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TRT - Testosterone Replacement Therapy in Millburn, NJ

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What is Testosterone?

What is Testosterone?

Testosterone is a crucial hormone for men and plays an important role throughout the male lifespan. Most of a male's testosterone is produced through the testicles. Also called the male sex hormone, testosterone starts playing its part during puberty.

When a male goes through puberty, testosterone helps males develop:

  • Facial Hair
  • Body Hair
  • Deeper Voice
  • Muscle Strength
  • Increased Libido
  • Muscle Density

As boys turn to men and men grow older, testosterone levels deplete naturally. Sometimes, events like injuries and chronic health conditions like diabetes can lower testosterone levels. Unfortunately, when a man loses too much T, it results in hypogonadism. When this happens, the testosterone must be replaced, or the male will suffer from symptoms like muscle loss, low libido, and even depression.

How does TRT work men

How Does TRT Work?

TRT is exactly what it sounds like: a treatment option for men that replaces testosterone so that your body regulates hormones properly and restores balance to your life. Also called androgen replacement therapy, TRT alleviates the symptoms that men experience with low T.

Originally lab-synthesized in 1935, testosterone has grown in popularity since it was produced. Today, TRT and other testosterone treatments are among the most popular prescriptions in the U.S.

Without getting too deep into the science, TRT works by giving your body the essential testosterone it needs to function correctly. As the primary androgen for both males and females, testosterone impacts many of the body's natural processes – especially those needed for overall health. For example, men with low T are more prone to serious problems like cardiovascular disease and even type-2 diabetes.

When your body quits making enough testosterone, it causes your health to suffer until a solution is presented. That's where TRT and anti-aging medicine for men can help. TRT helps balance your hormones and replenish your depleted testosterone. With time, your body will begin to heal, and many symptoms like low libido and irritability begin to diminish.

What Causes Low T

What Causes Low T?

For men, aging is the biggest contributor to lower testosterone levels, though there are other causes like obesity, drug abuse, testicular injuries, and certain prescribed medications. Sometimes, long-term health conditions like AIDS, cirrhosis of the liver, and kidney disease can lower testosterone levels.

When a man's testosterone levels drop significantly, it alters his body's ratio of estrogen and testosterone. Lower testosterone levels cause more abdominal fat, which in turn results in increased aromatase, which converts even more testosterone into estrogen.

If you're concerned that you might have low T, you're not alone. Millions of men in the U.S. feel the same way. The best way to find out if your testosterone is low is to get your levels tested.

For sustainable testosterone replacement therapy benefits, you must consult with hormone doctors and experts like those you can find at Global Life Rejuvenation. That way, you can find the root cause of your hormone problems, and our team can craft a personalized HRT plan tailored to your needs.

Lowered Libido

Low Sex Drive

One of the most common reasons that men choose TRT is because they have lost that "spark" with their partner. It's not easy for a man to hear that they're not performing like they used to. Intimacy is a powerful part of any relationship. When a once-healthy sex life dwindles, it can cause serious relationship issues.

The good news is that low libido doesn't have to be a permanent problem. TRT and anti-aging medicines help revert hormone levels back into their normal range. When this happens, many men have a more enjoyable life full of intimacy and sex drive.

Inability to Achieve and Maintain Erections

Inability to Achieve and Maintain an Erection

Weak erections – it's an uncomfortable subject for many men in the U.S. to talk about. It's even worse to experience first-hand. You're in the midst of an intimate moment, and you can't do your part. Despite being perfectly normal, many men put blame and shame upon themselves when they can't achieve an erection. And while the inability to perform sexually can be caused by poor diet, obesity, and chronic health conditions, low testosterone is often a contributing factor.

Fortunately, weak erections are a treatable condition. The best way to regain your confidence and ability in bed is to speak with your doctor. Once any underlying conditions are discovered, options like TRT may be the best course of treatment.

Hair Loss

Loss of Strength and Muscle Mass

Loss of Strength and Muscle Mass

Do you find it harder and harder to work out and lift weights in the gym? Are you having problems lifting heavy items that you once had no problem lifting?

Recent studies show that when men are inactive, they lose .5% of muscle strength every year, from ages 25 to 60. After 60, muscle loss doubles every decade. While some muscle loss is common as men age, a significant portion can be tied to low testosterone levels. When a man's T levels drop, so does his muscle mass.

