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TRT - Testosterone Replacement Therapy in Gladstone, NJ

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What is Testosterone?

What is Testosterone?

Testosterone is a crucial hormone for men and plays an important role throughout the male lifespan. Most of a male's testosterone is produced through the testicles. Also called the male sex hormone, testosterone starts playing its part during puberty.

When a male goes through puberty, testosterone helps males develop:

  • Facial Hair
  • Body Hair
  • Deeper Voice
  • Muscle Strength
  • Increased Libido
  • Muscle Density

As boys turn to men and men grow older, testosterone levels deplete naturally. Sometimes, events like injuries and chronic health conditions like diabetes can lower testosterone levels. Unfortunately, when a man loses too much T, it results in hypogonadism. When this happens, the testosterone must be replaced, or the male will suffer from symptoms like muscle loss, low libido, and even depression.

How does TRT work men

How Does TRT Work?

TRT is exactly what it sounds like: a treatment option for men that replaces testosterone so that your body regulates hormones properly and restores balance to your life. Also called androgen replacement therapy, TRT alleviates the symptoms that men experience with low T.

Originally lab-synthesized in 1935, testosterone has grown in popularity since it was produced. Today, TRT and other testosterone treatments are among the most popular prescriptions in the U.S.

Without getting too deep into the science, TRT works by giving your body the essential testosterone it needs to function correctly. As the primary androgen for both males and females, testosterone impacts many of the body's natural processes – especially those needed for overall health. For example, men with low T are more prone to serious problems like cardiovascular disease and even type-2 diabetes.

When your body quits making enough testosterone, it causes your health to suffer until a solution is presented. That's where TRT and anti-aging medicine for men can help. TRT helps balance your hormones and replenish your depleted testosterone. With time, your body will begin to heal, and many symptoms like low libido and irritability begin to diminish.

What Causes Low T

What Causes Low T?

For men, aging is the biggest contributor to lower testosterone levels, though there are other causes like obesity, drug abuse, testicular injuries, and certain prescribed medications. Sometimes, long-term health conditions like AIDS, cirrhosis of the liver, and kidney disease can lower testosterone levels.

When a man's testosterone levels drop significantly, it alters his body's ratio of estrogen and testosterone. Lower testosterone levels cause more abdominal fat, which in turn results in increased aromatase, which converts even more testosterone into estrogen.

If you're concerned that you might have low T, you're not alone. Millions of men in the U.S. feel the same way. The best way to find out if your testosterone is low is to get your levels tested.

For sustainable testosterone replacement therapy benefits, you must consult with hormone doctors and experts like those you can find at Global Life Rejuvenation. That way, you can find the root cause of your hormone problems, and our team can craft a personalized HRT plan tailored to your needs.

Lowered Libido

Low Sex Drive

One of the most common reasons that men choose TRT is because they have lost that "spark" with their partner. It's not easy for a man to hear that they're not performing like they used to. Intimacy is a powerful part of any relationship. When a once-healthy sex life dwindles, it can cause serious relationship issues.

The good news is that low libido doesn't have to be a permanent problem. TRT and anti-aging medicines help revert hormone levels back into their normal range. When this happens, many men have a more enjoyable life full of intimacy and sex drive.

Inability to Achieve and Maintain Erections

Inability to Achieve and Maintain an Erection

Weak erections – it's an uncomfortable subject for many men in the U.S. to talk about. It's even worse to experience first-hand. You're in the midst of an intimate moment, and you can't do your part. Despite being perfectly normal, many men put blame and shame upon themselves when they can't achieve an erection. And while the inability to perform sexually can be caused by poor diet, obesity, and chronic health conditions, low testosterone is often a contributing factor.

Fortunately, weak erections are a treatable condition. The best way to regain your confidence and ability in bed is to speak with your doctor. Once any underlying conditions are discovered, options like TRT may be the best course of treatment.

Hair Loss

Loss of Strength and Muscle Mass

Loss of Strength and Muscle Mass

Do you find it harder and harder to work out and lift weights in the gym? Are you having problems lifting heavy items that you once had no problem lifting?

