Testosterone is a crucial hormone for men and plays an important role throughout the male lifespan. Most of a male's testosterone is produced through the testicles. Also called the male sex hormone, testosterone starts playing its part during puberty.
When a male goes through puberty, testosterone helps males develop:
As boys turn to men and men grow older, testosterone levels deplete naturally. Sometimes, events like injuries and chronic health conditions like diabetes can lower testosterone levels. Unfortunately, when a man loses too much T, it results in hypogonadism. When this happens, the testosterone must be replaced, or the male will suffer from symptoms like muscle loss, low libido, and even depression.
TRT is exactly what it sounds like: a treatment option for men that replaces testosterone so that your body regulates hormones properly and restores balance to your life. Also called androgen replacement therapy, TRT alleviates the symptoms that men experience with low T.
Originally lab-synthesized in 1935, testosterone has grown in popularity since it was produced. Today, TRT and other testosterone treatments are among the most popular prescriptions in the U.S.
Without getting too deep into the science, TRT works by giving your body the essential testosterone it needs to function correctly. As the primary androgen for both males and females, testosterone impacts many of the body's natural processes â especially those needed for overall health. For example, men with low T are more prone to serious problems like cardiovascular disease and even type-2 diabetes.
When your body quits making enough testosterone, it causes your health to suffer until a solution is presented. That's where TRT and anti-aging medicine for men can help. TRT helps balance your hormones and replenish your depleted testosterone. With time, your body will begin to heal, and many symptoms like low libido and irritability begin to diminish.
For men, aging is the biggest contributor to lower testosterone levels, though there are other causes like obesity, drug abuse, testicular injuries, and certain prescribed medications. Sometimes, long-term health conditions like AIDS, cirrhosis of the liver, and kidney disease can lower testosterone levels.
When a man's testosterone levels drop significantly, it alters his body's ratio of estrogen and testosterone. Lower testosterone levels cause more abdominal fat, which in turn results in increased aromatase, which converts even more testosterone into estrogen.
If you're concerned that you might have low T, you're not alone. Millions of men in the U.S. feel the same way. The best way to find out if your testosterone is low is to get your levels tested.
For sustainable testosterone replacement therapy benefits, you must consult with hormone doctors and experts like those you can find at Global Life Rejuvenation. That way, you can find the root cause of your hormone problems, and our team can craft a personalized HRT plan tailored to your needs.
One of the most common reasons that men choose TRT is because they have lost that "spark" with their partner. It's not easy for a man to hear that they're not performing like they used to. Intimacy is a powerful part of any relationship. When a once-healthy sex life dwindles, it can cause serious relationship issues.
The good news is that low libido doesn't have to be a permanent problem. TRT and anti-aging medicines help revert hormone levels back into their normal range. When this happens, many men have a more enjoyable life full of intimacy and sex drive.
Weak erections â it's an uncomfortable subject for many men in the U.S. to talk about. It's even worse to experience first-hand. You're in the midst of an intimate moment, and you can't do your part. Despite being perfectly normal, many men put blame and shame upon themselves when they can't achieve an erection. And while the inability to perform sexually can be caused by poor diet, obesity, and chronic health conditions, low testosterone is often a contributing factor.
Fortunately, weak erections are a treatable condition. The best way to regain your confidence and ability in bed is to speak with your doctor. Once any underlying conditions are discovered, options like TRT may be the best course of treatment.
Do you find it harder and harder to work out and lift weights in the gym? Are you having problems lifting heavy items that you once had no problem lifting?
Recent studies show that when men are inactive, they lose .5% of muscle strength every year, from ages 25 to 60. After 60, muscle loss doubles every decade. While some muscle loss is common as men age, a significant portion can be tied to low testosterone levels. When a man's T levels drop, so does his muscle mass.
Testosterone is a much-needed component used in gaining and retaining muscle mass. That's why many doctors prescribe TRT Plantation, FL, for men having problems with strength. One recent study found that men who increased their testosterone levels using TRT gained as much as 2.5 pounds of muscle mass.