Testosterone is a much-needed component used in gaining and retaining muscle mass. That's why many doctors prescribe TRT Millburn, NJ, for men having problems with strength. One recent study found that men who increased their testosterone levels using TRT gained as much as 2.5 pounds of muscle mass.

Whether your gym performance is lacking, or you can't lift heavy items like you used to, don't blame it all on age. You could be suffering from hypogonadism.

Hair Loss

Hair Loss

If you're like millions of other men in their late 20s and 30s, dealing with hair loss is a reality you don't want to face. Closely related to testosterone decline and hormone imbalances, hair loss is distressing for many men. This common symptom is often related to a derivative of testosterone called DHT. Excess amounts of DHT cause hair follicles to halt their production, causing follicles to die.

Because hair located at the front and crown is more sensitive to DHT, it grows slower than other follicles and eventually stops growing permanently. Thankfully, TRT and anti-aging treatments for men in Millburn, NJ, is now available to address hair loss for good.

While it's true that you can't change your genes, you can change the effects of low testosterone on your body. Whether you're suffering from thinning hair or hair loss across your entire head, TRT and other hormone therapies can stop hair loss and even reverse the process.

Gynecomastia

Gynecomastia

Also called "man boobs," gynecomastia is essentially the enlargement of male breast tissue. This increase in fatty tissue is often caused by hormonal imbalances and an increase in estrogen. For men, estrogen levels are elevated during andropause. Also called male menopause, andropause usually happens because of a lack of testosterone.

If you're a man between the ages of 40 and 55, and you're embarrassed by having large breasts, don't lose hope. TRT is a safe, effective way to eliminate the underlying cause of gynecomastia without invasive surgery. With a custom HRT and fitness program, you can bring your testosterone and estrogen levels back to normal before you know it.

Decreased Energy

Decreased Energy

Decreased energy was once considered a normal part of aging. Today, many doctors know better. Advances in technology and our understanding of testosterone show that low T and lack of energy often go hand-in-hand.

If you're struggling to enjoy activities like playing with your kids or hiking in a park due to lack of energy, it could be a sign of low T. Of course, getting tired is perfectly normal for any man. But if you're suffering from continual fatigue, a lack of enjoyment, or a decrease in energy, it might be time to speak with a doctor.

Whether you're having a tough time getting through your day or can't finish activities you used to love, TRT could help.

Lack of Sleep

Lack of Sleep

A study from 2011 showed that men who lose a week's worth of sleep can experience lowered testosterone levels – as much as 15%, according to experts. Additional research into the topic found almost 15% of workers only get five hours of sleep (or less) per night. These findings suggest that sleep loss negatively impacts T levels and wellbeing.

The bottom line is that men who have trouble sleeping often suffer from lower testosterone levels as a result. If you find yourself exhausted at the end of the day but toss and turn all night long, you might have low T.

TRT and anti-aging medicines can restore your T levels back to normal, which can help you sleep better with proper diet and exercise.

Depression

Depression

You're feeling down about everything, and there's no solid explanation for why you're in such a crummy mood. Your daily life is great and full of success, but you can't help but feel unexcited and unmotivated. If you're experiencing symptoms like these, you may be depressed – and it may stem from low testosterone.

A research study from Munich found that men with depression also commonly had low testosterone levels. This same study also found that depressed men had cortisol levels that were 67% higher than other men. Because higher cortisol levels lead to lower levels of testosterone, the chances of severe depression increase.

Depression is a very real disorder and should always be diagnosed and treated by your doctor. One treatment option gaining in popularity is TRT for depression. Studies show that when TRT is used to restore hormone levels, men enjoy a lighter, more improved mood. That's great news for men who are depressed and have not had success with other treatments like anti-depression medicines, which alter the brain's chemistry.

Inability to Concentrate

Inability to Concentrate

Ask anyone over the age of 50 how their memory is, and they'll tell you it wasn't what it used to be. Memory loss and lack of concentration occur naturally as we age – these aren't always signs of dementia or Alzheimer's.

