Aging is inevitable, and for many, it signals the beginning of a new chapter - one where you cross off bucket list items and live life to the fullest, on your own terms. However, for some women, aging is a horrible prospect, filled with chronic fatigue, irritability, and inability to perform in the bedroom. If you're concerned about life in middle age and beyond, we've got great news: there are easy, proven steps that you can take to help stop the negative effect of aging.
Global Life Rejuvenation was founded to give women a new lease on life - one that includes less body fat, fewer mood swings, and more energy as you age. If you're ready to look and feel younger, it's time to consider HRT (hormone replacement therapy), and growth hormone peptides. These therapies for men and women are effective, safe, and customized to fit your goals, so you can keep loving life as you get older.
HRT, and growth hormone peptide therapies bridge the gap between your old life and the more vibrant, happier version of you. With a simple click or call, you can be well on your way to a brighter future. After all, you deserve to be the one in charge of your wellness and health. Now, you have the tools to do so - backed by science and applied by our team of HRT experts with more than 13 years of experience.
As women age, their hormones begin to go through changes that affect their day-to-day lives. For women, hormone deficiency and imbalance usually occur during menopause and can cause chronic fatigue, hot flashes, and mood swings, among other issues. Hormone replacement therapy helps correct hormone imbalances in women, helping them feel more vibrant and virile as they age.
Often, HRT treatments give patients enhanced quality of life that they didn't think was possible - even in their 60's and beyond.
The benefits for women are numerous and are available today through Global Life Rejuvenation.
As women age, their bodies begin to go through significant changes that affect their quality of life. This change is called menopause and marks the end of a woman's menstrual cycle and reproduction ability. Though there is no specific age when this change occurs, the average age of menopause onset is 51 years old. However, according to doctors, menopause officially starts 12 months after a woman's final period. During the transition to menopause, women's estrogen and other hormones begin to deplete.
As that happens, many women experience severe symptoms. These symptoms include:
The symptoms of hormone deficiency can be concerning and scary for both women and their spouses. However, if you're getting older and notice some of these symptoms, there is reason to be hopeful. Hormone replacement therapy and anti-aging medicine for women can correct imbalances that happen during menopause. These safe, effective treatments leave you feeling younger, healthier, and more vibrant.
The most common reason for menopause is the natural decline in a female's reproductive hormones. However, menopause can also result from the following situations:
Oophorectomy: This surgery, which removes a woman's ovaries, causes immediate menopause. Symptoms and signs of menopause in this situation can be severe, as the hormonal changes happen abruptly.
Chemotherapy: Cancer treatments like chemotherapy can induce menopause quickly, causing symptoms to appear shortly after or even during treatment.
Ovarian Insufficiency: Also called premature ovarian failure, this condition is essentially premature menopause. It happens when a woman's ovaries quit functioning before the age of 40 and can stem from genetic factors and disease. Only 1% of women suffer from premature menopause, but HRT can help protect the heart, brain, and bones.
For many women, menopause is a trying time that can be filled with many hormonal hurdles to jump through. A little knowledge can go a long way, whether you're going through menopause now or are approaching "that" age.
Here are some of the most common issues that women experience during menopause:
If you're a woman going through menopause and find that you have become increasingly depressed, you're not alone. It's estimated that 15% of women experience depression to some degree while going through menopause. What many women don't know is that depression can start during perimenopause, or the years leading up to menopause.
Depression can be hard to diagnose, especially during perimenopause and menopause. However, if you notice the following signs, it might be time to speak with a physician:
Remember, if you're experiencing depression, you're not weak or broken - you're going through a very regular emotional experience. The good news is that with proper treatment from your doctor, depression isn't a death sentence. And with HRT and anti-aging treatment for women, depression could be the catalyst you need to enjoy a new lease on life.
Hot flashes - they're one of the most well-known symptoms of menopause. Hot flashes are intense, sudden feelings of heat across a woman's upper body. Some last second, while others last minutes, making them incredibly inconvenient and uncomfortable for most women.
