HRT - Hormone Replacement Therapy in Boonton, NJ

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HORMONE REPLACEMENT THERAPY for Women estrogen
 HRT For Men Boonton, NJ

What Causes Menopause?

The most common reason for menopause is the natural decline in a female's reproductive hormones. However, menopause can also result from the following situations:

Oophorectomy: This surgery, which removes a woman's ovaries, causes immediate menopause. Symptoms and signs of menopause in this situation can be severe, as the hormonal changes happen abruptly.

Chemotherapy: Cancer treatments like chemotherapy can induce menopause quickly, causing symptoms to appear shortly after or even during treatment.

Ovarian Insufficiency: Also called premature ovarian failure, this condition is essentially premature menopause. It happens when a woman's ovaries quit functioning before the age of 40 and can stem from genetic factors and disease. Only 1% of women suffer from premature menopause, but HRT can help protect the heart, brain, and bones.

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Depression

If you're a woman going through menopause and find that you have become increasingly depressed, you're not alone. It's estimated that 15% of women experience depression to some degree while going through menopause. What many women don't know is that depression can start during perimenopause, or the years leading up to menopause.

Depression can be hard to diagnose, especially during perimenopause and menopause. However, if you notice the following signs, it might be time to speak with a physician:

  • Mood Swings
  • Inappropriate Guilt
  • Chronic Fatigue
  • Too Much or Too Little Sleep
  • Lack of Interest in Life
  • Overwhelming Feelings

Remember, if you're experiencing depression, you're not weak or broken - you're going through a very regular emotional experience. The good news is that with proper treatment from your doctor, depression isn't a death sentence. And with HRT and anti-aging treatment for women, depression could be the catalyst you need to enjoy a new lease on life.

 HRT For Women Boonton, NJ

Hot Flashes

Hot flashes - they're one of the most well-known symptoms of menopause. Hot flashes are intense, sudden feelings of heat across a woman's upper body. Some last second, while others last minutes, making them incredibly inconvenient and uncomfortable for most women.

Symptoms of hot flashes include:

  • Sudden, Overwhelming Feeling of Heat
  • Anxiety
  • High Heart Rate
  • Headache
  • Nausea
  • Dizziness

Typically, hot flashes are caused by a lack of estrogen. Low estrogen levels negatively affect a woman's hypothalamus, the part of the brain that controls body temperature and appetite. Low estrogen levels cause the hypothalamus to incorrectly assume the body is too hot, dilating blood vessels to increase blood flow. Luckily, most women don't have to settle for the uncomfortable feelings that hot flashes cause. HRT treatments for women often stabilize hormones, lessening the effects of hot flashes and menopause in general.

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Mood Swings

Mood swings are common occurrences for most people - quick shifts from happy to angry and back again, triggered by a specific event. And while many people experience mood swings, they are particularly common for women going through menopause. That's because, during menopause, the female's hormones are often imbalanced. Hormone imbalances and mood swings go hand-in-hand, resulting in frequent mood changes and even symptoms like insomnia.

The rate of production of estrogen, a hormone that fluctuates during menopause, largely determines the rate of production the hormone serotonin, which regulates mood, causing mood swings.

Luckily, HRT and anti-aging treatments in Boonton, NJ for women work wonders for mood swings by regulating hormone levels like estrogen. With normal hormone levels, women around the world are now learning that they don't have to settle for mood swings during menopause.

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Weight Gain

Staying fit and healthy is hard for anyone living in modern America. However, for women with hormone imbalances during perimenopause or menopause, weight gain is even more serious. Luckily, HRT treatments for women coupled with a physician-led diet can help keep weight in check. But which hormones need to be regulated?

  • Estrogen: During menopause, estrogen levels are depleted. As such, the body must search for other sources of estrogen. Because estrogen is stored in fat, your body believes it should increase fat production during menopause. Estrogen also plays a big part in insulin resistance, which can make it even harder to lose weight and keep it off.
  • Progesterone: Progesterone levels are also depleted during menopause. Progesterone depletion causes bloating and water retention, while loss of testosterone limits the body's ability to burn calories.
  • Ongoing Stress: Stress makes our bodies think that food is hard to come by, putting our bodies in "survival mode". When this happens, cortisol production is altered. When cortisol timing changes, the energy in the bloodstream is diverted toward making fat. With chronic stress, this process repeatedly happens, causing extensive weight gain during menopause.
 HRT Boonton, NJ

Low Libido

Lowered sexual desire - three words most men and women hate to hear. Unfortunately, for many women in perimenopausal and menopausal states, it's just a reality of life. Thankfully, today, HRT and anti-aging treatments Boonton, NJ can help women maintain a normal, healthy sex drive. But what causes low libido in women, especially as they get older?

The hormones responsible for low libido in women are progesterone, estrogen, and testosterone.

