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TRT - Testosterone Replacement Therapy in Bogota, NJ

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What is Testosterone?

What is Testosterone?

Testosterone is a crucial hormone for men and plays an important role throughout the male lifespan. Most of a male's testosterone is produced through the testicles. Also called the male sex hormone, testosterone starts playing its part during puberty.

When a male goes through puberty, testosterone helps males develop:

  • Facial Hair
  • Body Hair
  • Deeper Voice
  • Muscle Strength
  • Increased Libido
  • Muscle Density

As boys turn to men and men grow older, testosterone levels deplete naturally. Sometimes, events like injuries and chronic health conditions like diabetes can lower testosterone levels. Unfortunately, when a man loses too much T, it results in hypogonadism. When this happens, the testosterone must be replaced, or the male will suffer from symptoms like muscle loss, low libido, and even depression.

How does TRT work men

How Does TRT Work?

TRT is exactly what it sounds like: a treatment option for men that replaces testosterone so that your body regulates hormones properly and restores balance to your life. Also called androgen replacement therapy, TRT alleviates the symptoms that men experience with low T.

Originally lab-synthesized in 1935, testosterone has grown in popularity since it was produced. Today, TRT and other testosterone treatments are among the most popular prescriptions in the U.S.

Without getting too deep into the science, TRT works by giving your body the essential testosterone it needs to function correctly. As the primary androgen for both males and females, testosterone impacts many of the body's natural processes – especially those needed for overall health. For example, men with low T are more prone to serious problems like cardiovascular disease and even type-2 diabetes.

When your body quits making enough testosterone, it causes your health to suffer until a solution is presented. That's where TRT and anti-aging medicine for men can help. TRT helps balance your hormones and replenish your depleted testosterone. With time, your body will begin to heal, and many symptoms like low libido and irritability begin to diminish.

What Causes Low T

What Causes Low T?

For men, aging is the biggest contributor to lower testosterone levels, though there are other causes like obesity, drug abuse, testicular injuries, and certain prescribed medications. Sometimes, long-term health conditions like AIDS, cirrhosis of the liver, and kidney disease can lower testosterone levels.

When a man's testosterone levels drop significantly, it alters his body's ratio of estrogen and testosterone. Lower testosterone levels cause more abdominal fat, which in turn results in increased aromatase, which converts even more testosterone into estrogen.

If you're concerned that you might have low T, you're not alone. Millions of men in the U.S. feel the same way. The best way to find out if your testosterone is low is to get your levels tested.

For sustainable testosterone replacement therapy benefits, you must consult with hormone doctors and experts like those you can find at Global Life Rejuvenation. That way, you can find the root cause of your hormone problems, and our team can craft a personalized HRT plan tailored to your needs.

Lowered Libido

Low Sex Drive

One of the most common reasons that men choose TRT is because they have lost that "spark" with their partner. It's not easy for a man to hear that they're not performing like they used to. Intimacy is a powerful part of any relationship. When a once-healthy sex life dwindles, it can cause serious relationship issues.

The good news is that low libido doesn't have to be a permanent problem. TRT and anti-aging medicines help revert hormone levels back into their normal range. When this happens, many men have a more enjoyable life full of intimacy and sex drive.

Inability to Achieve and Maintain Erections

Inability to Achieve and Maintain an Erection

Weak erections – it's an uncomfortable subject for many men in the U.S. to talk about. It's even worse to experience first-hand. You're in the midst of an intimate moment, and you can't do your part. Despite being perfectly normal, many men put blame and shame upon themselves when they can't achieve an erection. And while the inability to perform sexually can be caused by poor diet, obesity, and chronic health conditions, low testosterone is often a contributing factor.

Fortunately, weak erections are a treatable condition. The best way to regain your confidence and ability in bed is to speak with your doctor. Once any underlying conditions are discovered, options like TRT may be the best course of treatment.

Hair Loss

Loss of Strength and Muscle Mass

Loss of Strength and Muscle Mass

Do you find it harder and harder to work out and lift weights in the gym? Are you having problems lifting heavy items that you once had no problem lifting?

