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What Causes Menopause

What Causes Menopause?

The most common reason for menopause is the natural decline in a female's reproductive hormones. However, menopause can also result from the following situations:

Oophorectomy: This surgery, which removes a woman's ovaries, causes immediate menopause. Symptoms and signs of menopause in this situation can be severe, as the hormonal changes happen abruptly.

Chemotherapy: Cancer treatments like chemotherapy can induce menopause quickly, causing symptoms to appear shortly after or even during treatment.

Ovarian Insufficiency: Also called premature ovarian failure, this condition is essentially premature menopause. It happens when a woman's ovaries quit functioning before the age of 40 and can stem from genetic factors and disease. Only 1% of women suffer from premature menopause, but HRT can help protect the heart, brain, and bones.

Depression

Depression

If you're a woman going through menopause and find that you have become increasingly depressed, you're not alone. It's estimated that 15% of women experience depression to some degree while going through menopause. What many women don't know is that depression can start during perimenopause, or the years leading up to menopause.

Depression can be hard to diagnose, especially during perimenopause and menopause. However, if you notice the following signs, it might be time to speak with a physician:

  • Mood Swings
  • Inappropriate Guilt
  • Chronic Fatigue
  • Too Much or Too Little Sleep
  • Lack of Interest in Life
  • Overwhelming Feelings

Remember, if you're experiencing depression, you're not weak or broken - you're going through a very regular emotional experience. The good news is that with proper treatment from your doctor, depression isn't a death sentence. And with HRT and anti-aging treatment for women, depression could be the catalyst you need to enjoy a new lease on life.

Hot Flashes

Hot Flashes

Hot flashes - they're one of the most well-known symptoms of menopause. Hot flashes are intense, sudden feelings of heat across a woman's upper body. Some last second, while others last minutes, making them incredibly inconvenient and uncomfortable for most women.

Symptoms of hot flashes include:

  • Sudden, Overwhelming Feeling of Heat
  • Anxiety
  • High Heart Rate
  • Headache
  • Nausea
  • Dizziness

Typically, hot flashes are caused by a lack of estrogen. Low estrogen levels negatively affect a woman's hypothalamus, the part of the brain that controls body temperature and appetite. Low estrogen levels cause the hypothalamus to incorrectly assume the body is too hot, dilating blood vessels to increase blood flow. Luckily, most women don't have to settle for the uncomfortable feelings that hot flashes cause. HRT treatments for women often stabilize hormones, lessening the effects of hot flashes and menopause in general.

Mood Swings

Mood Swings

Mood swings are common occurrences for most people - quick shifts from happy to angry and back again, triggered by a specific event. And while many people experience mood swings, they are particularly common for women going through menopause. That's because, during menopause, the female's hormones are often imbalanced. Hormone imbalances and mood swings go hand-in-hand, resulting in frequent mood changes and even symptoms like insomnia.

The rate of production of estrogen, a hormone that fluctuates during menopause, largely determines the rate of production the hormone serotonin, which regulates mood, causing mood swings.

Luckily, HRT and anti-aging treatments in Bogota, NJ for women work wonders for mood swings by regulating hormone levels like estrogen. With normal hormone levels, women around the world are now learning that they don't have to settle for mood swings during menopause.

Weight Gain

Weight Gain

Staying fit and healthy is hard for anyone living in modern America. However, for women with hormone imbalances during perimenopause or menopause, weight gain is even more serious. Luckily, HRT treatments for women coupled with a physician-led diet can help keep weight in check. But which hormones need to be regulated?

  • Estrogen: During menopause, estrogen levels are depleted. As such, the body must search for other sources of estrogen. Because estrogen is stored in fat, your body believes it should increase fat production during menopause. Estrogen also plays a big part in insulin resistance, which can make it even harder to lose weight and keep it off.
  • Progesterone: Progesterone levels are also depleted during menopause. Progesterone depletion causes bloating and water retention, while loss of testosterone limits the body's ability to burn calories.
  • Ongoing Stress: Stress makes our bodies think that food is hard to come by, putting our bodies in "survival mode". When this happens, cortisol production is altered. When cortisol timing changes, the energy in the bloodstream is diverted toward making fat. With chronic stress, this process repeatedly happens, causing extensive weight gain during menopause.
Low Libido

Low Libido

Lowered sexual desire - three words most men and women hate to hear. Unfortunately, for many women in perimenopausal and menopausal states, it's just a reality of life. Thankfully, today, HRT and anti-aging treatments Bogota, NJ can help women maintain a normal, healthy sex drive. But what causes low libido in women, especially as they get older?