Recent studies show that when men are inactive, they lose .5% of muscle strength every year, from ages 25 to 60. After 60, muscle loss doubles every decade. While some muscle loss is common as men age, a significant portion can be tied to low testosterone levels. When a man's T levels drop, so does his muscle mass.

Testosterone is a much-needed component used in gaining and retaining muscle mass. That's why many doctors prescribe TRT Gladstone, NJ, for men having problems with strength. One recent study found that men who increased their testosterone levels using TRT gained as much as 2.5 pounds of muscle mass.

Whether your gym performance is lacking, or you can't lift heavy items like you used to, don't blame it all on age. You could be suffering from hypogonadism.

Hair Loss

Hair Loss

If you're like millions of other men in their late 20s and 30s, dealing with hair loss is a reality you don't want to face. Closely related to testosterone decline and hormone imbalances, hair loss is distressing for many men. This common symptom is often related to a derivative of testosterone called DHT. Excess amounts of DHT cause hair follicles to halt their production, causing follicles to die.

Because hair located at the front and crown is more sensitive to DHT, it grows slower than other follicles and eventually stops growing permanently. Thankfully, TRT and anti-aging treatments for men in Gladstone, NJ, is now available to address hair loss for good.

While it's true that you can't change your genes, you can change the effects of low testosterone on your body. Whether you're suffering from thinning hair or hair loss across your entire head, TRT and other hormone therapies can stop hair loss and even reverse the process.

Gynecomastia

Gynecomastia

Also called "man boobs," gynecomastia is essentially the enlargement of male breast tissue. This increase in fatty tissue is often caused by hormonal imbalances and an increase in estrogen. For men, estrogen levels are elevated during andropause. Also called male menopause, andropause usually happens because of a lack of testosterone.

If you're a man between the ages of 40 and 55, and you're embarrassed by having large breasts, don't lose hope. TRT is a safe, effective way to eliminate the underlying cause of gynecomastia without invasive surgery. With a custom HRT and fitness program, you can bring your testosterone and estrogen levels back to normal before you know it.

Decreased Energy

Decreased Energy

Decreased energy was once considered a normal part of aging. Today, many doctors know better. Advances in technology and our understanding of testosterone show that low T and lack of energy often go hand-in-hand.

If you're struggling to enjoy activities like playing with your kids or hiking in a park due to lack of energy, it could be a sign of low T. Of course, getting tired is perfectly normal for any man. But if you're suffering from continual fatigue, a lack of enjoyment, or a decrease in energy, it might be time to speak with a doctor.

Whether you're having a tough time getting through your day or can't finish activities you used to love, TRT could help.

Lack of Sleep

Lack of Sleep

A study from 2011 showed that men who lose a week's worth of sleep can experience lowered testosterone levels – as much as 15%, according to experts. Additional research into the topic found almost 15% of workers only get five hours of sleep (or less) per night. These findings suggest that sleep loss negatively impacts T levels and wellbeing.

The bottom line is that men who have trouble sleeping often suffer from lower testosterone levels as a result. If you find yourself exhausted at the end of the day but toss and turn all night long, you might have low T.

TRT and anti-aging medicines can restore your T levels back to normal, which can help you sleep better with proper diet and exercise.

Depression

Depression

You're feeling down about everything, and there's no solid explanation for why you're in such a crummy mood. Your daily life is great and full of success, but you can't help but feel unexcited and unmotivated. If you're experiencing symptoms like these, you may be depressed – and it may stem from low testosterone.

A research study from Munich found that men with depression also commonly had low testosterone levels. This same study also found that depressed men had cortisol levels that were 67% higher than other men. Because higher cortisol levels lead to lower levels of testosterone, the chances of severe depression increase.

Depression is a very real disorder and should always be diagnosed and treated by your doctor. One treatment option gaining in popularity is TRT for depression. Studies show that when TRT is used to restore hormone levels, men enjoy a lighter, more improved mood. That's great news for men who are depressed and have not had success with other treatments like anti-depression medicines, which alter the brain's chemistry.

Inability to Concentrate

Inability to Concentrate

Ask anyone over the age of 50 how their memory is, and they'll tell you it wasn't what it used to be. Memory loss and lack of concentration occur naturally as we age – these aren't always signs of dementia or Alzheimer's.