However, what many men consider a symptom of age may be caused by low testosterone. A 2006 study found that males with low T levels performed poorly on cognitive skill tests. These results suggest that low testosterone may play a part in reducing cognitive ability. If you're having trouble staying on task or remembering what your schedule is for the day, it might not be due to your age. It might be because your testosterone levels are too low. If you're having trouble concentrating or remembering daily tasks, it could be time to talk to your doctor.

Why? The aforementioned study found that participating men experienced improved cognitive skills when using TRT.

Weight Gain

Weight Gain

Even though today's society is more inclusive of large people, few adults enjoy gaining weight as they age. Despite their best efforts, many men just can't shed the extra pounds around their midsections, increasing their risk of heart disease and cancer.

Often, male weight gain is caused by hormone imbalances that slow the metabolism and cause weight to pile on. This phase of life is called andropause and happens when there is a lack of testosterone in the body. Couple that with high cortisol levels, and you've got a recipe for flabby guts and double chins.

Fortunately, TRT treatments and physician-led weight loss programs can correct hormone imbalances and lead to healthy weight loss for men.

What is Sermorelin

What is Sermorelin?

Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.

Benefits of Sermorelin

Benefits of Sermorelin

Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.

Benefits of Sermorelin include:

  • Better Immune Function
  • Improved Physical Performance
  • More Growth Hormone Production
  • Less Body Fat
  • Build More Lean Muscle
  • Better Sleep
What is Ipamorelin

What is Ipamorelin?

Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.

Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.

Benefits of Ipamorelin

Benefits of Ipamorelin

One of the biggest benefits of Ipamorelin is that it is suitable for both men and women. It provides significant short and long-term benefits in age management therapies, boosting patients' overall health, wellbeing, and outlook on life. When growth hormone is produced by the pituitary gland using Ipamorelin, clients report amazing benefits.

Some of those benefits include:

  • Powerful Anti-Aging Properties
  • More Muscle Mass
  • Less Unsightly Body Fat
  • Deep, Restful Sleep
  • Increased Athletic Performance
  • More Energy
  • Less Recovery Time for Training Sessions and Injuries
  • Enhanced Overall Wellness and Health
  • No Significant Increase in Cortisol

Your New, Youthful Lease on Life Starts Here

Whether you are considering our TRT services, HRT for women, or our growth hormone peptide services, we are here to help. The first step to turning back the hand of time starts by contacting Global Life Rejuvenation.

Our friendly, knowledgeable TRT and HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!

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Latest News in Millburn, NJ

Watch MHS Boys Lacrosse Team Play Essex County Tournament Sat, May 4 at CHS

MAPLEWOOD, NJ -- The Millburn High School Boys Lacrosse team kicks off the Essex County tournament this Saturday, May 4 at 4 p.m. as they travel to Columbia High School. According to team member parent David Lipton, "The Millers seek to avenge a tough 8-7 overtime loss to their rival a month earlier. Millburn’s 8-3 record is a sharp improvement from last year’s .500 finish, but it comes as no surprise." He explained that the team returned to most of its starters, including a strong core of seniors who have played togeth...

MAPLEWOOD, NJ -- The Millburn High School Boys Lacrosse team kicks off the Essex County tournament this Saturday, May 4 at 4 p.m. as they travel to Columbia High School. According to team member parent David Lipton, "The Millers seek to avenge a tough 8-7 overtime loss to their rival a month earlier. Millburn’s 8-3 record is a sharp improvement from last year’s .500 finish, but it comes as no surprise." He explained that the team returned to most of its starters, including a strong core of seniors who have played together for years with strong bonds both on and off the field.

The team is led by senior captains, Quentin Kuehn (Ursinus commit) and Zach Lipton (RIT commit) and Logan Barr. They are joined by fellow seniors and multi-year varsity letter man Jesse Schwartz, (a middie who paces the team with 25 assists), versatile attack/middie Jake Fishkin, LSM Dylan Wolk, goalie Bobby Hanson and Andrew Zeballos (attack).

Other team leaders include junior Ander Berman, among the state leaders in face-offs wins this season (149) while chipping in 31 points, sophomore Ollie Becker-who leads the team in scoring (28 goals, 42 points) after a brilliant freshman year, and Wade Schmell who has anchored the defense with stand out play all season.