Whether your gym performance is lacking, or you can't lift heavy items like you used to, don't blame it all on age. You could be suffering from hypogonadism.
If you're like millions of other men in their late 20s and 30s, dealing with hair loss is a reality you don't want to face. Closely related to testosterone decline and hormone imbalances, hair loss is distressing for many men. This common symptom is often related to a derivative of testosterone called DHT. Excess amounts of DHT cause hair follicles to halt their production, causing follicles to die.
Because hair located at the front and crown is more sensitive to DHT, it grows slower than other follicles and eventually stops growing permanently. Thankfully, TRT and anti-aging treatments for men in Plantation, FL, is now available to address hair loss for good.
While it's true that you can't change your genes, you can change the effects of low testosterone on your body. Whether you're suffering from thinning hair or hair loss across your entire head, TRT and other hormone therapies can stop hair loss and even reverse the process.
Also called "man boobs," gynecomastia is essentially the enlargement of male breast tissue. This increase in fatty tissue is often caused by hormonal imbalances and an increase in estrogen. For men, estrogen levels are elevated during andropause. Also called male menopause, andropause usually happens because of a lack of testosterone.
If you're a man between the ages of 40 and 55, and you're embarrassed by having large breasts, don't lose hope. TRT is a safe, effective way to eliminate the underlying cause of gynecomastia without invasive surgery. With a custom HRT and fitness program, you can bring your testosterone and estrogen levels back to normal before you know it.
Decreased energy was once considered a normal part of aging. Today, many doctors know better. Advances in technology and our understanding of testosterone show that low T and lack of energy often go hand-in-hand.
If you're struggling to enjoy activities like playing with your kids or hiking in a park due to lack of energy, it could be a sign of low T. Of course, getting tired is perfectly normal for any man. But if you're suffering from continual fatigue, a lack of enjoyment, or a decrease in energy, it might be time to speak with a doctor.
Whether you're having a tough time getting through your day or can't finish activities you used to love, TRT could help.
A study from 2011 showed that men who lose a week's worth of sleep can experience lowered testosterone levels â as much as 15%, according to experts. Additional research into the topic found almost 15% of workers only get five hours of sleep (or less) per night. These findings suggest that sleep loss negatively impacts T levels and wellbeing.
The bottom line is that men who have trouble sleeping often suffer from lower testosterone levels as a result. If you find yourself exhausted at the end of the day but toss and turn all night long, you might have low T.
TRT and anti-aging medicines can restore your T levels back to normal, which can help you sleep better with proper diet and exercise.
You're feeling down about everything, and there's no solid explanation for why you're in such a crummy mood. Your daily life is great and full of success, but you can't help but feel unexcited and unmotivated. If you're experiencing symptoms like these, you may be depressed â and it may stem from low testosterone.
A research study from Munich found that men with depression also commonly had low testosterone levels. This same study also found that depressed men had cortisol levels that were 67% higher than other men. Because higher cortisol levels lead to lower levels of testosterone, the chances of severe depression increase.
Depression is a very real disorder and should always be diagnosed and treated by your doctor. One treatment option gaining in popularity is TRT for depression. Studies show that when TRT is used to restore hormone levels, men enjoy a lighter, more improved mood. That's great news for men who are depressed and have not had success with other treatments like anti-depression medicines, which alter the brain's chemistry.
Ask anyone over the age of 50 how their memory is, and they'll tell you it wasn't what it used to be. Memory loss and lack of concentration occur naturally as we age â these aren't always signs of dementia or Alzheimer's.
However, what many men consider a symptom of age may be caused by low testosterone. A 2006 study found that males with low T levels performed poorly on cognitive skill tests. These results suggest that low testosterone may play a part in reducing cognitive ability. If you're having trouble staying on task or remembering what your schedule is for the day, it might not be due to your age. It might be because your testosterone levels are too low. If you're having trouble concentrating or remembering daily tasks, it could be time to talk to your doctor.