Progesterone production decreases during perimenopause, causing low sex drive in women. Lower progesterone production can also cause chronic fatigue, weight gain, and other symptoms. On the other hand, lower estrogen levels during menopause lead to vaginal dryness and even vaginal atrophy or loss of muscle tension.

Lastly, testosterone plays a role in lowered libido. And while testosterone is often grouped as a male hormone, it contributes to important health and regulatory functionality in women. A woman's testosterone serves to heighten sexual responses and enhances orgasms. When the ovaries are unable to produce sufficient levels of testosterone, it often results in a lowered sex drive.

 Hormone Replacement Boonton, NJ

Vaginal Dryness

Often uncomfortable and even painful, vaginal dryness is a serious problem for sexually active women. However, like hair loss in males, vaginal dryness is very common - almost 50% of women suffer from it during menopause.

Getting older is just a part of life, but that doesn't mean you have to settle for the side effects. HRT and anti-aging treatments for women correct vaginal dryness by re-balancing estrogen, progesterone, and testosterone. When supplemented with diet and healthy living, your vagina's secretions are normalized, causing discomfort to recede.

Hormone Replacement Therapy Boonton, NJ

Fibroids

Uterine fibroids - they're perhaps the least-known symptom of menopause and hormone imbalances in women. That's because these growths on the uterus are often symptom-free. Unfortunately, these growths can be cancerous, presenting a danger for women as they age.

Many women will have fibroids at some point. Because they're symptomless, they're usually found during routine doctor exams. Some women only get one or two, while others may have large clusters of fibroids. Because fibroids are usually caused by hormone imbalances, hysterectomies have been used as a solution, forcing women into early menopause.

Advances in HRT and anti-aging medicine for women give females a safer, non-surgical option without having to experience menopause early. At Global Life Rejuvenation, our expert physicians will implement a customized HRT program to stabilize your hormones and reduce the risk of cancerous fibroid growth.

 HRT For Men Boonton, NJ

Endometriosis

Endometriosis symptoms are much like the effects of PMS, and include pelvic pain, fatigue, cramping, and bloating. While doctors aren't entirely sure what causes this painful, uncomfortable condition, most agree that hormones - particularly xenoestrogens - play a factor.

Endometriosis symptoms are much like the effects of PMS and include pelvic pain, fatigue, cramping, and bloating. While doctors aren't entirely sure what causes this painful, uncomfortable condition, most agree that hormones - particularly xenoestrogens - play a factor.

Xenoestrogen is a hormone that is very similar to estrogen. Too much xenoestrogen is thought to stimulate endometrial tissue growth. HRT for women helps balance these hormones and, when used with a custom nutrition program, can provide relief for women across the U.S.

 Sermorelin Boonton, NJ

What is Sermorelin?

Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.

 HRT Boonton, NJ

Benefits of Sermorelin

Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.

  • Benefits of Sermorelin include:
  • Better Immune Function
  • Improved Physical Performance
  • More Growth Hormone Production
  • Less Body Fat
  • Build More Lean Muscle
  • Better Sleep
 Hormone Replacement Boonton, NJ

What is Ipamorelin?

Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.

Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.

Hormone Replacement Therapy Boonton, NJ

Benefits of Ipamorelin

One of the biggest benefits of Ipamorelin is that it provides significant short and long-term benefits in age management therapies. Ipamorelin can boost a patient's overall health, wellbeing, and outlook on life.

When there is an increased concentration of growth hormone by the pituitary gland, there are positive benefits to the body. Some benefits include:

  • Powerful Anti-Aging Properties
  • More Muscle Mass
  • Less Unsightly Body Fat
  • Deep, Restful Sleep
  • Increased Athletic Performance
  • More Energy
  • Less Recovery Time for Training Sessions and Injuries
  • Enhanced Overall Wellness and Health
  • No Significant Increase in Cortisol

Your New, Youthful Lease on Life with HRT for Women

Whether you are considering our HRT and anti-aging treatments for women in Boonton, NJ, we are here to help. The first step to reclaiming your life begins by contacting Global Life Rejuvenation. Our friendly, knowledgeable HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!

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Latest News in Boonton, NJ

Spooky Side Of The Greenway: NJ Urban Explorer Walks Old Boonton Line

ESSEX COUNTY, NJ — Before the Essex-Hudson Greenway, there was the Old Boonton Line. And thanks to New Jersey urban explorer and photojournalist Wheeler Antabanez, its death throes in the next few years won’t be forgotten.Antabanez, a Montclair native who has written for Weird NJ, is no stranger to the unusual. Over the years, he’s captured rare footage of the demolition of a local lege...

ESSEX COUNTY, NJ — Before the Essex-Hudson Greenway, there was the Old Boonton Line. And thanks to New Jersey urban explorer and photojournalist Wheeler Antabanez, its death throes in the next few years won’t be forgotten.