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Rounding out the defense are d-middies led by senior Logan Barr, sophomores Chase Plotkin and Ethan Weinberg.

Other players who have contributed in a big way, include freshman middy Chace Redler (18 points), who makes an impact on both sides of the ball, and freshman defenseman Jagger Zemachson who is among the team leaders in ground balls and forced turnovers.

Another team member's father, Gregg Berman, shared, "Millburn has faced its share of injuries this year. Zach Lipton, the team’s leading scorer for each of the past two seasons, had off-season knee surgery and has had a limited role to start the year. But injuries and line-up changes have created opportunities for more players to contribute, including junior Kiefer Curi and freshmen Quinn Barkley and Timmy Hansen who have added timely goals to Millburn’s attack." He noted that sophomore Wes Dieckman has stepped into a starting role on a defense that has been bolstered by juniors Evan Abraham and Jared Barishaw and sophomores Will Dieterich and Miles Welner.

The players invite everyone to support and cheer on the team this Saturday, May 4, at 4:00 p.m. at Colombia High School.

Hartshorn Elementary School Chess Club Teams Make History at NJSCF Grade School Championships

Hartshorn Elementary School Chess Award Group picture at Tournament Brookdale Community College.Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder KauHartshorn Elementary School Chess Award, Kindergarten.Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder KauHartshorn Elementary School Chess Award, 1st grade.Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder KauHartshorn Elementary School Chess Award, 2nd grade. Photo Credit: Ying Gu, Ci...

Hartshorn Elementary School Chess Award Group picture at Tournament Brookdale Community College.Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

Hartshorn Elementary School Chess Award, Kindergarten.Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

Hartshorn Elementary School Chess Award, 1st grade.Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

Hartshorn Elementary School Chess Award, 2nd grade. Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

Hartshorn Elementary School Chess Award, 3rd grade.Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

Hartshorn Elementary School Chess Award, 4th grade.Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

Hartshorn Elementary School Chess Award Group picture at Millburn High School. Photo Credit: Ying Gu, Cindy Chen, Pooja Batra, Harinder Kau

By Cindy Chen & Ying Gu, Special to TAPinto Millburn-Short Hills

MILLBURN, NJ - Hartshorn Elementary School (K-4) in Millburn/Short Hills achieved historic success at the New Jersey State Chess Federation (NJSCF) Grade School Championships on November 19, 2023.

With over 500 students from grades K-12 participating in the championship event statewide, the achievement of one or two teams receiving a trophy is commendable. However, the remarkable awards of all five grade levels scoring either 1st or 2nd place is unprecedented.

View the championship results here.

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Kindergarten team: 1st place (Arjun, Nathan, Raghav)

1st-grade team: 2nd place (Hannah, Nikhil, Rian)

2nd-grade team: 1st place (Aarav, Christian, Juefei, Rhys, Rishi)

3rd-grade team: 2nd place (Himansh, Josh, Varun, Vincent, William)

4th-grade team: 2nd place (Aarav, Gracelyn, Ivory, Josh, Maahi, Nathan, Sheehan, Vincent)

"I'm exceptionally proud of these students for their hard work and dedication,” praised from Hartshorn Elementary School Principal Ken Frattini, the enthusiastic coach of Hartshorn Chess Club and the founder of Millburn/Short Hills interschool chess league.

"The school and parents have partnered to provide the opportunities and the platform to engage in chess, but the students have taken it upon themselves to excel.” said Principal Frattini, “Master Coach Massey and team organizers, parents Dr. Chen and Ms. Gu, deserve praise as well for their dedication and for providing an enriched environment where the children's minds and thinking are nourished."

Millburn flips middle finger to affordable housing | Editorial

New Jersey is building more affordable housing than ever before, but for every home we build, there are still 14 prospective renters who need one. The daunting bottom line: The state faces an estimated shortage of at least 2...

New Jersey is building more affordable housing than ever before, but for every home we build, there are still 14 prospective renters who need one. The daunting bottom line: The state faces an estimated shortage of at least 230,000 homes, and the only thing that will change that grim arithmetic is to have all 600 cities and towns operate in good faith and build their quota in accordance with the Mount Laurel Doctrine.

Millburn apparently doesn’t agree, and doesn’t care that 1 out of 4 renters in our state pay more than half their income on housing, most often in poor neighborhoods with bad schools.