Why? The aforementioned study found that participating men experienced improved cognitive skills when using TRT.
Even though today's society is more inclusive of large people, few adults enjoy gaining weight as they age. Despite their best efforts, many men just can't shed the extra pounds around their midsections, increasing their risk of heart disease and cancer.
Often, male weight gain is caused by hormone imbalances that slow the metabolism and cause weight to pile on. This phase of life is called andropause and happens when there is a lack of testosterone in the body. Couple that with high cortisol levels, and you've got a recipe for flabby guts and double chins.
Fortunately, TRT treatments and physician-led weight loss programs can correct hormone imbalances and lead to healthy weight loss for men.
Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.
Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.
Benefits of Sermorelin include:
Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.
Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.
One of the biggest benefits of Ipamorelin is that it is suitable for both men and women. It provides significant short and long-term benefits in age management therapies, boosting patients' overall health, wellbeing, and outlook on life. When growth hormone is produced by the pituitary gland using Ipamorelin, clients report amazing benefits.
Some of those benefits include:
Whether you are considering our TRT services, HRT for women, or our growth hormone peptide services, we are here to help. The first step to turning back the hand of time starts by contacting Global Life Rejuvenation.
Our friendly, knowledgeable TRT and HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!973-587-8638
On January 12, 2023, the Florida Fish and Wildlife Conservation Commission (FWC) Division of Law Enforcement (DLE) filed charges against eight individuals, ranging from second degree misdemeanors to third-degree felonies related to the illegal trafficking of venomous and prohibited snakes.The FWC has been receiving intelligence reports and complaints indicating that a black market exists for the sale and purchase of illegal and highly dangerous venomous reptiles in Florida. In 2020, the FWC initiated a long-term investigation with und...
On January 12, 2023, the Florida Fish and Wildlife Conservation Commission (FWC) Division of Law Enforcement (DLE) filed charges against eight individuals, ranging from second degree misdemeanors to third-degree felonies related to the illegal trafficking of venomous and prohibited snakes.
The FWC has been receiving intelligence reports and complaints indicating that a black market exists for the sale and purchase of illegal and highly dangerous venomous reptiles in Florida. In 2020, the FWC initiated a long-term investigation with undercover investigators to determine the extent of this illegal activity and hold violators accountable.
The illegal sale, purchase, transport and caging of these regulated animals pose a significant public safety threat, undermines legitimate captive wildlife dealers operating legally and threatens the long-term well-being of state wildlife populations. If these illegal and dangerous nonnative species were to escape, they could easily live and breed in Florida’s subtropical climate.
Over the course of the investigation, nearly 200 snakes, consisting of 24 species from seven different regions of the globe, were purchased or sold by FWC undercover investigators to or from wildlife traffickers. Some of those species include the inland taipan, bushmaster, rhinoceros viper, African bush viper, Gaboon viper, green mamba, eyelash viper, multiple species of spitting cobra, forest cobra, puff adder and saw-scaled vipers. Trafficking activity was unpermitted, and the subjects involved showed a complete disregard for the regulatory framework designed to keep Floridians safe.
“Some of these snakes are among the most dangerous in the world,” said Maj. Randy Bowlin, FWC DLE Investigations and Intelligence Section Leader. “Florida’s rules and laws are in place to protect the public and prevent tragedies from occurring.”
Much of the illegal activity was initiated on specialized websites or closed social media pages. Once these black-market deals were arranged, violators quickly transitioned to in-person meetings where they arranged to buy or sell potentially deadly species to undercover officers with full knowledge that they were unlicensed and could not purchase these snakes legally. Some of these individuals included wholesale dealers who imported large shipments of nonnative venomous snakes from multiple countries around the world. The FWC secured search warrants for many of the social media accounts to prove the illegal activity was occurring and identify additional subjects. Georgia DNR and the FWC also worked in conjunction on this investigation to target other suspects illegally transporting carloads of venomous snakes around the country in violation of multiple state laws. Covert meetings with officers from Georgia and Florida revealed that the suspects showed a complete disregard for this highly regulated activity.