Symptoms of hot flashes include:
Typically, hot flashes are caused by a lack of estrogen. Low estrogen levels negatively affect a woman's hypothalamus, the part of the brain that controls body temperature and appetite. Low estrogen levels cause the hypothalamus to incorrectly assume the body is too hot, dilating blood vessels to increase blood flow. Luckily, most women don't have to settle for the uncomfortable feelings that hot flashes cause. HRT treatments for women often stabilize hormones, lessening the effects of hot flashes and menopause in general.
Mood swings are common occurrences for most people - quick shifts from happy to angry and back again, triggered by a specific event. And while many people experience mood swings, they are particularly common for women going through menopause. That's because, during menopause, the female's hormones are often imbalanced. Hormone imbalances and mood swings go hand-in-hand, resulting in frequent mood changes and even symptoms like insomnia.
The rate of production of estrogen, a hormone that fluctuates during menopause, largely determines the rate of production the hormone serotonin, which regulates mood, causing mood swings.
Luckily, HRT and anti-aging treatments in Gladstone, NJ for women work wonders for mood swings by regulating hormone levels like estrogen. With normal hormone levels, women around the world are now learning that they don't have to settle for mood swings during menopause.
Staying fit and healthy is hard for anyone living in modern America. However, for women with hormone imbalances during perimenopause or menopause, weight gain is even more serious. Luckily, HRT treatments for women coupled with a physician-led diet can help keep weight in check. But which hormones need to be regulated?
Lowered sexual desire - three words most men and women hate to hear. Unfortunately, for many women in perimenopausal and menopausal states, it's just a reality of life. Thankfully, today, HRT and anti-aging treatments Gladstone, NJ can help women maintain a normal, healthy sex drive. But what causes low libido in women, especially as they get older?
The hormones responsible for low libido in women are progesterone, estrogen, and testosterone.
Progesterone production decreases during perimenopause, causing low sex drive in women. Lower progesterone production can also cause chronic fatigue, weight gain, and other symptoms. On the other hand, lower estrogen levels during menopause lead to vaginal dryness and even vaginal atrophy or loss of muscle tension.
Lastly, testosterone plays a role in lowered libido. And while testosterone is often grouped as a male hormone, it contributes to important health and regulatory functionality in women. A woman's testosterone serves to heighten sexual responses and enhances orgasms. When the ovaries are unable to produce sufficient levels of testosterone, it often results in a lowered sex drive.
Often uncomfortable and even painful, vaginal dryness is a serious problem for sexually active women. However, like hair loss in males, vaginal dryness is very common - almost 50% of women suffer from it during menopause.
Getting older is just a part of life, but that doesn't mean you have to settle for the side effects. HRT and anti-aging treatments for women correct vaginal dryness by re-balancing estrogen, progesterone, and testosterone. When supplemented with diet and healthy living, your vagina's secretions are normalized, causing discomfort to recede.
Uterine fibroids - they're perhaps the least-known symptom of menopause and hormone imbalances in women. That's because these growths on the uterus are often symptom-free. Unfortunately, these growths can be cancerous, presenting a danger for women as they age.
Many women will have fibroids at some point. Because they're symptomless, they're usually found during routine doctor exams. Some women only get one or two, while others may have large clusters of fibroids. Because fibroids are usually caused by hormone imbalances, hysterectomies have been used as a solution, forcing women into early menopause.
Advances in HRT and anti-aging medicine for women give females a safer, non-surgical option without having to experience menopause early. At Global Life Rejuvenation, our expert physicians will implement a customized HRT program to stabilize your hormones and reduce the risk of cancerous fibroid growth.
Endometriosis symptoms are much like the effects of PMS, and include pelvic pain, fatigue, cramping, and bloating. While doctors aren't entirely sure what causes this painful, uncomfortable condition, most agree that hormones - particularly xenoestrogens - play a factor.