However, what many men consider a symptom of age may be caused by low testosterone. A 2006 study found that males with low T levels performed poorly on cognitive skill tests. These results suggest that low testosterone may play a part in reducing cognitive ability. If you're having trouble staying on task or remembering what your schedule is for the day, it might not be due to your age. It might be because your testosterone levels are too low. If you're having trouble concentrating or remembering daily tasks, it could be time to talk to your doctor.

Why? The aforementioned study found that participating men experienced improved cognitive skills when using TRT.

Weight Gain

Weight Gain

Even though today's society is more inclusive of large people, few adults enjoy gaining weight as they age. Despite their best efforts, many men just can't shed the extra pounds around their midsections, increasing their risk of heart disease and cancer.

Often, male weight gain is caused by hormone imbalances that slow the metabolism and cause weight to pile on. This phase of life is called andropause and happens when there is a lack of testosterone in the body. Couple that with high cortisol levels, and you've got a recipe for flabby guts and double chins.

Fortunately, TRT treatments and physician-led weight loss programs can correct hormone imbalances and lead to healthy weight loss for men.

What is Sermorelin

What is Sermorelin?

Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.

Benefits of Sermorelin

Benefits of Sermorelin

Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.

Benefits of Sermorelin include:

  • Better Immune Function
  • Improved Physical Performance
  • More Growth Hormone Production
  • Less Body Fat
  • Build More Lean Muscle
  • Better Sleep
What is Ipamorelin

What is Ipamorelin?

Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.

Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.

Benefits of Ipamorelin

Benefits of Ipamorelin

One of the biggest benefits of Ipamorelin is that it is suitable for both men and women. It provides significant short and long-term benefits in age management therapies, boosting patients' overall health, wellbeing, and outlook on life. When growth hormone is produced by the pituitary gland using Ipamorelin, clients report amazing benefits.

Some of those benefits include:

  • Powerful Anti-Aging Properties
  • More Muscle Mass
  • Less Unsightly Body Fat
  • Deep, Restful Sleep
  • Increased Athletic Performance
  • More Energy
  • Less Recovery Time for Training Sessions and Injuries
  • Enhanced Overall Wellness and Health
  • No Significant Increase in Cortisol

Your New, Youthful Lease on Life Starts Here

Whether you are considering our TRT services, HRT for women, or our growth hormone peptide services, we are here to help. The first step to turning back the hand of time starts by contacting Global Life Rejuvenation.

Our friendly, knowledgeable TRT and HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!

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Latest News in Gladstone, NJ

Get to know Peapack-Gladstone Candidate for Somerset Hills BOE: Heather Santoro Closing Statement

By TAPinto Bernardsville & Bedminster StaffPublishedOctober 24, 2023 at 9:10 AMPEAPACK/GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s) that will be run in a series on TAPinto Bernardsville & Bedminster.The Peapack Gladstone candidates for the one three-year seat for Somerset Hills...

By TAPinto Bernardsville & Bedminster Staff

PublishedOctober 24, 2023 at 9:10 AM

PEAPACK/GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s) that will be run in a series on TAPinto Bernardsville & Bedminster.

The Peapack Gladstone candidates for the one three-year seat for Somerset Hills Board of Education are incumbent Heather Santoro and Robert Weible.

Heather Santoro provides her closing statement.

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Why should the community vote for you?

I hope over the past four weeks, through the TapInto Series you have had the opportunity to understand my background, experience, thoughts, and ideas regarding my candidacy for re-election to the Somerset Hills School District Board of Education. For those who have not had the opportunity to read the complete series, my name is Heather Santoro, and I’m seeking the support from my Peapack and Gladstone neighbors for re-election on November 7th.

Serving on this board for the last six years has been an incredible privilege and has given me a great sense of purpose. It has been filled with many accomplishments that have had a real impact on students despite some significant challenges. I am so proud of our students and all they achieve, whether it is learning their ABC's or how to share with a friend, mastery of a topic in the classroom, performing on the stage or scoring that goal on the field, making a cabinet in the woodshop, or taking their first trip to a store downtown to engage with merchants and make a purchase, getting into that dream college or landing that first job, all of our kids are supported and challenged by wonderful teachers and staff and accomplish so much on a daily basis. It is truly my honor to play a small role in this and one that I find inspiring and hope to continue.