The actions of individuals such as the ones charged today make our jobs at VENOM 1 and 2 only that much harder,” said Dr. Benjamin Abo, Primary investigator and Medical Director of Venom 1 and 2 Venom Response Units. “We fight every day to keep people alive and minimize permanent complications after a tragic bite occurs. The rules for the transportation, caging and handling of these animals are in place for important reasons.”
As often happens with long term investigations, non-wildlife crimes were documented by FWC investigators. “We’ve seen time and again that individuals who will break one law do not limit themselves to only one area of illegal activity,” said FWC DLE Director Colonel Roger Young. “Documented violations range from conservation second-degree misdemeanors to third-degree felony possession of a firearm by a convicted felon.”
This lengthy investigation developed additional suspects both in and out of Florida. FWC investigators realized early into the investigation that the black market for venomous reptiles in Florida was robust, and subjects identified in the operation were dealing reptiles frequently and in high numbers, often to or from unpermitted individuals. Caging, labeling, transport and handling rules were also often ignored by subjects and cited accordingly in today’s action.
“Some of the individuals apprehended by this operation are established dealers of snakes,” said FWC Commission Chairman Rodney Barreto. “Our law enforcement officers will continue to hold accountable those who disregard the rules which protect our natural resources of the state.”
Over the course of the investigation, FWC Investigations leadership made the determination to allow some violations to sunset due to statutes of limitations, in order to cast a wider net for additional violators. Hundreds of additional misdemeanor level violations were observed during the operation which were not charged in today’s activities.
Violations charged during this operation do not take into account that many of these snakes were probably sourced illegally from their home country of origin. A well established tactic for black market dealers is to launder illegally procured snakes through a properly permitted facility, so they may be sold without divulging their true origin.
“During this investigation, officers saw and heard disturbing evidence of widespread illegal activity, not the least of which were individuals who indicated that they were releasing or planning to release prohibited reptiles into nearby native habitat to establish a readily accessible wild breeding population,” said Investigations Section Captain Van Barrow.
Wildlife trafficking ranks fourth behind, drugs, weapons and humans in global activity, and is often a nexus for other illegal activity. There are many different estimates of the value of illicit wildlife trafficking worldwide. According to the Wildlife Conservation Society, illicit wildlife trafficking is estimated to be between $7.8 billion and $10 billion per year.
Actions taken by the FWC DLE Investigations Section on January 12 include:
Delvin Eugene Sasnett (11/21/1990) of Eagle Lake, FL – arrested and issued Notice to Appear
During the investigation, FWC investigators found evidence to charge Sasnett with a number of serious violations. In addition to illegal purchase or sale of venomous reptiles, he is also involved in the sale of other types of wildlife.
Polk County violations include:
William Chase Agee (08/01/1990) of Holly Hill, FL – arrested and executed search warrant
Agee is an unpermitted individual who has been involved in multiple illegal sales and purchases of venomous reptiles. A convicted felon, Agee was well aware of the regulations concerning these snakes. In addition to violations concerning venomous reptiles, Agee was also illegally in possession of a firearm, a third-degree felony.
Volusia County violations include:
Dylan Isaac Levin (02/15/1992) of Palm Beach Gardens, FL – arrested
Levin was documented making multiple illegal purchases and sales of venomous reptiles. He falsified required records regarding venomous reptiles and was involved in the sale of a controlled substance.
Palm Beach County violations include:
Edward Daniel Bays (07/31/1997) of Southwest Ranches, FL – issued Notice to Appear
Broward County, Miami-Dade County violations include:
Jorge Javier Gonzalez (10/29/1999) of Miami, FL – executed search warrant, issued Notice to Appear
Gonzalez is charged with the illegal trafficking of prohibited species, specifically Burmese pythons. On multiple occasions, FWC investigators documented the illegal sale and transport of these invasive prohibited species.