Recent studies show that when men are inactive, they lose .5% of muscle strength every year, from ages 25 to 60. After 60, muscle loss doubles every decade. While some muscle loss is common as men age, a significant portion can be tied to low testosterone levels. When a man's T levels drop, so does his muscle mass.

Testosterone is a much-needed component used in gaining and retaining muscle mass. That's why many doctors prescribe TRT Bogota, NJ, for men having problems with strength. One recent study found that men who increased their testosterone levels using TRT gained as much as 2.5 pounds of muscle mass.

Whether your gym performance is lacking, or you can't lift heavy items like you used to, don't blame it all on age. You could be suffering from hypogonadism.

Hair Loss

Hair Loss

If you're like millions of other men in their late 20s and 30s, dealing with hair loss is a reality you don't want to face. Closely related to testosterone decline and hormone imbalances, hair loss is distressing for many men. This common symptom is often related to a derivative of testosterone called DHT. Excess amounts of DHT cause hair follicles to halt their production, causing follicles to die.

Because hair located at the front and crown is more sensitive to DHT, it grows slower than other follicles and eventually stops growing permanently. Thankfully, TRT and anti-aging treatments for men in Bogota, NJ, is now available to address hair loss for good.

While it's true that you can't change your genes, you can change the effects of low testosterone on your body. Whether you're suffering from thinning hair or hair loss across your entire head, TRT and other hormone therapies can stop hair loss and even reverse the process.

Gynecomastia

Gynecomastia

Also called "man boobs," gynecomastia is essentially the enlargement of male breast tissue. This increase in fatty tissue is often caused by hormonal imbalances and an increase in estrogen. For men, estrogen levels are elevated during andropause. Also called male menopause, andropause usually happens because of a lack of testosterone.

If you're a man between the ages of 40 and 55, and you're embarrassed by having large breasts, don't lose hope. TRT is a safe, effective way to eliminate the underlying cause of gynecomastia without invasive surgery. With a custom HRT and fitness program, you can bring your testosterone and estrogen levels back to normal before you know it.

Decreased Energy

Decreased Energy

Decreased energy was once considered a normal part of aging. Today, many doctors know better. Advances in technology and our understanding of testosterone show that low T and lack of energy often go hand-in-hand.

If you're struggling to enjoy activities like playing with your kids or hiking in a park due to lack of energy, it could be a sign of low T. Of course, getting tired is perfectly normal for any man. But if you're suffering from continual fatigue, a lack of enjoyment, or a decrease in energy, it might be time to speak with a doctor.

Whether you're having a tough time getting through your day or can't finish activities you used to love, TRT could help.

Lack of Sleep

Lack of Sleep

A study from 2011 showed that men who lose a week's worth of sleep can experience lowered testosterone levels – as much as 15%, according to experts. Additional research into the topic found almost 15% of workers only get five hours of sleep (or less) per night. These findings suggest that sleep loss negatively impacts T levels and wellbeing.

The bottom line is that men who have trouble sleeping often suffer from lower testosterone levels as a result. If you find yourself exhausted at the end of the day but toss and turn all night long, you might have low T.

TRT and anti-aging medicines can restore your T levels back to normal, which can help you sleep better with proper diet and exercise.

Depression

Depression

You're feeling down about everything, and there's no solid explanation for why you're in such a crummy mood. Your daily life is great and full of success, but you can't help but feel unexcited and unmotivated. If you're experiencing symptoms like these, you may be depressed – and it may stem from low testosterone.

A research study from Munich found that men with depression also commonly had low testosterone levels. This same study also found that depressed men had cortisol levels that were 67% higher than other men. Because higher cortisol levels lead to lower levels of testosterone, the chances of severe depression increase.

Depression is a very real disorder and should always be diagnosed and treated by your doctor. One treatment option gaining in popularity is TRT for depression. Studies show that when TRT is used to restore hormone levels, men enjoy a lighter, more improved mood. That's great news for men who are depressed and have not had success with other treatments like anti-depression medicines, which alter the brain's chemistry.