During my tenure, we’ve made great strides toward improving our schools, enhancing the quality of education, and ensuring a safe and inclusive environment for all our students.

Yet, there is much more work to be done, many more goals set to achieve. I believe the operational and budgetary knowledge I’ve gained from my time on the board combined with my passion to serve free from partisan political agendas will allow me to be a positive contributor toward reaching those goals.

So, to the residents of Peapack and Gladstone, I ask for your vote, your trust, and your partnership as I seek re-election.

And to the broader Somerset Hills School District community, I am grateful for your support and welcome collaboration to help shape a brighter future for our children.

Related articles: Get to Know the Somerset Hills Board of Education Candidates; Get to Know the Somerset Hills Board of Education Candidates Series: Peapack-Gladstone Candidate Heather Santoro Answers Week 2 Questions; Week 3 Questions; Week 4 Questions.

Editor's Note: The opinions expressed in the answer are the candidate's alone, and do not reflect the opinions of TAPinto.net or anyone who works for TAPinto.net. TAPinto.net is not responsible for the accuracy of the information supplied by the candidate. Email [email protected] with inquiries.

Peapack-Gladstone Candidtate Heather Santoro for re-election to Somerset Hills Board of EducationPhoto Credit: Provided by Candidate

By TAPinto Bernardsville & Bedminster Staff

PublishedOctober 3, 2023 at 8:00 AM

PEAPACK/GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s) that will be run in a series on TAPinto Bernardsville & Bedminster

The Peapack Gladstone candidates for the one three-year seat for Somerset Hills Board of Education are incumbent Heather Santoro and Robert Weible.

Week 3 Questions:

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Which three infrastructure projects should be prioritized and addressed?

Finding the funds for these projects: what's the best approach for the district?

Are you in favor of a tax referendum to secure community approval for funding these major capital projects?

Heather Santoro responds:

Which three infrastructure projects should be prioritized and addressed?

As members of a Board we are responsible for prioritizing the desires of the communities we represent. As such, I rely on the strategic plan for identifying the three major infrastructure projects that the district should focus on: replacement of the Olcott Field track and permanent lights, and upgraded/updated STEAM facilities.

Additionally, our Superintendent and our school Architects will be working with the building Principals to understand specific building needs and identify new projects over the next year. As this work is completed the Board will revise our long range facilities plan and will consider additional infrastructure work.

Finding the funds for these projects, what’s the best approach for the district?

At this point, the best approach is to use our capital budget to fund these projects and continue to contribute to the capital fund as appropriate. The district should also seek out any government funding in the way of grants if they are available and collaborate with the community on fundraising.

Are you in favor of a tax referendum to secure community approval for funding these major capital projects?

I do not have a personal preference regarding proposing a tax referendum for funding capital projects. Whether the Board should support a referendum depends on a variety of factors, including the specific projects, the financial situation of the district, and the views of board members and residents. It is a decision that should be made through careful consideration and evaluation of all relevant factors, including community input, financial considerations and the district goals and objectives. The decision of whether to go out for a referendum should align with the best interests of the students and the overall community. At this particular time with interest rates being high and our debt service coming down over the next 3-4 years it would make sense to wait and use the time to evaluate whether additional capital needs exist, other than those already prioritized in the strategic plan, and determine if there is a need for a referendum to meet the financial requirements of those projects.

Related articles: Get to Know the Somerset Hills Board of Education Candidates; Get to Know the Somerset Hills Board of Education Candidates Series: Peapack-Gladstone Candidate Heather Santoro Answers Week 2 Questions

Editor's Note: The opinions expressed in the answer are the candidate's alone, and do not reflect the opinions of TAPinto.net or anyone who works for TAPinto.net. TAPinto.net is not responsible for the accuracy of the information supplied by the candidate. Email [email protected] with inquiries.

Get to Know the Somerset Hills Board of Education Candidates

Peapack-Gladstone Candidtate Heather Santoro for re-election to Somerset Hills Board of EducationPhoto Credit: Provided by Candidate By TAPinto Bernardsville & Bedminster StaffPublishedSeptember 22, 2023 at 9:10 AMPEASPACK GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s...

