growth Hormone Production
  • Less Body Fat
  • Build More Lean Muscle
  • Better Sleep
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What is Ipamorelin?

Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.

Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.

 Ipamorelin Boynton Beach, FL

Benefits of Ipamorelin

One of the biggest benefits of Ipamorelin is that it is suitable for both men and women. It provides significant short and long-term benefits in age management therapies, boosting patients' overall health, wellbeing, and outlook on life. When growth hormone is produced by the pituitary gland using Ipamorelin, clients report amazing benefits.

Some of those benefits include:

  • Powerful Anti-Aging Properties
  • More Muscle Mass
  • Less Unsightly Body Fat
  • Deep, Restful Sleep
  • Increased Athletic Performance
  • More Energy
  • Less Recovery Time for Training Sessions and Injuries
  • Enhanced Overall Wellness and Health
  • No Significant Increase in Cortisol

Your New, Youthful Lease on Life Starts Here

Whether you are considering our TRT services, HRT for women, or our growth hormone peptide services, we are here to help. The first step to turning back the hand of time starts by contacting Global Life Rejuvenation.

Our friendly, knowledgeable TRT and HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!

Homes-for-Sale-phone-number973-587-8638

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Latest News in Boynton Beach, FL

East Boynton Beach Little League honors 2003 national championship team

The East Boynton Beach Little League celebrated members of its 2003 national championship team to kick off festivities for the spring season during Opening Night ceremonies on Feb. 17.The event featured members of the East Boynton Little League 2003 team, which represented the United States in the championship and finished as the runner-up at the Little League World Series in Williamsport, Pennsylvania.The 20th-year anniversary celebration included former players Michael Broad and Matt Overton as well as coaches Kenny Emerson a...

The East Boynton Beach Little League celebrated members of its 2003 national championship team to kick off festivities for the spring season during Opening Night ceremonies on Feb. 17.

The event featured members of the East Boynton Little League 2003 team, which represented the United States in the championship and finished as the runner-up at the Little League World Series in Williamsport, Pennsylvania.

The 20th-year anniversary celebration included former players Michael Broad and Matt Overton as well as coaches Kenny Emerson and Joe Irene. Patrick Mullen’s father also attended on his son’s behalf. The East Boynton Little League presented letters to the team members from the White House in Washington, D.C. from their magical season.

East Boynton Little League President AJ Quinones said it was a great opportunity celebrate the team.

“We tried hard to get as many of them here,” he said. “We know that some of them live out-of-state and they have commitments. We were planning it for a few years and were able to make it happen. When looking back, we found these letters that were never given to them and we wanted to present it to them for their achievement. It was great to interact and listen to their stories. They were instant superstars that summer and recognized everywhere they went. They were larger than life back then.”

The Opening Night ceremonies also included the parade of teams, which consisted of the introduction of players, coaches and team sponsors. They also had food trucks, music, raffles and a dunk tank. The Boynton Beach Fire Rescue Honor Guard presented on the field. Kaitlyn Casiano, who has been featured at minor league and major league stadiums, performed the national anthem.

The East Boynton Little League also recognized players with awards as well as the 12U All-Star team from last season, which won both the District 7 and Section 2 championship and finished third overall in the state tournament.

“The overall culture has been great and that is huge for us at the park,” Quinones said. “We continue to grow our league and are looking to make an impact on the kids and make them better people on and off the field.”

The East Boynton Little League expects to have several upgrades in the upcoming years. Last November, the city of Boynton Beach approved a proposal of renovations at the park and an indoor training facility to be built adjacent to the fields. The renovations will include an artificial turf field, new concession building, restrooms, designated storage area, relocation and expansion of fields and pavilion, additional parking, new lighting and paved walkways.

Phil Terrano, CEO of Primetime Sports Group LLC, grew up playing on the fields in Boynton Beach. He has partnered with Mike Barwis to spearhead the effort. He is working with investors toward the new training facility and revamped fields, including new scoreboards and a field designed for people with disabilities.

“The city of Boynton Beach has been super involved and their efforts for everything they have done for the park have been second to none,” Quinones said.

A Giant Destructive Blob Is Headed For Florida, And It Stinks

Steel yourselves, Florida: something massive might be about to beach itself on your shores. Reports are forecasting that a gargantuan blob of sargassum seaweed has accumulated in the Atlantic Ocean and is headed for the US state, bringing with it millions of tons of odorous seaweed.Sargassum is a genus of brown macroalgae (the fancy word for seaweed) that’s found in temperate and tropical oceans across the globe. It can form giant clumps like floating islands that stretch for miles, providing shelter and food to birds, fishes, s...