The posh township has refused to comply with the law, even as contiguous neighbors in suburban Essex County do their fair share. Towns like Livingston and West Orange have built hundreds of units and have plans for hundreds more, but Millburn has thumbed its nose at its constitutional requirement and dragged its feet through five years of litigation, building a grand total of 38 affordable units from an obligation that dates back to the 1990s.

That’s just a wee bit shy of its obligation to build 1,115, which is why the entire state should applaud Superior Court Judge Cynthia Santomauro, who recently told Millburn that its stalling and exclusionary tactics are no longer tolerable, and left it up to a special master to determine where it must build 75 affordable housing units.

The judge’s decision is the result of action taken by the Fair Share Housing Center, which is responsible for negotiating affordable housing settlements with individual towns. Since 2021, the nonprofit group has been trying to get Millburn to honor its agreement to build housing at a dilapidated DPW site off Main Street, between the business district and a railroad trestle.

But the town’s elected officials announced it would pull out of the project in February, so the judge – after dismissing Millburn’s alternate proposals as “an illusory promise” – dropped the hammer.

Santomauro told Millburn that it can watch the rest of this process from the sidelines, ordered the township to pay legal fees for the Fair Share Housing Center and the project developer, and instructed veteran special master Frank Banisch to also conduct an audit of the town’s Affordable Housing Trust Fund.

“We’re dealing with an exclusionary town,” said FSHC attorney Josh Bauers, who has handled the Millburn case since 2021. “It’s a town that has been zoned a particular way, and they’ve managed to get away without doing very much. It’s a town that needed to be sued to comply, because they felt they could get away with it.”

Nearly 50 years have passed since the New Jersey Supreme Court outlawed exclusionary zoning, which established that New Jersey towns couldn’t zone to keep poor people out by requiring each town to create a “realistic opportunity” to build its share of affordable housing.

Some towns like Millburn -- where the average home price is north of $1 million -- believe they can build walls on their borders under the rubric of “home rule,” which in some cases is a fair argument – at least when it comes to making civic decisions about parks and schools.

But refusing to build affordable housing, as mandated by law, drives up prices for everyone else and keeps low-income families confined to the cities.

Compare this with Saddle River, which has 3,300 residents and a median household income ($228,750) that is more than double the state average.

The opulent Bergen County community has bought into affordable housing with honorable intent and unexpected gusto: It broke ground last week on a 112-unit apartment complex for low- and moderate-income residents, with the mayor and council members all picking up shovels for the media event. And nobody was whingeing about home rule and an invasion of needy neighbors.

There may always be towns that maintain an exclusionary posture and need a legal and financial pummeling to comply with the law. Let Millburn heed a lesson that stings for a while.

U.S. Attorney weighs in on Orthodox Jewish group’s land use lawsuit in Millburn

The U.S. Attorney for the District of New Jersey weighed in Monday on a long-standing legal feud between a township in Essex County and an Orthodox Jewish group, stating religious groups must not face legal barriers when establishing new houses of worship.Chai Center for Living Judaism has filed lawsuits in state and federal courts against the Township of Millburn, alleging they were discriminated against when ...

The U.S. Attorney for the District of New Jersey weighed in Monday on a long-standing legal feud between a township in Essex County and an Orthodox Jewish group, stating religious groups must not face legal barriers when establishing new houses of worship.

Chai Center for Living Judaism has filed lawsuits in state and federal courts against the Township of Millburn, alleging they were discriminated against when town officials denied applications to build a synagogue in Millburn.

The federal lawsuit, filed March 31 in U.S. District Court, alleges the township prevented Chai Center from engaging in Orthodox Jewish prayer by thwarting their efforts to build the house of worship on Millburn Avenue.

“Houses of Worship are permitted with conditional use approval,” the township stated in an answer to the federal lawsuit.

Millburn officials did not immediately respond on Tuesday to requests for comment on the U.S. Attorney’s court filing or on the various court actions that have taken place since 2009.

Attorneys for the Maryland law firm that filed the suit were not immediately available to comment.

“The defendants’ actions have prevented plaintiffs from engaging in their religious exercise by building their synagogue, which would allow Chai Center to provide and to expand its religious programming and free it from the onerous conditions under which it now operates out of its rabbi’s home,” the federal lawsuit states.