Inability to Concentrate

Inability to Concentrate

Ask anyone over the age of 50 how their memory is, and they'll tell you it wasn't what it used to be. Memory loss and lack of concentration occur naturally as we age – these aren't always signs of dementia or Alzheimer's.

However, what many men consider a symptom of age may be caused by low testosterone. A 2006 study found that males with low T levels performed poorly on cognitive skill tests. These results suggest that low testosterone may play a part in reducing cognitive ability. If you're having trouble staying on task or remembering what your schedule is for the day, it might not be due to your age. It might be because your testosterone levels are too low. If you're having trouble concentrating or remembering daily tasks, it could be time to talk to your doctor.

Why? The aforementioned study found that participating men experienced improved cognitive skills when using TRT.

Weight Gain

Weight Gain

Even though today's society is more inclusive of large people, few adults enjoy gaining weight as they age. Despite their best efforts, many men just can't shed the extra pounds around their midsections, increasing their risk of heart disease and cancer.

Often, male weight gain is caused by hormone imbalances that slow the metabolism and cause weight to pile on. This phase of life is called andropause and happens when there is a lack of testosterone in the body. Couple that with high cortisol levels, and you've got a recipe for flabby guts and double chins.

Fortunately, TRT treatments and physician-led weight loss programs can correct hormone imbalances and lead to healthy weight loss for men.

What is Sermorelin

What is Sermorelin?

Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.

Benefits of Sermorelin

Benefits of Sermorelin

Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.

Benefits of Sermorelin include:

  • Better Immune Function
  • Improved Physical Performance
  • More Growth Hormone Production
  • Less Body Fat
  • Build More Lean Muscle
  • Better Sleep
What is Ipamorelin

What is Ipamorelin?

Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.

Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.

Benefits of Ipamorelin

Benefits of Ipamorelin

One of the biggest benefits of Ipamorelin is that it is suitable for both men and women. It provides significant short and long-term benefits in age management therapies, boosting patients' overall health, wellbeing, and outlook on life. When growth hormone is produced by the pituitary gland using Ipamorelin, clients report amazing benefits.

Some of those benefits include:

  • Powerful Anti-Aging Properties
  • More Muscle Mass
  • Less Unsightly Body Fat
  • Deep, Restful Sleep
  • Increased Athletic Performance
  • More Energy
  • Less Recovery Time for Training Sessions and Injuries
  • Enhanced Overall Wellness and Health
  • No Significant Increase in Cortisol

Your New, Youthful Lease on Life Starts Here

Whether you are considering our TRT services, HRT for women, or our growth hormone peptide services, we are here to help. The first step to turning back the hand of time starts by contacting Global Life Rejuvenation.

Our friendly, knowledgeable TRT and HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!

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Latest News in Bogota, NJ

A small town feel and close to amenities: Here's what it's like to live in Bogota

Tucked away between the heavily populated cityscapes of Hackensack and Teaneck is the more suburban-feeling town of Bogota. With a population of just fewer than 10,000 residents, and no downtown to speak of, the town, which runs along the east shore of the Hackensack River, offers residents an abundance of trees and yard space and a small town vibe.It’s been suddenly thrust into the national spotlight after NorthJersey.com and The Record first ...

Tucked away between the heavily populated cityscapes of Hackensack and Teaneck is the more suburban-feeling town of Bogota. With a population of just fewer than 10,000 residents, and no downtown to speak of, the town, which runs along the east shore of the Hackensack River, offers residents an abundance of trees and yard space and a small town vibe.

It’s been suddenly thrust into the national spotlight after NorthJersey.com and The Record first reported that Nadine Arslanian Menendez, wife of recently indicted Sen. Bob Menendez, killed a man with her vehicle while driving down Bogota's Main Street in December, 2018.

But besides its newfound fame — and the fact that Bogota is pronounced like buh-GO-dah, as opposed to bo-go-TA in Colombia − what else is there to know about this small Bergen County suburb?