Antabanez, a Montclair native who has written for Weird NJ, is no stranger to the unusual. Over the years, he’s captured rare footage of the demolition of a local legend – Overbrook Asylum in Cedar Grove – and has explored an abandoned structure hidden “somewhere in New Jersey” with an interesting connection to the world of professional skateboarding.

It seems that probing into the guts of urban decay is something Antabanez has acquired a talent for – and he knows it.

His latest endeavor – exploring a soon-to-be-redeveloped abandoned railway line in North Jersey – has produced a book that released earlier this month, “Walking the Old Boonton Line: A Photographic Journey on the Abandoned Rails of New Jersey.” It also served as the source for a movie that will premiere at 9 p.m. on Sunday, Oct. 30 … just in time for Halloween (catch it here).

Article continues below

Last year, officials announced that the state will be purchasing nearly 135 acres of property in North Jersey. The plan? Turn an old, defunct nine-mile railroad line into a 100-foot-wide biking and hiking path.

The ambitious project will cross above the Passaic and Hackensack rivers and pass through eight towns: Montclair, Glen Ridge, Bloomfield, Belleville, Newark, Kearny, Secaucus and Jersey City.

The greenway will follow the right-of-way of the eastern portion of NJ Transit’s former Boonton Line. Passenger service was discontinued on this portion of the line in 2002. Following termination of NJ Transit’s commuter service, limited freight service continued until the last rail customer ceased operations in 2015.

The area is technically off-limits to visitors until it’s completed. But as he’s done in the past, Antabanez has managed to get a firsthand glimpse at a piece of New Jersey history that will soon become just a memory.

Antabanez’s new book and movie are the latest chapters in his efforts to document the abandoned rail system. In 2021, he released a 200-page book of photos and accompanying 40-minute movie, “Walking the Newark Branch: A Photographic Journey on the Abandoned Rails of New Jersey” – which details his exploration of an offshoot of the old Boonton Line.

To capture his footage, Antabanez ventured into what he calls the “underworld” of New Jersey, walking the abandoned tracks from one end of the line to the other.

As he made the journey, Antabanez says he found a hidden beauty amid the haunting rubble. Read More: Poetry Amid Decay; NJ Photographer Explores Abandoned Railway

Starting in the Meadowlands where the Newark Branch peels off from the Old Boonton Line, he passed landmarks such as the abandoned WNEW radio transmitter, Clark Thread Mill, NX Bridge, Riverside Industrial Superfund Site, Walter Kidde Brownfield Site and the Nutley Train Trestle.

He also encountered a hulking “Christmas cat” structure in Belleville that's surely among the weirdest sights in North Jersey. Read More: NJ's Giant Weird Kitty – Essex County Urban Explorer Tells Its Story

In the end, Antabanez said he hopes his book and movie about the old Boonton Line will serve as a glimpse into a piece of Garden State history.

“This book is a marker for the winter of 2021/2022, the last moments when the Old Boonton Line was still perfectly abandoned, wild, and free,” he writes.

Send local news tips and correction requests to [email protected] Learn more about advertising on Patch here. Find out how to post announcements or events to your local Patch site.

Northwest Jersey Athletic Conference boys soccer coaches' all-stars

NJAC-AmericanFirst team: Gabe Ruitenberg, Roxbury senior; Nate Zimmermann, Delbarton senior; Patrick Ferrare, Montville senior; Jack McLaud, Mendham senior; Aiden Metz, Roxbury senior; Kevin Cull, Delbarton senior; Kevin Martinez, Randolph senior; Ian Kaiser, Montville senior; Collyer McLaud, Mendham senior; Joshwin Jennings, Delbarton senior; Tim Wilk, Roxbury senior; Daito Sho, Chatham junior; Ryan Eapen, Morristown seniorSecond team: Devon Alexander, Morristown senior; Conno...

NJAC-American

First team: Gabe Ruitenberg, Roxbury senior; Nate Zimmermann, Delbarton senior; Patrick Ferrare, Montville senior; Jack McLaud, Mendham senior; Aiden Metz, Roxbury senior; Kevin Cull, Delbarton senior; Kevin Martinez, Randolph senior; Ian Kaiser, Montville senior; Collyer McLaud, Mendham senior; Joshwin Jennings, Delbarton senior; Tim Wilk, Roxbury senior; Daito Sho, Chatham junior; Ryan Eapen, Morristown senior

Second team: Devon Alexander, Morristown senior; Connor Rodrigues, Randolph junior; Asher Metz, Roxbury sophomore; Josh Hepplewhite, Delbarton senior; Oliver McDowell, Morristown senior; Ignacio Martinez, Randolph senior; Luca Tusche, Delbarton senior; Griffin Coutts, MEndham junior; Colin Volpe, Montville senior; Ted Joel, Chatham senior; Alex Visha, Roxbury senior; Owen Irish, Chatham junior; George Kaparis, Mendham senior