Broward County, Collier County, Hendry County, Miami-Dade County violations include:
Paul Edward Miller (07/21/1974) of Cape Coral, FL – issued Notice to Appear
Miller is a large importer of snakes, a well-established wildlife wholesaler and the owner of Calusa Animal Company. In addition to multiple violations regarding caging, labeling and husbandry, FWC investigators also documented instances where Miller aided in the falsification of required experience hours documentation.
Lee County violations include:
Joseph David Switalski, Jr. (05/26/1985) of Plantation, FL – issued Notice to Appear
Switalski is a well-established reptile dealer and is the owner of JDS Holdings and Trading, LLC. Multiple illegal sales and purchases occurred involving Switalski during the investigation, with more than 60 snakes. Switalski is charged with multiple violations.
Broward County violations include:
Timothy James Gould (05/12/1984) of Central City, PA – arrested by the Georgia Department of Natural Resources in Georgia, issued a Notice to Appear
Gould is a well-established wildlife transporter and is unpermitted in the state of Florida for any captive wildlife, let alone venomous reptiles. He advertises his illegal transport services on a popular online marketplace for wildlife dealers. Working with the Georgia Department of Natural Resources, the FWC identified Gould and documented his illegal activity in Florida. When arrested, Gould had 27 snakes in his possession illegally.
Levy County violations include:
Charges have been filed with the appropriate State Attorney Offices, and judicial proceedings are pending.
MIAMI - As he ran his hands over the rough west wall of what most in South Florida regard as Miami-Dade's first courthouse, Dr. Marvin Dunn said he feels the pain.Dr. Dunn, a retired Florida International University professor, historian, and author of several books on the Black experience in Florida said, "I think about the hands that built this."Constructed in 1844 by slaves for slaves, the sturdy stone structure was originally located further east on the Miami River. It was moved in 1925 for preserv...
MIAMI - As he ran his hands over the rough west wall of what most in South Florida regard as Miami-Dade's first courthouse, Dr. Marvin Dunn said he feels the pain.
Dr. Dunn, a retired Florida International University professor, historian, and author of several books on the Black experience in Florida said, "I think about the hands that built this."
Constructed in 1844 by slaves for slaves, the sturdy stone structure was originally located further east on the Miami River. It was moved in 1925 for preservation. It is one of Miami's most prominent historical buildings.
"This building was not preserved because it was slave quarters. It was preserved because it was the first Dade County courthouse and because of the pioneer era in Miami. This was not to protect early Back history but to protect early white history," said Dr. Dunn.
Miami does have slavery in its past, a brief past, almost two decades, but still a part of its history.
Sitting in the midst of Lummus Park just west of downtown, the slavery history is noted on the sign posted in front of the building
Dr. Dunn knows the story well, going back to the 1840s.
The original purpose of the house was for slave purposes for a plantation owner, eventually, army troops pursuing Seminoles, but originally for slaves. It did not work out well for them.
The rocky soil did not produce crops that would be commercially successful. Then there was the location. Slaves kept running away, west into the Everglades, blending in with the Seminoles, and east to the Bahamas.
In addition to the Miami plantation, a short-lived slave operation was attempted on Key Biscayne. It failed rather quickly.
Here is the timeline of record for plantation slavery along the Miami River:
In 1830, 50 to 60 plantation slaves were brought to Miami and eight years later U.S. troops arrived and established Fort Dallas. In 1844, stone slave quarters were constructed at Fort Dallas, there were an estimated 100 slaves in Miami.
The slaves were quickly sent out of Florida in 1849 due to threats by the Seminoles. Later in the 19th century, the slave quarters building served as a flop house, a trading post, and the county's first courthouse.
While walking around the historic building, Dunn told CBS4's Hank Tester, "I think people need to know, Hank, that this building has a connection to Black history. You would not think that reading our history books. This is essential to understanding Black history in Miami."
Hank Tester is a CBS4 News general assignment reporter. He joined WFOR-TV CBS4 Miami in October 2015.