“The defendants’ actions have prevented plaintiffs from engaging in their religious exercise,” the suit states.

Building a synagogue would allow Chai Center to provide and expand religious programming, the suit says, noting the center currently operates of its rabbi’s home.

The lawsuit alleges parts of the township’s land-use regulations, such as its requirement that houses of worship be located on lots at least 3 acres in size, violates the federal Religious Land Use and Institutionalized Persons Act.

In response, Millburn filed a motion arguing the RLUIPA claims should be dismissed based on a standard used in state court to review zoning decisions. The motion also argues that the RLUIPA claims are not ready to be heard in federal court because the zoning denial was based on procedural grounds.

RLUIPA is a federal law designed to protect religious institutions from unduly burdensome or discriminatory land use regulations, according to the U.S. Attorney’s Office.

Ahead of a decision on the motion, the U.S. Attorney in New Jersey, along with the Justice Department’s Civil Rights Division, filed a statement of interest in the case on Monday.

“RLUIPA is designed to ensure that religious groups of all faiths do not face unjust barriers when seeking to establish places to worship,” said Assistant Attorney General Kristen Clarke of the Justice Department’s Civil Rights Division, said in a news release.

“Local land use boards cannot unfairly or discriminatorily deny a religious group’s application to use land for religious purposes,” Clarke said. “When local officials use the guise of zoning restrictions to block or restrict religious groups, this not only contravenes our nation’s commitment to religious freedom, it also violates federal law.”

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Concerns Regarding Affordable Housing Legislation

MILLBURN, NJ -- We have personal concerns related to Assembly Bill 4 (https://legiscan.com/NJ/bill/A4/2024): “reforms on municipal responsibilities concerning the provision of affordable housing.” Please note that although Frank serves as the Deputy Mayor of Millburn Township, the below observations are our own opinions and do not reflect those of the township.Not Enough Measures Taken to Improve Affordability for Middle-Income Famil...

MILLBURN, NJ -- We have personal concerns related to Assembly Bill 4 (https://legiscan.com/NJ/bill/A4/2024): “reforms on municipal responsibilities concerning the provision of affordable housing.” Please note that although Frank serves as the Deputy Mayor of Millburn Township, the below observations are our own opinions and do not reflect those of the township.

Not Enough Measures Taken to Improve Affordability for Middle-Income Families

There is an affordability crisis in our state – yet, this bill does not take adequate measures to address the growing needs for middle-income families, in particular those families with incomes between 80%-120% of area median income (AMI).

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Why is this a critical oversight? We will use an inclusionary development in our town, The Upton, to illustrate. This 200-unit building, which was agreed to in 2015, has:

As you can see, the “inclusionary” development at The Upton does nothing to increase affordability for middle-income families whose household incomes exceed 80% AMI. Crucially, these middle-income families would not be helped by the current legislation. These families represent our town’s teachers, police officers, firefighters who exceed the limits in place based on the existing affordable housing policy.

Other states such as Massachusetts and California [1, 2, 3, 4] have included policies catering to the needs of middle-income families (80%-120% AMI), and our state should do the same to improve affordability for more families. One potential means of addressing the shortcomings of this bill would be to add another 30% set-aside for middle-income families (80%-120% AMI) as well as the 20% set-aside for low- and moderate-income families (up to 80% AMI) or encouraging 100% middle-income developments.

As an aside, Massachusetts and California consider low income to be 80% AMI, which would be considered moderate income in New Jersey. Similarly, they consider 50% AMI to be very low income, which would be considered low income in New Jersey.

Further Deepening Inequality in Higher-Income Areas

Based on the example above, we can see that even though The Upton is an inclusionary development, it does nothing to lower the median household income in our town, because 15% of the units are restricted to households less than 80% AMI, but 85% of the households are greater than 200% AMI. In fact, it may have served to even push this metric higher.

This observation is particularly problematic when combined with the “income capacity factor” that is being proposed on page 21 of the bill to calculate a municipality’s share of the regional need for affordable housing. If these so-called “inclusionary developments” are actually raising the median income in many towns, then these towns will be allocated an even greater share of future development, which would eventually lead to rampant overdevelopment of these towns.