A close-knit town that's 'Tiny But Mighty'

"Tiny But Mighty" has become the motto of the Bogota Public Library, something that has remained true despite the town's growth over the past few years.

"It's definitely more crowded, but it's still a really small town that's close to everything," said a library assistant at the Bogota Public Library.

It's a fairly close-knit town, they said, where a lot of people know one another and look out for one another.

While Bogota lacks a formal downtown area, the town consists of many small businesses and restaurants because of its size.

Opinion:Bob Menendez must step down. New Jersey deserves better

Karla Jimenez, the owner of Karla Jimenez Cakes & More on Main Street, said she has had a very positive experience since they first opened about two-and-a-half years ago.

"Some people here like to keep to themselves, which is typical in a small town," she said. "But other's are very outgoing. For the most part, everyone comes together to support our local businesses."

Bogota also offers programs to bring together members of the community, from the Bogota Swim Club to a variety of different sports clinics for the town's children.

'Easy access to amenities'

Consisting primarily of single-family, colonial-style homes, Bogota has become increasingly attractive for families searching for a quiet suburban community.

"If you're someone that prefers a small town feel, then Bogota would be perfect," said Marty Weller, an agent with RE/MAX in Hackensack. "Another part of it is that you're pretty close to New York City. The schools are all close by, and there's easy access to different amenities, like shopping and parks."

Homes currently on the market in the borough are relatively affordable compared to surrounding neighborhoods, and municipal taxes in the area have increased minimally over the years.

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A three-bedroom, two-bathroom home was recently listed for sale in Bogota for $499,995. Depending on the location, homes in the area are typically listed between $500,000 to $600,000.

The suburb also has several apartment complexes, such as The Atwater and the River Cross Apartments, for those interested in renting as opposed to buying.

The school system is right on par

Bogota's school system falls along the average for other school systems, ranking 336 out of 648 New Jersey School districts. With a total of 1,219 students across the district, Bogota has an 80% graduation rate and test score proficiency that generally matches the state average.

In addition to Bogota Jr./Sr. High School, the district also has Bogota Middle School, as well as two elementary schools: E. Roy Bixby Elementary School and Lillian M. Steen Elementary School.

"Overall, the community is changing," they said. "Some people are moving out, but more people are moving in. Whether it be during school drop or when visiting the town's library, though, most people know one another on a close level."

Girls Volleyball: Kinnelon gets revenge, defeats Bogota in NJS1G1 finals (PHOTOS)

They say revenge is a dish best-served cold. However, nothing was cold about the North Jersey, Section 1, Group 1 finals as third-seeded Kinnelon defeated fourth-seeded Bogota in two thrilling sets (25-17, 27-25) in Kinnelon.“It feels great, especially with this group,” Kinnelon head coach Stephanie Finke said. “They started this at the beginning of last season and knew what they had to work on. They wanted to bring tradition and culture back to our program and they did just that.”...

They say revenge is a dish best-served cold. However, nothing was cold about the North Jersey, Section 1, Group 1 finals as third-seeded Kinnelon defeated fourth-seeded Bogota in two thrilling sets (25-17, 27-25) in Kinnelon.

“It feels great, especially with this group,” Kinnelon head coach Stephanie Finke said. “They started this at the beginning of last season and knew what they had to work on. They wanted to bring tradition and culture back to our program and they did just that.”

Complete Box Score »

Since 2019, Kinnelon (19-4) has seen its season end three times at the hands of Bogota (18-7) as it knocked the Colts out of the quarterfinals of the sectional tournament last season and the first round in 2020. The Lady Bucs also knocked Kinnelon off in straight sets in the 2019 group finals, so being able to get this win on such a grand stage meant just a little bit more to the Colts.

“They’ve been taking us out of sectionals for so many years so this time we wanted to turn it around,” senior middle back Sophie Pogodin said.

Pogodin came into this game leading her squad with 208 kills and added nine more to go along with 12 digs, 10 service points, and five aces. Senior outside hitter Lindsey Millis also contributed eight kills, 16 digs, and four service points. Julia Gutkin had 20 assists and eight service points.