The hormones responsible for low libido in women are progesterone, estrogen, and testosterone.

Progesterone production decreases during perimenopause, causing low sex drive in women. Lower progesterone production can also cause chronic fatigue, weight gain, and other symptoms. On the other hand, lower estrogen levels during menopause lead to vaginal dryness and even vaginal atrophy or loss of muscle tension.

Lastly, testosterone plays a role in lowered libido. And while testosterone is often grouped as a male hormone, it contributes to important health and regulatory functionality in women. A woman's testosterone serves to heighten sexual responses and enhances orgasms. When the ovaries are unable to produce sufficient levels of testosterone, it often results in a lowered sex drive.

Vaginal Dryness

Vaginal Dryness

Often uncomfortable and even painful, vaginal dryness is a serious problem for sexually active women. However, like hair loss in males, vaginal dryness is very common - almost 50% of women suffer from it during menopause.

Getting older is just a part of life, but that doesn't mean you have to settle for the side effects. HRT and anti-aging treatments for women correct vaginal dryness by re-balancing estrogen, progesterone, and testosterone. When supplemented with diet and healthy living, your vagina's secretions are normalized, causing discomfort to recede.

Fibroids

Fibroids

Uterine fibroids - they're perhaps the least-known symptom of menopause and hormone imbalances in women. That's because these growths on the uterus are often symptom-free. Unfortunately, these growths can be cancerous, presenting a danger for women as they age.

Many women will have fibroids at some point. Because they're symptomless, they're usually found during routine doctor exams. Some women only get one or two, while others may have large clusters of fibroids. Because fibroids are usually caused by hormone imbalances, hysterectomies have been used as a solution, forcing women into early menopause.

Advances in HRT and anti-aging medicine for women give females a safer, non-surgical option without having to experience menopause early. At Global Life Rejuvenation, our expert physicians will implement a customized HRT program to stabilize your hormones and reduce the risk of cancerous fibroid growth.

Endometriosis

Endometriosis

Endometriosis symptoms are much like the effects of PMS, and include pelvic pain, fatigue, cramping, and bloating. While doctors aren't entirely sure what causes this painful, uncomfortable condition, most agree that hormones - particularly xenoestrogens - play a factor.

Endometriosis symptoms are much like the effects of PMS and include pelvic pain, fatigue, cramping, and bloating. While doctors aren't entirely sure what causes this painful, uncomfortable condition, most agree that hormones - particularly xenoestrogens - play a factor.

Xenoestrogen is a hormone that is very similar to estrogen. Too much xenoestrogen is thought to stimulate endometrial tissue growth. HRT for women helps balance these hormones and, when used with a custom nutrition program, can provide relief for women across the U.S.

What is Sermorelin

What is Sermorelin?

Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.

Benefits of Sermorelin

Benefits of Sermorelin

Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.

  • Benefits of Sermorelin include:
  • Better Immune Function
  • Improved Physical Performance
  • More Growth Hormone Production
  • Less Body Fat
  • Build More Lean Muscle
  • Better Sleep
What is Ipamorelin

What is Ipamorelin?

Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.

Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.

Benefits of Ipamorelin

Benefits of Ipamorelin

One of the biggest benefits of Ipamorelin is that it provides significant short and long-term benefits in age management therapies. Ipamorelin can boost a patient's overall health, wellbeing, and outlook on life.

When there is an increased concentration of growth hormone by the pituitary gland, there are positive benefits to the body. Some benefits include:

  • Powerful Anti-Aging Properties
  • More Muscle Mass
  • Less Unsightly Body Fat
  • Deep, Restful Sleep
  • Increased Athletic Performance
  • More Energy
  • Less Recovery Time for Training Sessions and Injuries
  • Enhanced Overall Wellness and Health
  • No Significant Increase in Cortisol

Your New, Youthful Lease on Life with HRT for Women

Whether you are considering our HRT and anti-aging treatments for women in Bogota, NJ, we are here to help. The first step to reclaiming your life begins by contacting Global Life Rejuvenation. Our friendly, knowledgeable HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!