Endometriosis symptoms are much like the effects of PMS and include pelvic pain, fatigue, cramping, and bloating. While doctors aren't entirely sure what causes this painful, uncomfortable condition, most agree that hormones - particularly xenoestrogens - play a factor.
Xenoestrogen is a hormone that is very similar to estrogen. Too much xenoestrogen is thought to stimulate endometrial tissue growth. HRT for women helps balance these hormones and, when used with a custom nutrition program, can provide relief for women across the U.S.
Hormone stability is imperative for a healthy sex drive and for a normal, stress-free life during menopause. HRT and anti-aging treatments for women balance the hormones that your body has altered due to perimenopause or menopause.
HRT for women is a revolutionary step in helping women live their best lives, even as they grow older. However, at Global Life Rejuvenation, we know that no two patients are the same. That's why we specialize in holistic treatments that utilize HRT, combined with healthy nutrition, supplements, and fitness plans that maximize hormone replacement treatments.
If you've been suffering through menopause, is HRT the answer? That's hard to say without an examination by a trusted physician, but one thing's for sure. When a woman balances her hormone levels, she has a much better shot at living a regular life with limited depression, weight gain, mood swings, and hot flashes.
Here are just a few additional benefits of HRT and anti-aging treatments for females:
Hormone imbalance causes a litany of issues. But with anti-aging treatments for women, females can better process calcium, keep their cholesterol levels safe, and maintain a healthy vagina. By replenishing the body's estrogen supply, HRT can relieve symptoms from menopause and protect against osteoporosis. But that's just the start.
Global Life Rejuvenation's patients report many more benefits of HRT and anti-aging medicine for women:
If you're ready to feel better, look better, and recapture the vitality of your youth, it's time to contact Global Life Rejuvenation. It all starts with an in-depth consultation, where we will determine if HRT and anti-aging treatments for women are right for you. After all, every patient's body and hormone levels are different. Since all our treatment options are personalized, we do not have a single threshold for treatment. Instead, we look at our patient's hormone levels and analyze them on a case-by-case basis.
At Global Life Rejuvenation, we help women rediscover their youth with HRT treatment for women. We like to think of ourselves as an anti-aging concierge service, guiding and connecting our patients to the most qualified HRT physicians available. With customized HRT treatment plan for women, our patients experience fewer menopausal symptoms, less perimenopause & menopause depression, and often enjoy a more youth-like appearance.
Growth hormone peptides are an innovative therapy that boosts the natural human growth hormone production in a person's body. These exciting treatment options help slow down the aging process and give you a chance at restoring your youth.
Sermorelin is a synthetic hormone peptide, like GHRH, which triggers the release of growth hormones. When used under the care of a qualified physician, Sermorelin can help you lose weight, increase your energy levels, and help you feel much younger.
Human growth hormone (HGH) therapy has been used for years to treat hormone deficiencies. Unlike HGH, which directly replaces declining human growth hormone levels, Sermorelin addresses the underlying cause of decreased HGH, stimulating the pituitary gland naturally. This approach keeps the mechanisms of growth hormone production active.
Ipamorelin helps to release growth hormones in a person's body by mimicking a peptide called ghrelin. Ghrelin is one of three hormones which work together to regulate the growth hormone levels released by the pituitary gland. Because Ipamorelin stimulates the body to produce growth hormone, your body won't stop its natural growth hormone production, which occurs with synthetic HGH.
Ipamorelin causes growth hormone secretion that resembles natural release patterns rather than being constantly elevated from HGH. Because ipamorelin stimulates the natural production of growth hormone, our patients can use this treatment long-term with fewer health risks.
One of the biggest benefits of Ipamorelin is that it provides significant short and long-term benefits in age management therapies. Ipamorelin can boost a patient's overall health, wellbeing, and outlook on life.