“It was four years in the works,” Millis said “We’ve been knocked out of states by them for ages so it means everything.”

After falling behind 19-15 in the second set, Kinnelon scored five unanswered points to take a 20-19 lead. Despite Bogota battling to tie the set at 25, the Colts came up big when it mattered the most and put their rivals away with back-to-back points.

“Towards the end, we definitely started getting down a little bit,” junior outside hitter Alisa Friedman said. “But I think all we had to do was regroup and remember why we were playing, we were playing for each other and not just for the win. We knew how much we all wanted it and in the end, it worked out.”

Friedman finished with 16 digs and also described what beating the Lady Bucs meant to her.

“It means a lot because Bogota has been kind of like a rivalry to us,” she said. “They’ve been beating us for years so to be able to beat them is a big deal for our team.”

The victory added to a remarkable turnaround for Finke’s program as it went from an 11-14 campaign one year ago to sectional champions and a squad that has not dropped a set since October 20th when it fell to Ramapo 2-0 (25-21, 26-24).

“I met in late spring of last year with just the seniors and we talked about what the program meant to them and what legacy they wanted to leave behind,” Finke said. “They said they wanted to go for it all so we kind of laid it out that ‘this is what it’s going to take, you’re going to have to pass up a party or give up some things here and there to get it done’ and they did it. They did what they needed to do and they deserve it.”

Friedman also explained how the Colts were able to grow together as a team and what went into the change of philosophy.

“We’re definitely a lot closer this year,” she said. “We’ve just been able to find a way to work together as a team and put it onto the court and get wins.”

The beginning of both sets almost mirrored each other as Kinnelon fell behind 6-1 in the second before Finke called a timeout to settle her squad down. Similarly, Bogota jumped out to a 6-2 lead in the first set before the Colts used a timeout to their advantage and scored six unanswered points out of the break.

“I told them I felt like nerves were getting the best of us and just to settle in,” Finke said. “This was just like practice every day and just like any other game, just do your job and it’ll all come together.”

Kinnelon began to apply the pressure as the first set wore on as the two sides were tied at 16 before the Colts finished it off by outscoring Bogota 9-1.

“That’s what they do,” Finke added. “They’re not afraid, don’t back down, and don’t get nervous or timid. It was a total and complete team win.”

The loss ended a perennial run for Bogota as it had won three straight sectional championships along with back-to-back group titles. The Lady Bucs also appeared in the 2019 Tournament of Champions semifinals but lost to Immaculate Heart in straight sets (25-8, 25-14).

“I think we fought really well, but once we got in the 20s they made more plays than us,” Bogota head coach Brad DiRupo said. “They were a better team today.”

Bogota started off its season 6-4 before finishing strong by winning 12 of its last 15 games. The Lady Bucs also rattled off nine victories in a row en route to getting back to the sectional finals.

“At the beginning of the year, it was really about the freshman and sophomores on the court,” DiRupo said. “But they grew and I’m disappointed for them because we played our best volleyball now. I don’t think we played as well as we did the other day, but I think the team over there had a little bit to do with that.”

Kinnelon will face North 2 winner Verona, No. 15 in the NJ.com Top 20, in the Group 1 semifinals on Thursday.

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Kinnelon girls volleyball takes down Bogota to win first sectional title since 2019

KINNELON – Lindsey Millis calls it a full-circle moment.It’s the best description the senior outside hitter can come up with when talking about Kinnelon's turnaround season.A year after posting its first losing campaign in more than a decade, the Colts continued their renaissance season on Tuesday, defeating nemesis Bogota in straight sets, 25-17, 27-25 to capture the NJSIAA North 1, Group 1 title. It is the Morris County school’s first sectional title since 2019 and second in program history....

KINNELON – Lindsey Millis calls it a full-circle moment.

It’s the best description the senior outside hitter can come up with when talking about Kinnelon's turnaround season.