Honorable mention: Parker Smith, Delbarton; Connor Ziolkowski, Montville; Nolan Huth, Chatham; John Raiz, Morristown; Noah Camp, Roxbury; Andrew Levy, Randolph; Patrick Kudron, Mendham

Division champions: Delbarton and Roxbury

NJAC-National

First team: Erick Cortes, Morris Hills senior; Giacomo Zizza, Morris Knolls junior; Stevan Patino, Pope John junior; Dylan Barry, Sparta senior; Tyrese Brown, Morris Hills junior; Giovanni Zizza, Morris Knolls junior; Yonatan Figueroa, Morris Hills junior; Eduar Izaguirre, Morris Knolls senior; Luc Thomas, Mount Olive senior; Rahul Nair, Morris Hills senior; Trevor Waldstein, Mount Olive senior; Sam Hannington, West Morris senior; Kristian Dobbek, Mount Olive junior

Second team: Anthony Garcia, Morris Hills junior; Patrick Connors, Sparta sophomore; Ryan Mondragon, Pope John senior; Jon Byrnes, Sparta senior; Ammar Ramadan, Morris Hills senior; Jakob Marcus, Mount Olive junior; Junior Luciano, Morris Knolls senior; Beslan Hadzovic, Mount Olive sophomore; Zack Brady, West Morris junior; Killian Yombor, Morris Hills junior; Jayden Roldan, Morris Hills junior; Aidan Wright, Mount Olive senior; Sam Wenger, Pope John junior

Honorable mention: Nick Marano, Mount Olive junior; Quint Flannery, Sparta junior; Boban Kovacevic, Pope John freshman; Nicholas Turo, Morris Knolls senior; Joe Ferraro, West Morris junior; Jason Gomez, Morris Hills senior

Division champion: Morris Hills

NJAC-Liberty

First team: Oliver Bush, Mountain Lakes senior; Emanuele Caltabiano, Boonton senior; Gentian Dauti, Boonton senior; Marius Donnelly, Mountain Lakes junior; Matt Salazar, Madison senior; John Munoz, Dover junior; Luke Ladas, Parsippany Hills junior; Max Bennett, Mountain Lakes senior; Adrian LaGrevre, Mountain Lakes senior; Finn Powers, Pequannock senior; Rilind Ramadani, Boonton senior; Ruari Callaghan, Madison senior; Tawhed Sherifi, Boonton senior

Second team: Eric Selquist, Madison senior; Eric Fernandes, Parsippany Hills senior; Max Dalhausser, Mountain Lakes senior; Nate Holliday, Mountain Lakes senior; Gabe Lagos, Boonton junior; Juan Cadavid, Madison senior; Nilson Vides, Dover senior; Nick Fidacaro, Mountain Lakes senior; Matt Ruscher, Pequannock senior; Arian Dika, Boonton senior; Matt Munoz, Madison sophomore; Santiago Ramirez, Dover sophomore; Ryan Foley, Pequannock junior

Honorable mention: Isaac Budowsky, Pequannock; Matthew Palomares, Dover; Hadi Kafel, Boonton; German Mendoza Fajardo, Parsippany Hills

Division champion: Mountain Lakes

NJAC-Independence

First team: Valentino Della Grazia, Hanover Park junior; William Cappello, Kinnelon senior; Matt Griffin, Whippany Park senior; Jake Kohler, Parsippany senior; Erol Yuksel, Hanover Park senior; Ryan Borud, Kinnelon junior; Alesio Barquin, Hanover Park senior; Christian Cerulo, Kinnelon senior; Shane Kelly, Whippany Park senior; Andrew Kopec, Parsippany senior; Ian Rodriguez, Morris Catholic sophomore; Tommy Byrne, Morristown Beard sophomore; Mateo Echavarria, Hanover Park sophomore

Second team: Daniel Dominguez, Hanover Park junior; Brandon Giuca, Hanover Park junior; Juan Sebastian Garcia, Hanover Park junior; Danny Szewcyzk, Whippany Park senior; Jake Krowiak, Whippany Park senior; William Curreri, Kinnelon senior; Rishi Chablani, Parsippany senior; Jorge Novoa, Parsippany junior; Nick Bertone, Morris Catholic senior; Christian Ewig, Morristown Beard junior; Ben Luther, Morristown Beard sophomore; Jack Kallok, Morris Catholic junior

Honorable mention: Noah Resnick, Morristown Beard; Jonathan Karpinski, Hanover Park; Luca Cascio, Parsippany; Danny Sierchio, Whippany Park; Jaival Kang, Kinnelon; Benjamin Reinhart, Morris Catholic