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Latest News in Bogota, NJ

A small town feel and close to amenities: Here's what it's like to live in Bogota

Tucked away between the heavily populated cityscapes of Hackensack and Teaneck is the more suburban-feeling town of Bogota. With a population of just fewer than 10,000 residents, and no downtown to speak of, the town, which runs along the east shore of the Hackensack River, offers residents an abundance of trees and yard space and a small town vibe.It’s been suddenly thrust into the national spotlight after NorthJersey.com and The Record first ...

Tucked away between the heavily populated cityscapes of Hackensack and Teaneck is the more suburban-feeling town of Bogota. With a population of just fewer than 10,000 residents, and no downtown to speak of, the town, which runs along the east shore of the Hackensack River, offers residents an abundance of trees and yard space and a small town vibe.

It’s been suddenly thrust into the national spotlight after NorthJersey.com and The Record first reported that Nadine Arslanian Menendez, wife of recently indicted Sen. Bob Menendez, killed a man with her vehicle while driving down Bogota's Main Street in December, 2018.

But besides its newfound fame — and the fact that Bogota is pronounced like buh-GO-dah, as opposed to bo-go-TA in Colombia − what else is there to know about this small Bergen County suburb?

A close-knit town that's 'Tiny But Mighty'

"Tiny But Mighty" has become the motto of the Bogota Public Library, something that has remained true despite the town's growth over the past few years.

"It's definitely more crowded, but it's still a really small town that's close to everything," said a library assistant at the Bogota Public Library.

It's a fairly close-knit town, they said, where a lot of people know one another and look out for one another.

While Bogota lacks a formal downtown area, the town consists of many small businesses and restaurants because of its size.

Opinion:Bob Menendez must step down. New Jersey deserves better

Karla Jimenez, the owner of Karla Jimenez Cakes & More on Main Street, said she has had a very positive experience since they first opened about two-and-a-half years ago.

"Some people here like to keep to themselves, which is typical in a small town," she said. "But other's are very outgoing. For the most part, everyone comes together to support our local businesses."

Bogota also offers programs to bring together members of the community, from the Bogota Swim Club to a variety of different sports clinics for the town's children.

'Easy access to amenities'

Consisting primarily of single-family, colonial-style homes, Bogota has become increasingly attractive for families searching for a quiet suburban community.

"If you're someone that prefers a small town feel, then Bogota would be perfect," said Marty Weller, an agent with RE/MAX in Hackensack. "Another part of it is that you're pretty close to New York City. The schools are all close by, and there's easy access to different amenities, like shopping and parks."

Homes currently on the market in the borough are relatively affordable compared to surrounding neighborhoods, and municipal taxes in the area have increased minimally over the years.

Menendez:Will Mikie Sherrill run for Bob Menendez's Senate seat? We now have an answer

A three-bedroom, two-bathroom home was recently listed for sale in Bogota for $499,995. Depending on the location, homes in the area are typically listed between $500,000 to $600,000.

The suburb also has several apartment complexes, such as The Atwater and the River Cross Apartments, for those interested in renting as opposed to buying.

The school system is right on par

Bogota's school system falls along the average for other school systems, ranking 336 out of 648 New Jersey School districts. With a total of 1,219 students across the district, Bogota has an 80% graduation rate and test score proficiency that generally matches the state average.

In addition to Bogota Jr./Sr. High School, the district also has Bogota Middle School, as well as two elementary schools: E. Roy Bixby Elementary School and Lillian M. Steen Elementary School.

"Overall, the community is changing," they said. "Some people are moving out, but more people are moving in. Whether it be during school drop or when visiting the town's library, though, most people know one another on a close level."

Girls Volleyball: Kinnelon gets revenge, defeats Bogota in NJS1G1 finals (PHOTOS)

They say revenge is a dish best-served cold. However, nothing was cold about the North Jersey, Section 1, Group 1 finals as third-seeded Kinnelon defeated fourth-seeded Bogota in two thrilling sets (25-17, 27-25) in Kinnelon.“It feels great, especially with this group,” Kinnelon head coach Stephanie Finke said. “They started this at the beginning of last season and knew what they had to work on. They wanted to bring tradition and culture back to our program and they did just that.”...

They say revenge is a dish best-served cold. However, nothing was cold about the North Jersey, Section 1, Group 1 finals as third-seeded Kinnelon defeated fourth-seeded Bogota in two thrilling sets (25-17, 27-25) in Kinnelon.