Peapack-Gladstone Candidtate Heather Santoro for re-election to Somerset Hills Board of EducationPhoto Credit: Provided by Candidate

By TAPinto Bernardsville & Bedminster Staff

PublishedSeptember 22, 2023 at 9:10 AM

PEASPACK GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s) that will be run in a series on TAPinto Bernardsville & Bedminster

The Peapack Gladstone candidates for the one three-year seats for Somerset Hills Board of Education are incumbent Heather Santoro and Robert Weible.

Get to know candidate Heather Santoro

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My name is Heather Santoro and I currently serve on the Board as one of the representatives from Peapack and Gladstone, I am completing my second, three-year term. I am currently Vice President of the Board and Chair of Facilities and Operations. I served as the Board President from 2021-2023.

I have lived in Peapack Gladstone with my husband Chris and our three children for the past 18 years. I also spent most of my own childhood in Gladstone and attended the Somerset Hills School District from third through twelfth grade.

I started volunteering in the schools when my oldest child entered kindergarten in 2011 and, since then, have been involved in the district in a variety of ways. Prior to joining the board, I served as a homeroom parent, lunch volunteer, and the chair of various parent-led committees. Some of these committees included the bus driver and crossing guard breakfast committee, the custodian appreciation committee, and the fourth-grade talent show committee. I also served as a member of the Peapack Gladstone Recreation Commission between 2010 and 2020. On the Commission, we worked with the Director of Recreation to assess the recreation needs of the community, evaluate ongoing programs, determine the viability of new programming, and implement and manage activities as appropriate. In addition to my current service on the Board, I volunteer through Creature Comfort Pet Therapy, providing pet therapy services to schools, nursing facilities, and various organizations with our certified dog Roxie.

I have had the pleasure of serving our communities on the Board for the past six years and I greatly appreciate that the public has trusted me to serve in this role. I am running for re-election because I believe in our district and in our ability as board members to positively impact the academic and social well-being of all the unique students we serve. Our district has faced and will continue to face challenges. My solid understanding of the role of a board member, how the district operates, including its finances, and the students we serve will allow me to ensure that our district will optimize its efforts to provide the best possible outcomes.

Since I joined the Board, I have witnessed the inspiring passion of those who serve our kids as teachers, administrators, custodians, and all our district professionals; the challenges public schools face; and the constant learning and growth that those whose careers are rooted in this industry embrace. Over the past several years, during turbulent times in the world of education, I am proud that the Board has helped to lay a solid foundation that will move this district forward on a path of academic growth and achievement and social support and enrichment. I am committed to my role as a representative of our communities and will listen, work hard, and continue to educate myself in my capacity as a board member to support this district's efforts to provide the best and most well-rounded education for all our children.

Editor's Note: The opinions expressed in the answer are the candidate's alone, and do not reflect the opinions of TAPinto.net or anyone who works for TAPinto.net. TAPinto.net is not responsible for the accuracy of the information supplied by the candidate. Email [email protected] with inquiries.

Gladstone and Hamilton Farm: A Legacy of Equestrian Excellence

The U.S. Equestrian Team Foundation is headquartered at the famous Hamilton Farm in Gladstone, New Jersey. The legacy of the historic venue is incomparable in American equestrian sports. “The sport grew because of what happened here,” said Sally IlkThe headquarters for the USET is based at Hamilton Farm and in the equestrian world, it’s known as Gladstone which is synonymous with the Olympic medals, training, education, and the fundin...

The U.S. Equestrian Team Foundation is headquartered at the famous Hamilton Farm in Gladstone, New Jersey. The legacy of the historic venue is incomparable in American equestrian sports. “The sport grew because of what happened here,” said Sally Ilk

The headquarters for the USET is based at Hamilton Farm and in the equestrian world, it’s known as Gladstone which is synonymous with the Olympic medals, training, education, and the funding of the sport. “My first memory of it is walking into the rotunda on my dad’s shoulders when I was about five years old,” says Philip Richter, a trustee and Treasurer for the USET foundation. “I remember seeing all these plaques from Aachen, and Rotterdam, and all these places.”