NJAC-Colonial

First team: Luke Anderson, High Point junior; Matt Freda, High Point senior; Nate Clayton, High Point senior; Roman Citro, High Point senior; Evan Williams, Lenape Valley senior; Nate Sarnella, Lenape Valley senior; Kyle Theobald, Kittatinny junior; Dylan Zupkay, Kittatinny junior; Mohamed Fofanah, Sussex Tech senior; Sam Vacca, Morris Tech senior; Kayky Inamasu, Hopatcong senior; Xander Syto, Hopatcong junior; Bruno Martinez, Sussex Tech senior

Second team: Max Miller, High Point senior; Anthony Defalco, Kittatinny senior; Quinn Wydner, Kittatinny sophomore; Nico Madrid, Lenape Valley junior; Aidan Waters, Lenape Valley junior; Lucas Grenada, Lenape Valley sophomore; Shane Tully, Sussex Tech senior; Tyler Alvarez, Sussex Tech senior; Avi Gopal, Morris Tech senior; Tyler Bauer, High Point senior; Alexander Laoudis, Kittatinny junior; Aiden Iberer, Hopatcong senior; Thomas D'Arco, Hopatcong sophomore

Honorable mention: Cameron Purrington, Morris Tech junior; Aidan Diaz, High Point senior; Timothy Van Klingeren, Lenape Valley junior; Joshua Bond, Kittatinny junior; Tim Kopf, Sussex Tech junior; Kevin Kruczek, Hopatcong sophomore

Division champion: High Point

NJAC-Freedom

First team: Tyler Jones, Vernon senior; Zach Robinson, Newton senior; Ryan Luke, Hackettstown senior; Samuel Merkin, Jefferson senior; Max Jaronsky, North Warren senior; Aandreli Hook, Newton senior; Nate Horn, Vernon senior; Merrick Buckly, Newton senior; Zack Mountain, Vernon junior; Jake Oliveira, North Warren junior; Sammy DeGregoris, Hackettstown junior; Kristian Loncar, Jefferson sophomore; Andrew Manni, Newton senior

Second team: Matt Cronin, Newton senior; Tristan Ortega, Newton senior; Nate Benbow, Hackettstown junior; Rayan Pourshariati, Wallkill Valley senior; Kevin Stencel, Wallkill Valley sophomore; Olaf Alverson, North Warren junior; Tyler Heykoop, Vernon junior; Jeyson Flores-Oseguera, Hackettstown senior; Lukas Polizos, Vernon senior; Dylan Considine, North Warren junior; Matt Taenzer, Hackettstown senior; Sam Orlando, Jefferson sophomore; Owen Lally Vernon junior

Honorable mention: Dominic Celi, Newton junior; Alexander Wurster, Jefferson junior; James Anderson, Hackettstown senior; Dante Torres, Wallkill Valley junior; James Lubrecht, North Warren junior; Tyler Hordych, Vernon senior

Division champion: Newton

How does Social Security work with Railroad Retirement benefits?

Q. In March 2023, I will have 20 years working on the railroad. I will be 65. Does Social Security put in the money I paid into Social Security for 24 years in my Railroad Retirement benefit? How does it work?— Retiring soonA. Congratulations on your pending retirement.There are a few items to consider here.First, it’s possible that you are eligible for dual benefits if you worked for the railroad and held ...

Q. In March 2023, I will have 20 years working on the railroad. I will be 65. Does Social Security put in the money I paid into Social Security for 24 years in my Railroad Retirement benefit? How does it work?

— Retiring soon

A. Congratulations on your pending retirement.

There are a few items to consider here.

First, it’s possible that you are eligible for dual benefits if you worked for the railroad and held a non-railroad job, said Jeanne Kane, a certified financial planner with JFL Total Wealth Management in Boonton.

For Social Security retirement benefits, eligibility is generally based on work history, she said. You would need 40 quarters or 10 years to qualify for benefits, which you can start to take at age 62.

“You would qualify because you worked and paid into Social Security for 24 years and you’re over 62,” Kane said.

She said Railroad Retirement benefits are also based on your work history.

You need to have more than 10 years, or 120 service months, of railroad industry work or at least five years of railroad work after 1995,” she said.

If you don’t qualify based on this, your railroad industry earnings would count towards your Social Security credits, she said, and if you do qualify, then those earnings don’t count towards Social Security eligible earnings.

Government doesn’t want you to double dip, she said. But dual benefits don’t equal double benefits.

“If you are eligible for dual benefits, then the Social Security Administration determines how much is based on Social Security earnings,” she said. “The railroad benefit is reduced by this amount and a combined benefit is paid.”

Kane said there are two tiers in the benefit calculation

Tier 1 uses total Railroad and Social Security earnings credits, she said, and it gives an estimate of what Social Security would pay if your earnings at the railroad were covered by Social Security.

Tier 2 is only based on your railroad earnings, she said, and it is not reduced because you are eligible for Social Security.

“This follows the same type of regulation where someone who is eligible to receive two Social Security benefits can only claim the higher of the two,” she said. “They can’t get both.”