A year after posting its first losing campaign in more than a decade, the Colts continued their renaissance season on Tuesday, defeating nemesis Bogota in straight sets, 25-17, 27-25 to capture the NJSIAA North 1, Group 1 title. It is the Morris County school’s first sectional title since 2019 and second in program history.

Kinnelon will meet Verona for a Group 1 semifinal on Thursday in Essex County. The Hillbillies topped Cedar Grove in straight sets in the North 2 sectional final on Monday, their fourth straight sectional crown.

“It’s all off the court. Everything we did off the court is what makes the difference. There were team bonding sessions and open gyms right after last season. That’s what made us go the extra step this year,” said Millis, who had eight kills and 15 digs. “I keep saying it’s a full-circle moment because my freshman year we played them [Bogota] and lost and then lost to them again last year. It’s complete grit. We put ourselves on the line and just making sure that ball doesn’t hit the floor and having all that energy to bounce back from those tough plays.”

Kinnelon (19-4) extended its win streak to six straight matches, all in straight-set fashion. The last time the Colts lost was October 20 when they were swept at home by Bergen County power Ramapo.

The win snapped Bogota’s streak of 13 consecutive sectional championships, with its last three coming in the current playoff format. Last fall the Colts finished 11-14 and were knocked out of the sectional tournament by Bogota in the quarterfinal round. Since its last sectional title in 2019, Kinnelon has lost to Bogota three of the last four seasons, including the 2019 Group finals.

In Tuesday’s final, the third-seeded Colts snapped a 17-17 tie in the first game, going on an 8-0 run to secure a 25-17 win.

“We’ve made big strides. Honestly, it was a two year journey that started it. Last year it was the same group coming back plus a couple of others. They put the time and effort in the offseason. They wanted it. They worked hard and deserve it. It feels awesome,” Kinnelon coach Stephanie Finke said. “It’s a lot of fun knowing the hours they put in talking about how they could bring tradition back and what our culture means to them.

“Doing the team bonding and all the little stuff that sometimes we take for granted and don’t do. To get it done on the floor feels great.”

The second game started slowly for the Colts, who fell behind by as much as seven points as fourth-seeded Bogota held a 15-8 lead at one point. After going back and forth for a stretch and trading mini runs, Kinnelon eventually went on a 5-0 streak to take its first lead of the game, 20-19. Bogota (18-7) would tie the score five more times before Kinnelon pulled away for the two-point victory.

“Like Lindsey said, they’ve [Bogota] taken us out of this tournament in the sectionals for the past couple of years. It’s crazy that we beat them in two. I’m just so happy and ecstatic we all did it together,” said senior Sophie Pogodin, who finished with eight kills, 12 digs, five aces and 10 service points. “Team bonding definitely played a huge role. How you are outside the court, is what you see on the court and it shows. You fight for each other and you’re there for each other and help each other’s mistakes. That’s how we play better.”

Bogota Financial Corp. Announces CEO Transition

TEANECK, N.J.--(BUSINESS WIRE)--Bogota Financial Corp. (the “Company”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the “Bank”), announced today that Joseph Coccaro is retiring as Director and President and Chief Executive Officer of Bogota Financial, MHC, the parent company of the Company (the “MHC”), the Company and the Bank, effective as of November 30, 2023. Mr. Coccaro, who is 66 years old, will continue to ser...

TEANECK, N.J.--(BUSINESS WIRE)--Bogota Financial Corp. (the “Company”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the “Bank”), announced today that Joseph Coccaro is retiring as Director and President and Chief Executive Officer of Bogota Financial, MHC, the parent company of the Company (the “MHC”), the Company and the Bank, effective as of November 30, 2023. Mr. Coccaro, who is 66 years old, will continue to serve Bogota as an advisory director.

Kevin Pace, Executive Vice President and Chief Risk Officer of the MHC, the Company and the Bank and a member of the Board of Directors of the Bank, has been named President and Chief Executive Officer of the MHC, the Company and the Bank, effective as of November 30, 2023. He will also serve as a member of the Board of Directors of the MHC and the Company.