“I was gobsmacked by this property and the scope of it,” says Sally Ike, who rode on the Olympic team in the 1968 games held in Mexico. “We trained right here in Gladstone, and I was the only woman.” She describes her experience of the equestrian sport with reverence. As the only sport where men and women compete equally, she was just one of the team and they worked together to win.

The historic venue was built and designed by many of the same architects and builders that built Grand Central. Today, the venue hosts many high level events throughout the year. On the walls and in the trophy room stand countless reminders of the riders, trainers, and horses that have passed through the farm on their way to victory, from A Touch of Class, ridden by Joe Fargis in the 1984 Olympics, to William Steinkraus who took gold in 1968 aboard Snowbound at the games in Mexico.

See all the posters here.

OFTEN HAILED as one of the most elite, can’t-miss horse shows of the year, the Hampton Classic has drawn equine enthusiasts from all over the globe for decades. The Classic, prestigiously awarded the status of Heritage Competition by the United States Equestrian Federation (USEF) in 2009, holds a rich historical background. Dating back to the early 20th century, the event evolved from the original Southampton Horse Show, which was held on and off for many years until Mrs. Edwin M. Schwenk Jr. officially revitalized the show in 1971. The event was later dubbed the Hampton Classic in 1977. The immaculate, 65-acre show grounds situated in scenic Bridgehampton, New York, have attracted top equestrian talent year after year. Consistently, every class from Lead Line all the way through FEI showjumping classes has become increasingly competitive, and attracts crowds consisting of everyone from local spectators to A-list celebrities.

Since its official changeover to the Hampton Classic in 1977, the show has traditionally featured posters with original artwork for promotional purposes. Over the years, the posters have become an integral aspect of Hampton Classic history and have grown wildly popular as mementos for collectors. Every year, artists are invited to submit their work to be considered as the next face of the Classic. Previous Hampton Classic director Jean Lindgren gives us insight into how these posters became so prevalent. “We were approached by Evelyn Farland of Poster Originals of East Hampton and Madison Avenue. She said she would like to do a poster for the show. She would produce it, we would get a certain number of them, and she would choose the artist.” The first poster was designed in 1978 by Paul Davis and won several design awards. To continue that success, the board of the Hampton Classic approached artist Henry Koehler for a design in 1979, which ended up selling out. After that, other artists were brought in, and eventually, the annual poster selection became a competition of its own.

In recent years, the contest to submit artwork has grown in popularity, with hundreds of submissions pouring in. Many up-and-coming artists are frequently discovered through the submission process. As an event that continually prides itself on listening to all its constituents—from riders and spectators to sponsors and advertisers—the annual poster plays a central role. To be selected as the featured artist has become a prestigious honor, adding another element of historical significance to one of the most beloved horse shows in the United States.

The Hampton Classic offers an online store where show aficionados can purchase past posters, which feature paintings as well as a few high-quality photographs. A select number of posters are offered signed by the original artist.

See all the posters here

Shop the poster store.

Peapack-Gladstone Bank enters Life Insurance Premium Finance Business

Raymond Kim, senior managing director and president, left, and Anthony LoScalzo, senior managing director and chief operating officer, life insurance premium finance. - Peapack-Gladstone BankPeapack-Gladstone Financial Corp. said it recently entered into the life insurance premium finance business with the addition of a team that has joined Peapack-Gladstone Bank to build a presence in the space.Raymond Kim, a resident of Holmdel, was hired to lead the new di...

Raymond Kim, senior managing director and president, left, and Anthony LoScalzo, senior managing director and chief operating officer, life insurance premium finance. - Peapack-Gladstone Bank

Peapack-Gladstone Financial Corp. said it recently entered into the life insurance premium finance business with the addition of a team that has joined Peapack-Gladstone Bank to build a presence in the space.

Raymond Kim, a resident of Holmdel, was hired to lead the new division as senior managing director and president. In his new role, Kim will responsible for developing the new vertical and introducing its sophisticated, specialty financing solution to the bank’s high net worth client base. With over 15 years of experience, Kim has worked most recently as assistant general counsel and vice president for Wintrust Life Finance. At Wintrust, Kim managed the day-to-day operations of the legal department, where he provided a broad range of corporate legal advice for numerous technical, business and operational units. Additionally, he acted as a strategic adviser to executive leadership in transactional, regulatory and insurance issues and was responsible for drafting and negotiating contracts connected with over $7 billion in origination. Prior to joining Wintrust, Kim was an associate attorney for several leading law firms, including Norris, McLoughlin & Marcus P.A., Sandelands Eyet LLP and Parker McCay P.A., where he specialized in complex commercial litigation and banking and financial services.