“It feels great, especially with this group,” Kinnelon head coach Stephanie Finke said. “They started this at the beginning of last season and knew what they had to work on. They wanted to bring tradition and culture back to our program and they did just that.”

Complete Box Score »

Since 2019, Kinnelon (19-4) has seen its season end three times at the hands of Bogota (18-7) as it knocked the Colts out of the quarterfinals of the sectional tournament last season and the first round in 2020. The Lady Bucs also knocked Kinnelon off in straight sets in the 2019 group finals, so being able to get this win on such a grand stage meant just a little bit more to the Colts.

“They’ve been taking us out of sectionals for so many years so this time we wanted to turn it around,” senior middle back Sophie Pogodin said.

Pogodin came into this game leading her squad with 208 kills and added nine more to go along with 12 digs, 10 service points, and five aces. Senior outside hitter Lindsey Millis also contributed eight kills, 16 digs, and four service points. Julia Gutkin had 20 assists and eight service points.

“It was four years in the works,” Millis said “We’ve been knocked out of states by them for ages so it means everything.”

After falling behind 19-15 in the second set, Kinnelon scored five unanswered points to take a 20-19 lead. Despite Bogota battling to tie the set at 25, the Colts came up big when it mattered the most and put their rivals away with back-to-back points.

“Towards the end, we definitely started getting down a little bit,” junior outside hitter Alisa Friedman said. “But I think all we had to do was regroup and remember why we were playing, we were playing for each other and not just for the win. We knew how much we all wanted it and in the end, it worked out.”

Friedman finished with 16 digs and also described what beating the Lady Bucs meant to her.

“It means a lot because Bogota has been kind of like a rivalry to us,” she said. “They’ve been beating us for years so to be able to beat them is a big deal for our team.”

The victory added to a remarkable turnaround for Finke’s program as it went from an 11-14 campaign one year ago to sectional champions and a squad that has not dropped a set since October 20th when it fell to Ramapo 2-0 (25-21, 26-24).

“I met in late spring of last year with just the seniors and we talked about what the program meant to them and what legacy they wanted to leave behind,” Finke said. “They said they wanted to go for it all so we kind of laid it out that ‘this is what it’s going to take, you’re going to have to pass up a party or give up some things here and there to get it done’ and they did it. They did what they needed to do and they deserve it.”

Friedman also explained how the Colts were able to grow together as a team and what went into the change of philosophy.

“We’re definitely a lot closer this year,” she said. “We’ve just been able to find a way to work together as a team and put it onto the court and get wins.”

The beginning of both sets almost mirrored each other as Kinnelon fell behind 6-1 in the second before Finke called a timeout to settle her squad down. Similarly, Bogota jumped out to a 6-2 lead in the first set before the Colts used a timeout to their advantage and scored six unanswered points out of the break.

“I told them I felt like nerves were getting the best of us and just to settle in,” Finke said. “This was just like practice every day and just like any other game, just do your job and it’ll all come together.”

Kinnelon began to apply the pressure as the first set wore on as the two sides were tied at 16 before the Colts finished it off by outscoring Bogota 9-1.

“That’s what they do,” Finke added. “They’re not afraid, don’t back down, and don’t get nervous or timid. It was a total and complete team win.”

The loss ended a perennial run for Bogota as it had won three straight sectional championships along with back-to-back group titles. The Lady Bucs also appeared in the 2019 Tournament of Champions semifinals but lost to Immaculate Heart in straight sets (25-8, 25-14).

“I think we fought really well, but once we got in the 20s they made more plays than us,” Bogota head coach Brad DiRupo said. “They were a better team today.”

Bogota started off its season 6-4 before finishing strong by winning 12 of its last 15 games. The Lady Bucs also rattled off nine victories in a row en route to getting back to the sectional finals.

“At the beginning of the year, it was really about the freshman and sophomores on the court,” DiRupo said. “But they grew and I’m disappointed for them because we played our best volleyball now. I don’t think we played as well as we did the other day, but I think the team over there had a little bit to do with that.”

Kinnelon will face North 2 winner Verona, No. 15 in the NJ.com Top 20, in the Group 1 semifinals on Thursday.