“Joe’s leadership has been instrumental in Bogota’s success and growth. During his tenure, we completed the mutual holding company reorganization of the Bank and the Company’s initial public offering in 2020, and acquired Gibraltar Bank in 2021. We thank Joe for his efforts towards building the strong franchise we have today,” said Steven M. Goldberg, Chairman of the Board of Directors. “Kevin was a natural choice as Bogota’s next CEO as he has been an integral part of the management team since joining us in 2013. He understands our strategy and approach to banking, putting our customers first. Kevin and the rest of the executive team remain committed to continuing to increase long term shareholder value.”

Kevin Pace has been the Executive Vice President and Chief Risk Officer since 2020. Prior to the appointment, Mr. Pace had served as Executive Vice President of Compliance and BSA since 2018. Prior to that, Mr. Pace had served in various banking positions at the Bank since 2013.

Mr. Coccaro has served as the Bank’s President and Chief Executive Officer since 2008 when the Bank had approximately $260 million in assets. Under Mr. Coccaro, the Bank has grown to over $900 million in assets. “In accordance with our succession planning, I am excited for Kevin to begin in his new role as CEO and to lead the Bank forward in these changing times. I thank the Board for its cooperation and fellowship over my past 15 years as CEO,” said Mr. Coccaro.

About Bogota Financial Corp.

Bogota Financial Corp. is a Maryland corporation organized as the mid-tier holding company of Bogota Savings Bank and is the majority-owned subsidiary of Bogota Financial, MHC. Bogota Savings Bank is a New Jersey chartered stock savings bank that has served the banking needs of its customers in northern and central New Jersey since 1893. It operates from six offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany and Teaneck, New Jersey and operates a loan production office in Spring Lake, New Jersey.

Forward-Looking Statements

This press release contains certain forward-looking statements about the Company and the Bank. Forward-looking statements include statements regarding anticipated future events and can be identified by the fact that they do not relate strictly to historical or current facts. They often include words such as “believe,” “expect,” “anticipate,” “estimate,” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could,” or “may.” Forward-looking statements, by their nature, are subject to risks and uncertainties. Certain factors that could cause actual results to differ materially from expected results include increased competitive pressures, changes in the interest rate environment, inflation, general economic conditions or conditions within the securities markets, changes in the quality of our loan and security portfolios, increases in non-performing and classified loans and legislative, accounting and regulatory changes that could adversely affect the business in which the MHC, the Company and the Bank are engaged.

The Company undertakes no obligation to revise these forward-looking statements or to reflect events or circumstances after the date of this press release.

Football: Bogota vs. Manchester Regional, September 16, 2023

Mile Djordjiovski | For NJ Advance MediaFootball: Bogota vs. Manchester Regional, September 16, 2023Michael Olivo Jr. (17) of Bogota hauls in a pass for a touchdown and celebrates with Jason Alvarado (6) of Bogota during the football game between Bogota and Manchester Regional at Feigel Field in Bogota, NJ on Saturday, September 16, 2023....

Mile Djordjiovski | For NJ Advance Media

Football: Bogota vs. Manchester Regional, September 16, 2023

Michael Olivo Jr. (17) of Bogota hauls in a pass for a touchdown and celebrates with Jason Alvarado (6) of Bogota during the football game between Bogota and Manchester Regional at Feigel Field in Bogota, NJ on Saturday, September 16, 2023.Get Photo

Mile Djordjiovski | For NJ Advance Media

Football: Bogota vs. Manchester Regional, September 16, 2023

Ashawn Johnson (2) of Manchester Regional throws the ball downfield during the football game between Bogota and Manchester Regional at Feigel Field in Bogota, NJ on Saturday, September 16, 2023.Get Photo

Mile Djordjiovski | For NJ Advance Media

Football: Bogota vs. Manchester Regional, September 16, 2023

Jason Alvarado (6) of Bogota is congratulated by Jayden Gonzalez (21) of Bogota after his touchdown during the football game between Bogota and Manchester Regional at Feigel Field in Bogota, NJ on Saturday, September 16, 2023.Get Photo

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