When there is an increased concentration of growth hormone by the pituitary gland, there are positive benefits to the body. Some benefits include:
Whether you are considering our HRT and anti-aging treatments for women in Gladstone, NJ, we are here to help. The first step to reclaiming your life begins by contacting Global Life Rejuvenation. Our friendly, knowledgeable HRT experts can help answer your questions and walk you through our procedures. From there, we'll figure out which treatments are right for you. Before you know it, you'll be well on your way to looking and feeling better than you have in years!
866-793-9933By TAPinto Bernardsville & Bedminster StaffPublishedOctober 24, 2023 at 9:10 AMPEAPACK/GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s) that will be run in a series on TAPinto Bernardsville & Bedminster.The Peapack Gladstone candidates for the one three-year seat for Somerset Hills...
By TAPinto Bernardsville & Bedminster Staff
PublishedOctober 24, 2023 at 9:10 AM
PEAPACK/GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s) that will be run in a series on TAPinto Bernardsville & Bedminster.
The Peapack Gladstone candidates for the one three-year seat for Somerset Hills Board of Education are incumbent Heather Santoro and Robert Weible.
Heather Santoro provides her closing statement.
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Why should the community vote for you?
I hope over the past four weeks, through the TapInto Series you have had the opportunity to understand my background, experience, thoughts, and ideas regarding my candidacy for re-election to the Somerset Hills School District Board of Education. For those who have not had the opportunity to read the complete series, my name is Heather Santoro, and I’m seeking the support from my Peapack and Gladstone neighbors for re-election on November 7th.
Serving on this board for the last six years has been an incredible privilege and has given me a great sense of purpose. It has been filled with many accomplishments that have had a real impact on students despite some significant challenges. I am so proud of our students and all they achieve, whether it is learning their ABC's or how to share with a friend, mastery of a topic in the classroom, performing on the stage or scoring that goal on the field, making a cabinet in the woodshop, or taking their first trip to a store downtown to engage with merchants and make a purchase, getting into that dream college or landing that first job, all of our kids are supported and challenged by wonderful teachers and staff and accomplish so much on a daily basis. It is truly my honor to play a small role in this and one that I find inspiring and hope to continue.
During my tenure, we’ve made great strides toward improving our schools, enhancing the quality of education, and ensuring a safe and inclusive environment for all our students.
Yet, there is much more work to be done, many more goals set to achieve. I believe the operational and budgetary knowledge I’ve gained from my time on the board combined with my passion to serve free from partisan political agendas will allow me to be a positive contributor toward reaching those goals.
So, to the residents of Peapack and Gladstone, I ask for your vote, your trust, and your partnership as I seek re-election.
And to the broader Somerset Hills School District community, I am grateful for your support and welcome collaboration to help shape a brighter future for our children.
Related articles: Get to Know the Somerset Hills Board of Education Candidates; Get to Know the Somerset Hills Board of Education Candidates Series: Peapack-Gladstone Candidate Heather Santoro Answers Week 2 Questions; Week 3 Questions; Week 4 Questions.
Editor's Note: The opinions expressed in the answer are the candidate's alone, and do not reflect the opinions of TAPinto.net or anyone who works for TAPinto.net. TAPinto.net is not responsible for the accuracy of the information supplied by the candidate. Email [email protected] with inquiries.
Peapack-Gladstone Candidtate Heather Santoro for re-election to Somerset Hills Board of EducationPhoto Credit: Provided by Candidate
By TAPinto Bernardsville & Bedminster Staff
PublishedOctober 3, 2023 at 8:00 AM
PEAPACK/GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s) that will be run in a series on TAPinto Bernardsville & Bedminster
The Peapack Gladstone candidates for the one three-year seat for Somerset Hills Board of Education are incumbent Heather Santoro and Robert Weible.
Week 3 Questions:
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Which three infrastructure projects should be prioritized and addressed?
Finding the funds for these projects: what's the best approach for the district?
Are you in favor of a tax referendum to secure community approval for funding these major capital projects?
Heather Santoro responds:
Which three infrastructure projects should be prioritized and addressed?