For example, if you are married and are eligible for half your spouse’s benefit or your own benefit on your own earnings, you can get the higher of the two, not both.

Benefits coordination can get complicated, so you should speak to both the Railroad Retirement Board and Social Security to better understand what your benefits will be.

You can call the Railroad Retirement Board at (877) 772-5772 or visit a field office.

And to contact Social Security, you can go online ssa.gov and schedule an appointment to get more specific information on your benefits.

Karin Price Mueller writes the Bamboozled column for NJ Advance Media and is the founder of NJMoneyHelp.com. Follow NJMoneyHelp on Twitter @NJMoneyHelp. Find weekly e-newsletter.

Lenders One Opens Branded Mortgage Branch Location at Select Walmart Store in Boonton, NJ

Walmart-based Mortgage Branches powered by Lenders One members offer prospective homebuyers and homeowners access to mortgage origination solutions within the community where they shop, live and workEL PASO, Texas, Oct. 20, 2022 (GLOBE NEWSWIRE) -- Lenders One® Cooperative, a national alliance of independent mortgage bankers, banks and credit unions, and managed by a subsidiary of Altisource Portfolio Solutions S.A., announces the grand opening of its second mortgage lender in-store branch location at a select Walmart sto...

Walmart-based Mortgage Branches powered by Lenders One members offer prospective homebuyers and homeowners access to mortgage origination solutions within the community where they shop, live and work

EL PASO, Texas, Oct. 20, 2022 (GLOBE NEWSWIRE) -- Lenders One® Cooperative, a national alliance of independent mortgage bankers, banks and credit unions, and managed by a subsidiary of Altisource Portfolio Solutions S.A., announces the grand opening of its second mortgage lender in-store branch location at a select Walmart store in Boonton, NJ. This initial launch is part of Lenders One’s nationwide initiative to offer prospective homebuyers access to mortgage origination solutions where they shop within their community.

The second Walmart-based in-store branch Lenders One location opened today in Boonton, NJ and is powered by MLB Residential Lending, LLC. MLB Residential Lending is passionate about assisting others in fulfilling the American Dream of homeownership, making the process as simple as possible. As a community-focused lender, MLB Residential Lending frequently and consistently contributes to the well-being of our communities, donating to charitable organizations and engaging in the growth and development of a fair market for homebuyers.

“Walmart has long been a trusted name for consumers, so seeing the branch in-store opportunity with Walmart come to fruition with MLB Residential Lending is an exciting move to connect lenders and borrowers at our second location in Boonton, NJ,” said Justin Demola, CMB, President, Lenders One. “The physical in-store presence at Walmart allows Lenders One members to connect with the local community and help them learn about the mortgage process, become mortgage ready and achieve the American Dream of homeownership.”

The objective is for Lenders One members to offer a suite of mortgage solutions, including purchase, refinance and home equity lines, to Walmart customers with a strong focus on consumer education, underserved markets and affordable homeownership.

The Walmart branch in-store opportunity helps Lenders One members diversify their business model with retail foot traffic in geographical areas in which they may not normally have a presence. Walmart customers can enjoy the convenience of being able to apply for or inquire about borrowing options face-to-face with a personal touch, in the same place they do their regular shopping and receive other in-store services.

About Lenders One Cooperative

Established in 2000, Lenders One Cooperative is a national alliance of 250+ mortgage bankers and a network of innovative proprietary solutions, technology, and 90+ solutions providers and capital markets providers, committed to propelling profitability, efficiency and connections for its members. Lenders One is dedicated to helping independent mortgage bankers, banks and credit unions compete in the market, improve their profitability and reduce loan manufacturing costs. Participants on the Lenders One platform originated greater than $700 billion of mortgages during 2021, collectively ranking as the largest retail mortgage entity in the U.S. Lenders One is managed by a subsidiary of Altisource Portfolio Solutions S.A. Visit www.lendersone.com for learn more.

About Altisource®

Altisource Portfolio Solutions S.A. (NASDAQ: ASPS) is an integrated service provider and marketplace for the real estate and mortgage industries. Combining operational excellence with a suite of innovative services and technologies, Altisource helps solve the demands of the ever-changing markets we serve. Additional information is available at altisource.com.

Source: Altisource Portfolio Solutions S.A.

Investor Contact:Michelle D. EstermanChief Financial Officer770-612-7007[email protected]Press Contact:Justin Demola, CMBPresident, Lenders One770-956-5809[email protected]

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/080825ae-949a-46fc-b8c7-bbbd21f0c68a

Northwest Jersey Athletic Conference girls soccer coaches' all-stars

NJAC-AmericanFirst team: Paige Droner, Chatham senior; Ella Collins, Sparta senior; Alexa Murawski, West Morris senior; Jojo Denegri, Randolph sophomore; Kaitlyn Forand, Morris Knolls sophomore; Ashley Kiernan, Chatham senior; Sonja Zeepvat, Mendham senior; Juliana Dolinski, Sparta junior; Sarah Brandt, Mendham senior; Grace McDonald, Sparta senior; Emma Regan, Chatham junior; Madison Lamb, West Morris senior; Charlee Perna, Morris Knolls sophomore; Carlie Wysocki, RandolphSecond team:...