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Kinnelon girls volleyball takes down Bogota to win first sectional title since 2019

KINNELON – Lindsey Millis calls it a full-circle moment.It’s the best description the senior outside hitter can come up with when talking about Kinnelon's turnaround season.A year after posting its first losing campaign in more than a decade, the Colts continued their renaissance season on Tuesday, defeating nemesis Bogota in straight sets, 25-17, 27-25 to capture the NJSIAA North 1, Group 1 title. It is the Morris County school’s first sectional title since 2019 and second in program history....

KINNELON – Lindsey Millis calls it a full-circle moment.

It’s the best description the senior outside hitter can come up with when talking about Kinnelon's turnaround season.

A year after posting its first losing campaign in more than a decade, the Colts continued their renaissance season on Tuesday, defeating nemesis Bogota in straight sets, 25-17, 27-25 to capture the NJSIAA North 1, Group 1 title. It is the Morris County school’s first sectional title since 2019 and second in program history.

Kinnelon will meet Verona for a Group 1 semifinal on Thursday in Essex County. The Hillbillies topped Cedar Grove in straight sets in the North 2 sectional final on Monday, their fourth straight sectional crown.

“It’s all off the court. Everything we did off the court is what makes the difference. There were team bonding sessions and open gyms right after last season. That’s what made us go the extra step this year,” said Millis, who had eight kills and 15 digs. “I keep saying it’s a full-circle moment because my freshman year we played them [Bogota] and lost and then lost to them again last year. It’s complete grit. We put ourselves on the line and just making sure that ball doesn’t hit the floor and having all that energy to bounce back from those tough plays.”

Kinnelon (19-4) extended its win streak to six straight matches, all in straight-set fashion. The last time the Colts lost was October 20 when they were swept at home by Bergen County power Ramapo.

The win snapped Bogota’s streak of 13 consecutive sectional championships, with its last three coming in the current playoff format. Last fall the Colts finished 11-14 and were knocked out of the sectional tournament by Bogota in the quarterfinal round. Since its last sectional title in 2019, Kinnelon has lost to Bogota three of the last four seasons, including the 2019 Group finals.

In Tuesday’s final, the third-seeded Colts snapped a 17-17 tie in the first game, going on an 8-0 run to secure a 25-17 win.

“We’ve made big strides. Honestly, it was a two year journey that started it. Last year it was the same group coming back plus a couple of others. They put the time and effort in the offseason. They wanted it. They worked hard and deserve it. It feels awesome,” Kinnelon coach Stephanie Finke said. “It’s a lot of fun knowing the hours they put in talking about how they could bring tradition back and what our culture means to them.

“Doing the team bonding and all the little stuff that sometimes we take for granted and don’t do. To get it done on the floor feels great.”

The second game started slowly for the Colts, who fell behind by as much as seven points as fourth-seeded Bogota held a 15-8 lead at one point. After going back and forth for a stretch and trading mini runs, Kinnelon eventually went on a 5-0 streak to take its first lead of the game, 20-19. Bogota (18-7) would tie the score five more times before Kinnelon pulled away for the two-point victory.

“Like Lindsey said, they’ve [Bogota] taken us out of this tournament in the sectionals for the past couple of years. It’s crazy that we beat them in two. I’m just so happy and ecstatic we all did it together,” said senior Sophie Pogodin, who finished with eight kills, 12 digs, five aces and 10 service points. “Team bonding definitely played a huge role. How you are outside the court, is what you see on the court and it shows. You fight for each other and you’re there for each other and help each other’s mistakes. That’s how we play better.”

Bogota Financial Corp. Announces CEO Transition

TEANECK, N.J.--(BUSINESS WIRE)--Bogota Financial Corp. (the “Company”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the “Bank”), announced today that Joseph Coccaro is retiring as Director and President and Chief Executive Officer of Bogota Financial, MHC, the parent company of the Company (the “MHC”), the Company and the Bank, effective as of November 30, 2023. Mr. Coccaro, who is 66 years old, will continue to ser...

TEANECK, N.J.--(BUSINESS WIRE)--Bogota Financial Corp. (the “Company”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the “Bank”), announced today that Joseph Coccaro is retiring as Director and President and Chief Executive Officer of Bogota Financial, MHC, the parent company of the Company (the “MHC”), the Company and the Bank, effective as of November 30, 2023. Mr. Coccaro, who is 66 years old, will continue to serve Bogota as an advisory director.