Steel yourselves, Florida: something massive might be about to beach itself on your shores. Reports are forecasting that a gargantuan blob of sargassum seaweed has accumulated in the Atlantic Ocean and is headed for the US state, bringing with it millions of tons of odorous seaweed.

Sargassum is a genus of brown macroalgae (the fancy word for seaweed) that’s found in temperate and tropical oceans across the globe. It can form giant clumps like floating islands that stretch for miles, providing shelter and food to birds, fishes, sea turtles, and crustaceans.

These gargantuan seaweed islands are the exclusive home for some species like sargassum fish, and act like nursery grounds for juvenile animals including mahi mahi and turtles. Eventually, these islands lose their buoyancy and sink to the seafloor where they become a primary food source in the food webs of the deep sea, so they are an important habitat for many species across different zones of the water column.

However, in recent years sargassum has become increasingly nomadic as warming ocean temperatures have seen it blossom in unfamiliar waters. It’s also thought to have experienced a boom in growth as a result of climate change and nutrient runoff from the Amazon and Mississippi. Its emigration and boom in growth means that it can sap the nutrients and oxygen out of the reefs it engulfs, and things only get worse when it makes ground.

“Golden tides” like the sea of sargassum that’s currently floating towards Florida can stink to high heaven of a potent blend of rotten eggs (thank you hydrogen sulfide gas) topped off with a salty sea tang. As it decomposes, it releases its stored carbon into the air, contributing towards the planet’s already-too-high CO2 emissions.

2022 was a record-breaking year for sargassum and 2023 may be an even bigger year, as old seaweed acts like seeding material to get the next crop off to a bumper start. Mangroves, docks and canals are particularly affected by sargassum as they provide a place for it to bottleneck, creating dead zones in which other life can’t thrive.

According to Southern Living, the vast stretch of sargassum currently dominating the Atlantic Ocean has doubled for two months consecutively, now sitting at around 8.7 million tons. That’s roughly 3,000 Olympic-size swimming pools for context, and makes for a frightening day at the beach.

“Our beach could literally be clean at 8 a.m. and three to four hours later a giant mat of sargassum the size of a mall will come in like the blob, like a Stephen King movie,” Tom Mahady, city of Boynton Beach (Florida) Ocean Rescue chief, told USA Today. "It's not pleasant for swimmers."

Elsewhere in the world, scientists have got to work trying to develop sustainable ways to tackle golden tides. The goal is to find an effective way to pre-process seaweed piling up on beaches so it can be turned into something useful.

“It’s free and there’s so much of it, so it makes sense to convert it into useful products. But converting marine biomass like seaweed usually requires removing it from salt water, washing it in fresh water and drying it,” said Professor Mike Allen of the University of Exeter and Plymouth Marine Laboratory, who’s leading the processing project, to The Guardian. “That’s very expensive, so we needed to find a method that would be both economically and environmentally viable.”

Keep a weather eye on the horizon, Florida. Something stinky this way comes.

Deep doodoo: Diver’s-eye view of a Florida problem

JOHN CHRISTOPHER FINE is a marine biologist and carries out coral-reef research from his home in the city of Boynton Beach, a popular Florida diving location. What he saw on a recent dive there didn’t exactly surprise him, but it did prompt him to write this piece…We were diving in the Atlantic Ocean off Boynton Beach, Florida yesterday – swimming through 6m of sewage and canal run-off. Visibility was poor. Flocculent matter contained ...

JOHN CHRISTOPHER FINE is a marine biologist and carries out coral-reef research from his home in the city of Boynton Beach, a popular Florida diving location. What he saw on a recent dive there didn’t exactly surprise him, but it did prompt him to write this piece…

We were diving in the Atlantic Ocean off Boynton Beach, Florida yesterday – swimming through 6m of sewage and canal run-off. Visibility was poor. Flocculent matter contained macerated pieces of toilet-paper and suspended particles of sewage.

The ocean was 28°C and storm-clouds had gathered on the horizon. It would have been a typical Florida summer day, but a tropical storm had brought torrential rain, with 35cm falling in a few hours.

Years ago, innocent people were being sold swampland in Florida. Notorious criminals scammed them into land-deals that turned out to be nothing more than “worthless” everglades covered with water.

Had those hapless investors held onto their pieces of swamp, they would be billionaires today. Florida has been paved over, from east to west and north to south. Swamps have been drained, everglades re-routed and rampant development in the west has made the danger of flooding apparent.