NJAC-American

First team: Paige Droner, Chatham senior; Ella Collins, Sparta senior; Alexa Murawski, West Morris senior; Jojo Denegri, Randolph sophomore; Kaitlyn Forand, Morris Knolls sophomore; Ashley Kiernan, Chatham senior; Sonja Zeepvat, Mendham senior; Juliana Dolinski, Sparta junior; Sarah Brandt, Mendham senior; Grace McDonald, Sparta senior; Emma Regan, Chatham junior; Madison Lamb, West Morris senior; Charlee Perna, Morris Knolls sophomore; Carlie Wysocki, Randolph

Second team: Abigail Droner, Chatham sophomore; Abigail Fitzsimmons, Mendham senior; Maddie Ryan, Mendham senior; Lily Gjelsvik, West Morris junior; Uma Kowalski, Sparta sophomore; Scarlett Brookes, Morris Knolls junior; Ally Kuridza, Randolph senior; Remmey McEnroe, Chatham senior; Libby Masterson, West Morris senior; Rylie Van Wingerden, Randolph sophomore; Mikayla Doyle, Morris Knolls junior; Abigail Pierson, Sparta junior

Honorable mention: Rayna Soto, Randolph junior; Lily DiPietro, West Morris senior; Riley Molbury, Sparta freshman; Lia Manuel, Mendham junior; Leigha Matter, Chatham junior; Julianna Critchley, Morris Knolls freshman

Division champion: Chatham

NJAC-National

First team: Tehya Scheuten, Mount Olive senior; Jill Rosenfeld, Morristown senior; Juliana Osterman, Roxbury junior; Zoe Rogan, Mount Olive senior; Kiera Pohan, Morristown senior; Maddy Anderson, Roxbury freshman; Julia Klatt, Mount Olive senior; Emma Armenti, Morristown senior; Bella Duteau, Mount Olive senior; Katie Clark, Morristown senior; Emma DeAngelis, Montville senior; Gisela LoGrasso, Montville sophomore; Mackenzie Kaiser, Pope John junior; Emily Mulroony, Morris Hills sophomore

Second team: Brooke Zienowicz, Mount Olive senior; Jordan Notaro, Mount Olive sophomore; Jaidyn Falcone, Pope John sophomore; Isabella fiore, Pope John senior; Victoria Garcia, Morris Hills senior; Marin Fisher, Morristown sophomore; Anna Szporn, Morristown junior; Adelina Galea, Morristown sophomore; Natalie Fariello, Montville senior; Grace Volpe, Montville senior; Hanna DeAngelis, Montville sophomore

Honorable mention: Sophie Lieberman, Montville senior; Gabrielle West, Morristown senior; Nicole Velasquez, Roxbury sophomore; Samantha Piotrowsky, Pope John sophomore; Sydney Mulroony, Morris Hills junior; Gabrielle Drucks, Mount Olive junior

Division champion: Mount Olive

NJAC-Independence

First team: Addie Van Lenten, Pequannock junior; Alex Ortega, Pequannock junior; Alessia Cerulo, Kinnelon sophomore; Ariana Conroy, Kinnelon senior; Emma Pieklo, Pequannock senior; Ava Derr, Boonton senior; Olivia Proadka, Kinnelon sophomore; Charlen Rubio, Dover senior; Ava Marcantonio, St. Elizabeth senior; Shayla Osmanski, Pequannock junior; Amanda Dean, Parsippany sophomore; Jaslyn Vargas, Parsippany sophomore; Bailee Schubert, Morristown Beard junior; Ali Dorrego, Morristown Beard senior

Second team: Rachel Cunningham, Pequannock junior; Melissa Elefonte, Kinnelon senior; Maria Rago, Parsippany junior; Vianey Granados, Dover junior; Arianna Jackson-Wach, Boonton senior; Jess Byrne, Morristown Beard sophomore; Bhumika Chavan, Parsippany sophomore; Gianna Desimoni, Pequannock sophomore; Julia Coyne, Kinnelon senior; Amanda Tuohy, Boonton senior; Gianna Azevedo, Morristown Beard sophomore; Catherine Schneider, St. Elizabeth senior

Honorable mention: Sofia Cascio, Parsippany freshman; Ashley Zegler, Pequannock senior; Brooke Sandler, Morristown Beard senior; Julia Baker, Kinnelon junior; Jackie Cifelli, Boonton senior; Michelle Fallas Cabrera, Dover freshman; Grace Gehm St. Elizabeth junior; Jaden Visioli, Boonton senior; Michelle Estacio, Dover senior; Caroline O'Callaghan, St. Elizabeth junior; Liana Roman, Parsippany junior