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As most absurd stories start, this one happened in Florida. (Apologies to the Sunshine State, but you know how you are.) On Saturday mornings, Anamargret Sanchez teaches an outdoor yoga practice in Miami’s Legion Park. The class is popular—it often has more than 120 attendees. But in her 14 years of teaching yoga in the park, Sanchez had never had an unwelcome creature disrupt her serene environment—until a class earlier this month.
On January 7, as everyone moved into Savasana, the final resting posture at the end of class, a large iguana fell from a tree onto the face of one of her students. And the very strange—and completely wild—incident was captured on film as Sanchez streamed the class on her Instagram account.
The impact happens at 47:40 in the embedded video. In the video, the moment where Sanchez realizes something is amiss is obvious. As she later explained, Sanchez was leading students into that restful state when she heard a thump. “I look to my right, and I see an iguana scampering up the tree, so in the video, first, I’m laughing because ‘Oh cute, there’s the iguana,’ and then I look again, and I see this man holding his face and blood,” she says.
After she realized what was unfolding, she says she ran off camera to grab a towel for him. Nearby paramedics provided medical attention.
The student, Michael, experienced excruciating pain, the Miami New Times reported. (He declined to provide his full name for privacy and reputation concerns.) I mean, an iguana on your face. Initially, Michael thought it may have been a falling coconut, he told the Miami New Times. Unfortunately, it was not.
After the incident, Legion Park Yoga posted an update about the fall.
“Thankfully Michael is safe, although he/we were all a little shaken,” the post read. ‘Thanks to the amazing paramedics that happened to be there buying flowers. They came right over, sunflowers and all. Thank you to the yoginis and yogis that held the space. Love and gratitude.”
But, how exactly, does an iguana fall from a tree? Apparently, the plunge stemmed from an iguana fight. (Yes, an iguana fight.) Sanchez says participants later told her they had spotted two iguanas battling, when one of the creatures suddenly fell out of the tree—and onto the face of the student.
Sanchez reports that Michael made a strong recovery after the encounter and returned to her class the following week after getting an all-clear from his doctor.
Sanchez plans to continue teaching yoga in the park. But the iguanas have definitely changed the tenor of the local community class. “Iguanas have put us on the map, this community that I adore” she says. It also seems as though the dueling iguanas could benefit from the practice, as well. Some ahisma, perhaps?
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AUBURNDALE, Fla. — Florida Gov. Ron DeSantis on Monday proposed the Moving Florida Forward initiative to expedite transportation projects over the next four years. If approved by the Florida Legislature, it would bring new lanes for I-4, I-275, I-75 and other roads and highways to relieve traffic congestion throughout the state.What You Need To Know Under DeSantis' proposal, FDOT wants to allocate $1.5 billion to add more lanes to I-4 between ChampionsGate and Osceola Parkway, including special-use lanes...
AUBURNDALE, Fla. — Florida Gov. Ron DeSantis on Monday proposed the Moving Florida Forward initiative to expedite transportation projects over the next four years. If approved by the Florida Legislature, it would bring new lanes for I-4, I-275, I-75 and other roads and highways to relieve traffic congestion throughout the state.
Under DeSantis' proposal, FDOT wants to allocate $1.5 billion to add more lanes to I-4 between ChampionsGate and Osceola Parkway, including special-use lanes such as the I-4 Express toll lanes. The proposal also calls for reconstructing some of the existing interchanges.
An additional $635 million would fund more I-4 lanes in Polk County, from ChampionsGate to U.S. Highway 27. That stretch of I-4 would include express lanes, too. An extra I-4 lane in each direction already is under construction near ChampionsGate that is not part of this announced project.
Other projects that got a funding boost include the Poinciana Parkway Extender from Osceola-Polk County Line Road to State Road 429 and the realignment of U.S. 301 from County Road 470 to Florida’s Turnpike.
In Sumter and Marion counties, more lanes would be added to I-75 from SR-44 to SR-326, and interchange modifications and right-of-way acquisitions would be developed for future widening. In all, those projects would cost about $479 million.