Kevin Pace, Executive Vice President and Chief Risk Officer of the MHC, the Company and the Bank and a member of the Board of Directors of the Bank, has been named President and Chief Executive Officer of the MHC, the Company and the Bank, effective as of November 30, 2023. He will also serve as a member of the Board of Directors of the MHC and the Company.

“Joe’s leadership has been instrumental in Bogota’s success and growth. During his tenure, we completed the mutual holding company reorganization of the Bank and the Company’s initial public offering in 2020, and acquired Gibraltar Bank in 2021. We thank Joe for his efforts towards building the strong franchise we have today,” said Steven M. Goldberg, Chairman of the Board of Directors. “Kevin was a natural choice as Bogota’s next CEO as he has been an integral part of the management team since joining us in 2013. He understands our strategy and approach to banking, putting our customers first. Kevin and the rest of the executive team remain committed to continuing to increase long term shareholder value.”

Kevin Pace has been the Executive Vice President and Chief Risk Officer since 2020. Prior to the appointment, Mr. Pace had served as Executive Vice President of Compliance and BSA since 2018. Prior to that, Mr. Pace had served in various banking positions at the Bank since 2013.

Mr. Coccaro has served as the Bank’s President and Chief Executive Officer since 2008 when the Bank had approximately $260 million in assets. Under Mr. Coccaro, the Bank has grown to over $900 million in assets. “In accordance with our succession planning, I am excited for Kevin to begin in his new role as CEO and to lead the Bank forward in these changing times. I thank the Board for its cooperation and fellowship over my past 15 years as CEO,” said Mr. Coccaro.

About Bogota Financial Corp.

Bogota Financial Corp. is a Maryland corporation organized as the mid-tier holding company of Bogota Savings Bank and is the majority-owned subsidiary of Bogota Financial, MHC. Bogota Savings Bank is a New Jersey chartered stock savings bank that has served the banking needs of its customers in northern and central New Jersey since 1893. It operates from six offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany and Teaneck, New Jersey and operates a loan production office in Spring Lake, New Jersey.

Forward-Looking Statements

This press release contains certain forward-looking statements about the Company and the Bank. Forward-looking statements include statements regarding anticipated future events and can be identified by the fact that they do not relate strictly to historical or current facts. They often include words such as “believe,” “expect,” “anticipate,” “estimate,” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could,” or “may.” Forward-looking statements, by their nature, are subject to risks and uncertainties. Certain factors that could cause actual results to differ materially from expected results include increased competitive pressures, changes in the interest rate environment, inflation, general economic conditions or conditions within the securities markets, changes in the quality of our loan and security portfolios, increases in non-performing and classified loans and legislative, accounting and regulatory changes that could adversely affect the business in which the MHC, the Company and the Bank are engaged.

The Company undertakes no obligation to revise these forward-looking statements or to reflect events or circumstances after the date of this press release.

Football: Bogota vs. Manchester Regional, September 16, 2023

Mile Djordjiovski | For NJ Advance MediaFootball: Bogota vs. Manchester Regional, September 16, 2023Michael Olivo Jr. (17) of Bogota hauls in a pass for a touchdown and celebrates with Jason Alvarado (6) of Bogota during the football game between Bogota and Manchester Regional at Feigel Field in Bogota, NJ on Saturday, September 16, 2023....

Mile Djordjiovski | For NJ Advance Media

Football: Bogota vs. Manchester Regional, September 16, 2023

Michael Olivo Jr. (17) of Bogota hauls in a pass for a touchdown and celebrates with Jason Alvarado (6) of Bogota during the football game between Bogota and Manchester Regional at Feigel Field in Bogota, NJ on Saturday, September 16, 2023.Get Photo

Mile Djordjiovski | For NJ Advance Media

Football: Bogota vs. Manchester Regional, September 16, 2023

Ashawn Johnson (2) of Manchester Regional throws the ball downfield during the football game between Bogota and Manchester Regional at Feigel Field in Bogota, NJ on Saturday, September 16, 2023.Get Photo

Mile Djordjiovski | For NJ Advance Media

Football: Bogota vs. Manchester Regional, September 16, 2023

Jason Alvarado (6) of Bogota is congratulated by Jayden Gonzalez (21) of Bogota after his touchdown during the football game between Bogota and Manchester Regional at Feigel Field in Bogota, NJ on Saturday, September 16, 2023.Get Photo

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