As members of a Board we are responsible for prioritizing the desires of the communities we represent. As such, I rely on the strategic plan for identifying the three major infrastructure projects that the district should focus on: replacement of the Olcott Field track and permanent lights, and upgraded/updated STEAM facilities.
Additionally, our Superintendent and our school Architects will be working with the building Principals to understand specific building needs and identify new projects over the next year. As this work is completed the Board will revise our long range facilities plan and will consider additional infrastructure work.
Finding the funds for these projects, what’s the best approach for the district?
At this point, the best approach is to use our capital budget to fund these projects and continue to contribute to the capital fund as appropriate. The district should also seek out any government funding in the way of grants if they are available and collaborate with the community on fundraising.
Are you in favor of a tax referendum to secure community approval for funding these major capital projects?
I do not have a personal preference regarding proposing a tax referendum for funding capital projects. Whether the Board should support a referendum depends on a variety of factors, including the specific projects, the financial situation of the district, and the views of board members and residents. It is a decision that should be made through careful consideration and evaluation of all relevant factors, including community input, financial considerations and the district goals and objectives. The decision of whether to go out for a referendum should align with the best interests of the students and the overall community. At this particular time with interest rates being high and our debt service coming down over the next 3-4 years it would make sense to wait and use the time to evaluate whether additional capital needs exist, other than those already prioritized in the strategic plan, and determine if there is a need for a referendum to meet the financial requirements of those projects.
Related articles: Get to Know the Somerset Hills Board of Education Candidates; Get to Know the Somerset Hills Board of Education Candidates Series: Peapack-Gladstone Candidate Heather Santoro Answers Week 2 Questions
Editor's Note: The opinions expressed in the answer are the candidate's alone, and do not reflect the opinions of TAPinto.net or anyone who works for TAPinto.net. TAPinto.net is not responsible for the accuracy of the information supplied by the candidate. Email [email protected] with inquiries.
Peapack-Gladstone Candidtate Heather Santoro for re-election to Somerset Hills Board of EducationPhoto Credit: Provided by Candidate By TAPinto Bernardsville & Bedminster StaffPublishedSeptember 22, 2023 at 9:10 AMPEASPACK GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s...
Peapack-Gladstone Candidtate Heather Santoro for re-election to Somerset Hills Board of EducationPhoto Credit: Provided by Candidate
By TAPinto Bernardsville & Bedminster Staff
PublishedSeptember 22, 2023 at 9:10 AM
PEASPACK GLADSTONE, NJ - Want to know more about the candidates running for Somerset Hills Board of Education? Each week leading to the November 7 election, the candidates running for Somerset Hills Board of Education will answer question(s) that will be run in a series on TAPinto Bernardsville & Bedminster
The Peapack Gladstone candidates for the one three-year seats for Somerset Hills Board of Education are incumbent Heather Santoro and Robert Weible.
Get to know candidate Heather Santoro
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My name is Heather Santoro and I currently serve on the Board as one of the representatives from Peapack and Gladstone, I am completing my second, three-year term. I am currently Vice President of the Board and Chair of Facilities and Operations. I served as the Board President from 2021-2023.
I have lived in Peapack Gladstone with my husband Chris and our three children for the past 18 years. I also spent most of my own childhood in Gladstone and attended the Somerset Hills School District from third through twelfth grade.
I started volunteering in the schools when my oldest child entered kindergarten in 2011 and, since then, have been involved in the district in a variety of ways. Prior to joining the board, I served as a homeroom parent, lunch volunteer, and the chair of various parent-led committees. Some of these committees included the bus driver and crossing guard breakfast committee, the custodian appreciation committee, and the fourth-grade talent show committee. I also served as a member of the Peapack Gladstone Recreation Commission between 2010 and 2020. On the Commission, we worked with the Director of Recreation to assess the recreation needs of the community, evaluate ongoing programs, determine the viability of new programming, and implement and manage activities as appropriate. In addition to my current service on the Board, I volunteer through Creature Comfort Pet Therapy, providing pet therapy services to schools, nursing facilities, and various organizations with our certified dog Roxie.