Division champion: Parsippany

NJAC-Liberty

First team: Alex Jurow, Parsippany Hills senior; Cassie Saldarini, Parsippany Hills senior; Kaia San Martin, Parsippany Hills junior; Colleen Walsh, Villa Walsh junior; Mikayla Newell, Morris Catholic junior; Molly Mack, Whippany Park sophomore; Elianna Caporusso, Mountain Lakes senior; Daisy Duda, Mountain Lakes sophomore; Alyssa Alfano, Hanover Park senior; Sienna Petro, Hanover Park junior; Erin Kleiven, Madison senior; Alex Reigle, Madison senior; Tor Cesaro, Hanover Park senior

Second team: Jess Bamert, Parsippany Hills junior; Victoria Vinals, Parsippany Hills freshman; Gabby Marinia, Madison sophomore; Abigail Hawes, Mountain Lakes sophomore; Katelyn Stitt, Whippany Park senior; Sam Heusser, Whippany Park junior; Sadie O'Donnell, Hanover Park junior; Sam Cicerone, Hanover Park junior; Sydney Koy, Mountain Lakes senior; Holly Smitreski, Villa Walsh junior; Paige Lynch, Morris Catholic freshman; Ellison Errington, Madison junior; Margaret Boler, Villa Walsh sophomore

Honorable mention: Amanda Green, Parsippany Hills senior Alexandra Middleton, Whippany Park sophomore; Abigail Strauss, Mountain Lakes senior; Gia D'Alessio, Hanover Park sophomore; Mary Bowers, Villa Walsh senior; Maddie Whelan, Morris Catholic senior; Avery Visich, Madison sophomore

Division champion: Parsippany Hills

NJAC-Freedom

First team: Molly Gannon, Lenape Valley junior; Claire Merrill, Kittatinny senior; Lola Brand, Kittatinny sophomore; Julia Cucchiara, Kittatinny senior; Makayla Chiariello, High Point senior; Madelyn Nolan, Newton freshman; Sadie Willis, Hackettstown senior; Julia Flynn, Hackettstown junior; Kate Loncar, Jefferson junior; Bryn Fitzgerald, Jefferson senior; Alanna Bishop, Jefferson junior; Mayla McLean, Lenape Valley sophomore; Cassis Yappen, Lenape Valley junior

Second team: Brooke Ginsberg, Kittatinny sophomore; Ashley Bode, Kittatinny senior; Taylor Hough, Kittatinny sophomore; Brooke Nelson, Kittatinny junior; Georgia Oberman, Jefferson junior; Leah English, High Point junior; Leigha Gronau, Hackettstown freshman; Skyler Flynn, Hackettstown junior; Sophia May, Newton sophomore; Laney Kenny, Lenape Valley senior; Mia McLean, Lenape Valley senior; Lilly Fejko, Lenape Valley senior; Jade Babula, Jefferson senior

Honorable mention: Hannah Hamilton, Newton senior; Madelyn Schuddeboom, Lenape Valley sophomore; Kelsey Birchenough, High Point junior; Emily Poulas, Jefferson junior; Hanna Olsen, Kittatinny junior; Raiya Patel, Hackettstown junior

Division champion: Kittatinny

NJAC-Colonial

First team: Jackie Schels, Wallkill Valley junior; Jane Einreinhofer, Wallkill Valley senior; Alex Letelier, Wallkill Valley senior; Crew Armijo, Morris Tech sophomore; Maya Dobrijevic, Morris Tech junior; Issy Tahiri, Morris Tech sophomore; Abby Carmichael, Morris Tech senior; Janie Henderson, Hopatcong junior; Christina Fajerman, Hopatcong junior; Emmalee Besser, North Warren senior; Kyla Gillen, North Warren senior; Monica Curry, Vernon freshman; Kiley Gibson, Vernon senior

Second team: Delana Einreinhofer, Wallkill Valley; Emily Pauciello, Wallkill Valley junior; Lydia Ulhman, Morris Tech freshman; Bella Hudson, Morris Tech junior; Riley Cobb, Hopatcong sophomore; Shawna O'Brien, Hopatcong senior; Sophia Gomes, Sussex Tech freshman; Lauren Palmer, North Warren senior; Alaina Shramko, North Warren senior; Amy Zambrana, North Warren senior; Olivia Meneses, Vernon senior; Amber Canal, Vernon senior; Emily Black, Vernon senior

Honorable mention: Adrianna Violante, Wallkill Valley junior; Vanessa Van Dunk, Morris Tech senior; Tamar McPherson, Sussex Tech sophomore; Abby Whritenour, Hopatcong junior; Jocelyn Considine, North Warren freshman; Riley Lewicki, Vernon senior

Division champion: Morris Tech

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