Indeed, it is not clear what the motivation would be to include an “income capacity factor” – there is nothing in the spirit of the Mount Laurel Doctrine or the Fair Housing Act to suggest that municipalities with higher incomes should be required to shoulder a disproportionate burden of the provision of affordable housing.

More Emphasis Needed on Transformation of Existing Rentals to Affordable

We are pleased to see the possibility of transforming existing market rate units to affordable units on page 51. However, we believe that more details must be necessary as to how this process can be undertaken. Millburn has a vacancy rate of approximately 20% for apartments in town. There are also upwards of 800 apartments constructed prior to Mt. Laurel with market-rate rents close to those suggested by affordability controls. Having a clearly defined process for converting many of these units to be affordable would be an excellent way to provide for affordable housing in an expeditious manner.

Ability to Prioritize Local Workers

On page 23, a proposed “equalized nonresidential valuation factor” is used to determine a municipality’s share of the regional need for the provision of affordable housing. The motivation for this measure seems to stem from the need to provide workforce housing in parts of the state where there is an increased commercial presence. As a corollary to this, we believe that municipalities that have experienced a significant nonresidential valuation increase should have the ability to prioritize the needs of local workers.

Affordability for Seniors

Especially in towns where property tax burdens are high, such as Millburn, we are seeing many residents move out of town even though they desperately would like to stay. There should be additional provisions for determining the precise amount of age-restricted housing necessary in each region of the state and perhaps even a more surgical allocation to individual municipalities based on the proportion of seniors departing.

Additional Protections Needed for Existing Residents

The provision of affordable housing should be incentivized in conjunction with proper planning procedures. The legislation should emphasize the need for proper infrastructure planning (e.g., sewer, impervious coverage, roads, schools) as part of planning for new developments. High-density housing should be kept out of single-family neighborhoods that do not have the infrastructure needed to support high-density living.

On page 45, where there are exclusions to what is considered vacant land, we believe that land that would require high remediation costs should also be excluded. Although currently the legislation excludes “environmentally sensitive lands where development is prohibited by any state or federal agency,” this does not necessarily preclude land where development might not be prohibited, but rather, the cost to remediate it for suitable development may be prohibitive. Indeed, our town is currently facing a potentially $10M clean-up for a proposed town-sponsored 100% affordable housing development.

Additional Guidelines Needed for Best Practices Related to 100% Affordable Developments

In states like California [4], inclusionary development is defined as either:

In contrast, Millburn was asked to sponsor a 75-unit 100% affordable (up to 80% AMI) project using township funding. This does not comport with the values of our community because it does not provision affordable housing in the spirit of inclusivity. Many township residents [5] have spoken out against this project, under the grounds that “segregating people into ‘100% affordable’ projects is harmful for everyone – especially the tenants.”

Millburn is a compassionate, welcoming community, and we believe that it is critical to properly integrate those less fortunate into our town using proper inclusionary development. After all, in order to actualize the goals of Mount Laurel, we must allow all residents of a community to learn from each other so that everyone gets lifted up. The premise for the income-segregated project in Millburn – slated for a contaminated town dump, no less – was the epitome of poor planning. The proposed legislation does nothing to prevent a repeat of this project from happening.

As it stands, the proposed legislation seems to encourage housing projects that have 100% of resident households income restricted to 80% AMI, a practice which is discouraged in other states with affordable housing laws, like California.

It is our hope that our state legislators will take the above into account and amend the proposed legislation to alleviate these concerns and provide an even stronger framework with which to improve affordability in our state.

[1] https://www.masshousing.com/-/media/Files/Developers/Income-Rent-Limits/2023-HUD-Income-Rent-Limits.ashx

[2] https://www.mma.org/wp-content/uploads/2022/11/MSA-webinar-Affordable-Housing-Overview_DHCD_11.16.22.pdf

[3] https://www.hcd.ca.gov/grants-and-funding/income-limits

[4] https://abag.ca.gov/sites/default/files/documents/2022-10/Builders-Remedy-and-Housing-Elements.pdf

[5] https://www.tapinto.net/towns/millburn-slash-short-hills/categories/letters-to-the-editor/articles/another-proud-democrat-for-frank-saccomandi-and-ben-stoller

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