In Pinellas County, $354 million would go to a project to ease congestion on I-275 from 38th Avenue N. to 4th Street N. It would add two express toll lanes in each direction. A new multi-use trail would also be built along Ulmerton Road from I-275 to Feather Sound Drive.
In Volusia County, $340 million would be spent on the I-95/U.S. 1 interchange in Ormond Beach. The project calls for about a 1-mile segment of U.S. 1 between Plantation Oaks Boulevard/ Broadway Avenue and Destination Daytona Lane to be widened from two lanes in each direction to three. This widening would include the addition of shared use paths to serve bicyclists, pedestrians, and other users.
In Manatee County, $53 million would go to a project to widen SR-70 from a two-lane undivided roadway to a four-lane divided highway from Bourneside Boulevard to Waterbury Road.
In all, the proposal calls for $7 billion to prioritize 20 critical infrastructure projects in the existing FDOT Five-Year Work Program. The proposed legislation combines $4 billion of General Revenue Surplus with FDOT’s ability to leverage innovative financing tools, contracting and proposed policies for the resulting $3 billion over four years.
“This proposal will break through bureaucracy that often slows down infrastructure projects and allow FDOT to target projects that will ease congestion across the state," DeSantis said. "Expediting these projects will bring them to completion more than a decade ahead of schedule.”
Cautious by nature, financial advisors tend to urge clients to tread carefully around the new and unproven. Risky portfolios require a lot of hand-holding, and bad bets mean lost clients.So why are they not all folding on crypto after last year’s 65% drop in bitcoin, the most popular digital currencies? After high-profile crypto exchange bankruptcies, billions in losses and arrests of executives, why would any advisor suggest investors stay in?Ryan Firth, certified financial planner and founder of Mercer Street Co. in Hou...
Cautious by nature, financial advisors tend to urge clients to tread carefully around the new and unproven. Risky portfolios require a lot of hand-holding, and bad bets mean lost clients.
So why are they not all folding on crypto after last year’s 65% drop in bitcoin, the most popular digital currencies? After high-profile crypto exchange bankruptcies, billions in losses and arrests of executives, why would any advisor suggest investors stay in?
Ryan Firth, certified financial planner and founder of Mercer Street Co. in Houston, started buying bitcoin in 2015. He sold some and bought more as the market rose and fell, and each time the price hit a bottom, it was higher than the previous low.
“There’s value in the asset, and it’s only going to increase over time,” he said in an interview. “I don’t think there’s anyone who shouldn’t be in crypto.”
Firth said 33%-40% of his clients have crypto investments, mostly in actual coins bought from an exchange.
He isn’t alone. A recent survey found 60% of financial advisors are long-term bullish on crypto and the portion of them buying crypto for client accounts last year was about unchanged, at 15%, according to a survey from San Francisco-based Bitwise Asset Management Inc., issuer of the Bitwise Crypto Industry Innovators ETF (BITQ).
And they plan to buy more. Even after bitcoin’s crash last year, just over three-quarters of advisors currently holding crypto said they will boost their investments or stay at current levels, according to the survey.
Advisors are recommending a conservative allocation of 1%-5% in crypto, the Bitwise survey found, with exchange-traded funds being the preferred way clients get crypto exposure.
Firth said some of his clients with long-term horizons have as much as 90% of their portfolios in crypto.
“They are used to market volatility,” he said, adding that he expects bitcoin will set a new high of $70,000 by 2025 at the latest, triple today’s price.
Yet not all financial advisors recommend investing in crypto. Some adamantly oppose this type of investment, such as Tobias Financial Advisors in Plantation, Florida.
“It might be the conservative nature of our firm, but we currently believe that crypto does NOT have a place in a long-term retirement portfolio,” CCEO Marianela Collado wrote in an email. “If a client still wants to invest, the advice we give is to only invest what they are prepared to lose.”
She said that one client lost half of their $500,000 in crypto.
“It’s hard to plan with that level of volatility when the goal is to make sure that at some point, the family will have the resources to meet their needs,” Collado noted.