“Life insurance premium finance is a lucrative business,” said Doug Kennedy, CEO and president at Peapack-Gladstone Bank. “We believe it is the next logical step in our growth plan, one that serves the level of client we have been building for many years.”

Joining Kim in building the business is Anthony LoScalzo, a resident of Fort Lee, who has been named senior managing director and chief operating officer of the newest division of the bank. As COO of the Life Insurance Premium Finance division, LoScalzo will lead all related operational aspects and capabilities for the bank.

With over 20 years’ experience, LoScalzo is commonly regarded as an expert in the field of life insurance premium finance, with a proven track record and knowledge of the marketplace that will give the bank a tremendous advantage. He joins the bank from Wintrust Life Finance where, as an initial member of the division, he served as a senior loan officer for new business development, partnering with high net worth clients to underwrite corporate and personal life insurance premium finance loans and administer analyses of life insurance illustrations and financial statements, managing client communications throughout loan lifecycles. As a key member of the Wintrust team, he helped grow the company’s portfolio from $1 billion in assets to over $7 billion. Prior to his Wintrust experience, LoScalzo spent seven years with AI Credit Corp., serving in various account management roles, responsible for all phases of loan processing for high-net- worth clients.

NJ Transit Mar, 12-13 Service Update for Morris & Essex, Gladstone Lines

NJ TRANSIT crews continue working around the clock to make the necessary repairs to overhead wires near Maplewood. The damage to the catenary structure was the result of a downed tree from Monday night’s strong winds. Due to the extensive damage caused by the fallen tree, a timeline for full restoration remains in progress. For Saturday and Sunday March 12-13, modified weekend service will operate between South Orange and Penn Station New York with regular weekend transfers to Montclair-Boonton Line trains at Newark Broad St. for Hobok...

NJ TRANSIT crews continue working around the clock to make the necessary repairs to overhead wires near Maplewood. The damage to the catenary structure was the result of a downed tree from Monday night’s strong winds. Due to the extensive damage caused by the fallen tree, a timeline for full restoration remains in progress. For Saturday and Sunday March 12-13, modified weekend service will operate between South Orange and Penn Station New York with regular weekend transfers to Montclair-Boonton Line trains at Newark Broad St. for Hoboken bound customers. The Gladstone Branch will remain suspended until further notice. Please see below for service information.

Cross-honoring will remain in effect for Morris & Essex (M&E) and Gladstone Branch customers on the Raritan Valley and Montclair-Boonton Lines as well as NJ TRANSIT & private carrier buses. The Montclair-Boonton Line will operate on a regular weekend schedule, which originates and terminates at Bay St. in Montclair.

All M&E customers should allow for extra travel time and are strongly encouraged to customize their service alerts on the NJ TRANSIT mobile app to receive updates via push notifications, monitor MyTransit Alerts, the M&E Twitter feed @NJTRANSIT_ME and njtransit.com for the latest service information.

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Morris & Essex Line:

Modified weekend service will operate from South Orange to Penn Station New York with regular weekend transfers at Newark Broad St. to Montclair-Boonton Line trains for Hoboken bound customers.

The M&E schedules include modified departure times at stations between South Orange-East Orange. Eastbound, trains depart up to 12 minutes earlier than the regular weekend schedule, and arrive at Newark Broad St., Secaucus, and New York at their regular weekend times. Westbound, trains depart New York on their regular weekend times and arrive at South Orange 20 minutes later than the regular weekend schedule. All trains will stop at Mountain Station and Highland Avenue. The M&E modified weekend schedules are available HERE.

Customer service ambassadors will be available at South Orange and Newark Broad St. rail stations to assist customers.

Montclair-Boonton Line: Regular weekend service will operate, which originates and terminates at Bay St. in Montclair.

Gladstone Branch: Service remains suspended until further notice.

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