Taxpayers might say: too bad, they built there, a hurricane wiped them out, why should Federal Emergency Management Agency (FEMA) money be used to save them?

“They lied to me,” the late pioneering Palm Beach dive instructor Norine Rouse told me long ago. “The water-managers told me a blatant lie – that they did not release canal water.

“I took pictures of it. Plumes of black water came out of the inlet into the ocean. Turtles are burying themselves in the muck it created. Turtles use this oxygen-free muck to kill barnacles on their shells, everything else is dying.” Such conditions prevailed on my dives yesterday.

Water-managers say that if they don’t release water from Lake Okeechobee, where it is dammed, and if they do not control water-levels in the west, homes will be flooded. They will, there’s no doubt about it. It’s too late to condemn building in swampland that has destroyed natural everglades – it’s done and cannot be undone.

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Gigantic canals

When torrential rains occur, several things happen. Water-managers release water by opening canal gates, and Florida is criss-crossed by gigantic canals. They pass for miles through vast agricultural lands where fertilisers, herbicides and pesticides are used in abundance to produce perfect crops – because who is going to buy an insect-bitten orange or grapefruit?

Florida has no soil, it’s sand on top of limestone, both porous. Pour anything onto it and it percolates down, all eventually reaching the ocean.

Now for the sewers. Florida is the third most populous state in the USA, with some 22 million people living there, which means substantial waste. Every day, billions of gallons of it must be treated.

In normal times, sewage-treatment plants can handle the waste-stream, although in some areas they have not been able to keep up with population growth.

When it rains as hard as it did last week, holding tanks cannot manage the water. Sewage is released with squirts of chlorine, because little more can be done. There is nowhere to store all that wastewater.

Old pipes that ran from South Florida cities a mile out into the ocean to pump out sewage have been condemned by court order – but the pipes are still out there. One municipality complained that when it rained it would still have to use the pipe, which is big enough for a scuba diver to poke into.

It’s against the law, but I’ve witnessed them pumping sewage from a pipe that had been declared officially closed.

People and cows

Next we have all that material on our lawns, golf-courses, roads and parking lots, all manner of chemicals. When it rains, residue is washed down storm-drains, and directly into Lake Worth. It goes from there along the Intracoastal Waterway and then, at tide change, directly into the Atlantic Ocean.

Then there is evaporation. It might be only a little fuel spilt at the pumps, a little poison placed on a lawn – or a major cattle-feed operation in Florida’s western regions where, to fatten all those cows, they exist on a diet of hormones, antibiotics, growth stimulants and special feed.

What do cattle do with all that? The same thing you do, out it goes. Ammonia in waste evaporates, run-off occurs, waste enters both the atmosphere and canal water and arrives via dumping or rainfall in the Atlantic.

What happens next? All these waste-streams contain nitrogen which, in the presence of phosphorus in the marine environment, is a nutrient. Algae love nutrient-rich ocean water. They grow as plants, sink to the bottom, invade corals, sponges and sedentary marine life and smother it to death.

This is what we witnessed while diving yesterday. I have investigated this pollution often but it has not been this bad off Boynton Beach in more than five years.

Corals are under attack everywhere in the world. Vast reaches of coral growth have been destroyed in Florida by disease and algae. Researchers in the Keys have noted that live coral coverage is down to 3-5%, but when I was a kid diving there, it was 90%.

Compare to Bonaire

I’ve just returned from work on the island of Bonaire in the western Caribbean. The contrast is startling.

Bonaire’s authorities, supported by a dedicated population, took steps to protect their marine environment 40 years ago. Live coral coverage is as it was when I first dived there, a healthy marine environment free from the plague of pollution suffered by South Florida.

Our dives were dramatic. The reefs offshore of Boynton Beach, Gulfstream and Briny Breezes were covered with algae. Coral and sponges were being choked by large tufts of these plants and lay dead or dying. My photographs portray decimated reefs.

What can be done? Decrease the nitrogen-load in waste-streams. Go back to natural landscapes. Prevent homeowner associations and golf courses using non-native grasses for lawns. Establish effective treatment systems to stem nitrogen and chemical waste before it reaches the ocean.

Some of this costs a great deal of money. They said that 50 years ago, as an excuse for doing nothing. It will cost more now than when government officials excuse their failure to act and tell residents: “We will tax you.”

The next-best bet is a big, bold, bad hurricane. Terrible thought, but it was Hurricane Irma that swept the algae off South Florida reefs. All that agitation caused the algae to be pulled off and away into the northward-flowing Gulf Stream – like vacuuming the house. The reefs were given a new lease of life by the wind.

We all need to clean up our act and look at what we throw out, not only the plastic debris but chemicals of every sort. If the 22 million people affected took one little step to protect the environment, it would make a colossal difference.

John Christopher Fine is a marine biologist and and specialist in maritime affairs. He is a Master Scuba Instructor, Instructor Trainer and the author of some 25 fiction and non-fiction books on a wide range of themes, most recently Hunt For Gold.

Also on Divernet: Coral Farmers Reshaping The Future, Sponges: Glue Of The Reef, Ten Ways Tech Is Rescuing Coral, A Dive Pioneer Turns 80 On Bonaire

Single mom of four achieves her academic dreams with the help of Boynton Beach City Library

BOYNTON BEACH, Fla. —Mivadia Joseph walked through the doors at Boynton Beach City Library, picked up a library card, signed online and completed her high school degree for free.Relief on the way: Small business owners in Boynton Beach still struggling from the pandemic, listen upIt all started when the single mom came to the United States from ...

BOYNTON BEACH, Fla. —

Mivadia Joseph walked through the doors at Boynton Beach City Library, picked up a library card, signed online and completed her high school degree for free.

Relief on the way: Small business owners in Boynton Beach still struggling from the pandemic, listen up

It all started when the single mom came to the United States from Haiti 7 years ago and found the American dream in Boynton Beach.

"I started my high school diploma in 2020 during the pandemic," Joseph said. "I was at home, so I wanted to study but I had to pay money."

Joseph had a time limit to complete the program but with four kids, ages 11, 10, eight and barely a year old, it was a struggle.

"Time is running out, I could not finish it. So when I call they say I have to pay again." Joseph said.

Working multiple jobs, Joseph could not afford the cost of restarting the course. Then, on a ride down Boynton Beach Boulevard, a voice from the backseat changed everything. It was that of her 10-year-old Tatiana asking to go to the library when they saw it.

'LOOP for Literacy': Literacy Coalition aims to make sure everyone is able to read through annual fundraiser

Joseph got a card, signed up for the Smart Horizons program online, and in four months, she had her degree and a formal ceremony thrown by the city.

"They call me and congratulate me, and they give me this beautiful certificate of achievement." Joseph said.

Now, she's working as a certified nurses assistant and has a message to the city.

"I want to say thank you," Joseph said. "It's been a very long time I’ve been fighting, been working very hard to get it."

"She’s an achiever because she made her dreams come true." Tatiana said.

Joseph also has a message to everyone else. "Anyone can do it, if I can do it, anyone can do it."

Commercial lending company Forman Capital relaunches in Boynton Beach

South Florida real estate lending duo Ben Jacobson and Brett Forman relaunched their joint-venture Forman Capital in Boynton Beach today....

South Florida real estate lending duo Ben Jacobson and Brett Forman relaunched their joint-venture Forman Capital in Boynton Beach today.

Forman was previously the partner of commercial lending firm Trez Capital, which ended its partnership and closed the Palm Beach County office in late December.

Forman said he decided to relaunch his own origination company with Jacobson to focus on financing in the homebuilder and multifamily developer sectors, given the opportunity with interest rates in the current market.

"In my opinion, [residential real estate is] the safest asset class and it's the most in need at this point.," he said.

Forman Capital will operate out of a 1,885-square-foot office at 1501 Corporate Drive, Suite 240, and employ nine people who specialize in lending money to residential and multifamily developers throughout various project stages.

Forman said the company will seek opportunities to lend to high-growth areas like South Florida. It is offering loans to help developers bridge the gap between land acquisition and construction, or to refinance projects where the original loans ran into difficulty with interest rates or construction costs.

"As the market changes with relation to interest rates, I think we're going to start seeing more secondary or junior debt," he said. "Maybe a second mortgage, mezzanine debt or equity."

This process, referred to as bridge financing, isn't as common now that originators generally perceive these type of borrowers as more risky to lend to, Forman said. However, he said there is opportunity for his business to provide short-term lending solutions for pending residential projects in areas with growing populations.

"With the passage of time and increase of interest rates, people are going to have larger interest expenses that they may have not planned for," he said. "And then, of course, the cost of construction has escalated. And so, naturally, there may be projects that are nearing completion that need money to satisfy their banks."

Forman Capital was originally founded in 2004, and Forman said he decided to relaunch his venture alongside Jacobson and his other team members at the end of December.

"It was a heavy lift, but it's very exciting," he said. "And while a lot of people would think it's a bad time to go into real estate, I actually disagree and think that to be on the debt side of the business is a perfect time to go in.".

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