I have had the pleasure of serving our communities on the Board for the past six years and I greatly appreciate that the public has trusted me to serve in this role. I am running for re-election because I believe in our district and in our ability as board members to positively impact the academic and social well-being of all the unique students we serve. Our district has faced and will continue to face challenges. My solid understanding of the role of a board member, how the district operates, including its finances, and the students we serve will allow me to ensure that our district will optimize its efforts to provide the best possible outcomes.
Since I joined the Board, I have witnessed the inspiring passion of those who serve our kids as teachers, administrators, custodians, and all our district professionals; the challenges public schools face; and the constant learning and growth that those whose careers are rooted in this industry embrace. Over the past several years, during turbulent times in the world of education, I am proud that the Board has helped to lay a solid foundation that will move this district forward on a path of academic growth and achievement and social support and enrichment. I am committed to my role as a representative of our communities and will listen, work hard, and continue to educate myself in my capacity as a board member to support this district's efforts to provide the best and most well-rounded education for all our children.
Editor's Note: The opinions expressed in the answer are the candidate's alone, and do not reflect the opinions of TAPinto.net or anyone who works for TAPinto.net. TAPinto.net is not responsible for the accuracy of the information supplied by the candidate. Email [email protected] with inquiries.
The U.S. Equestrian Team Foundation is headquartered at the famous Hamilton Farm in Gladstone, New Jersey. The legacy of the historic venue is incomparable in American equestrian sports. “The sport grew because of what happened here,” said Sally IlkThe headquarters for the USET is based at Hamilton Farm and in the equestrian world, it’s known as Gladstone which is synonymous with the Olympic medals, training, education, and the fundin...
The U.S. Equestrian Team Foundation is headquartered at the famous Hamilton Farm in Gladstone, New Jersey. The legacy of the historic venue is incomparable in American equestrian sports. “The sport grew because of what happened here,” said Sally Ilk
The headquarters for the USET is based at Hamilton Farm and in the equestrian world, it’s known as Gladstone which is synonymous with the Olympic medals, training, education, and the funding of the sport. “My first memory of it is walking into the rotunda on my dad’s shoulders when I was about five years old,” says Philip Richter, a trustee and Treasurer for the USET foundation. “I remember seeing all these plaques from Aachen, and Rotterdam, and all these places.”
“I was gobsmacked by this property and the scope of it,” says Sally Ike, who rode on the Olympic team in the 1968 games held in Mexico. “We trained right here in Gladstone, and I was the only woman.” She describes her experience of the equestrian sport with reverence. As the only sport where men and women compete equally, she was just one of the team and they worked together to win.
The historic venue was built and designed by many of the same architects and builders that built Grand Central. Today, the venue hosts many high level events throughout the year. On the walls and in the trophy room stand countless reminders of the riders, trainers, and horses that have passed through the farm on their way to victory, from A Touch of Class, ridden by Joe Fargis in the 1984 Olympics, to William Steinkraus who took gold in 1968 aboard Snowbound at the games in Mexico.
OFTEN HAILED as one of the most elite, can’t-miss horse shows of the year, the Hampton Classic has drawn equine enthusiasts from all over the globe for decades. The Classic, prestigiously awarded the status of Heritage Competition by the United States Equestrian Federation (USEF) in 2009, holds a rich historical background. Dating back to the early 20th century, the event evolved from the original Southampton Horse Show, which was held on and off for many years until Mrs. Edwin M. Schwenk Jr. officially revitalized the show in 1971. The event was later dubbed the Hampton Classic in 1977. The immaculate, 65-acre show grounds situated in scenic Bridgehampton, New York, have attracted top equestrian talent year after year. Consistently, every class from Lead Line all the way through FEI showjumping classes has become increasingly competitive, and attracts crowds consisting of everyone from local spectators to A-list celebrities.
Since its official changeover to the Hampton Classic in 1977, the show has traditionally featured posters with original artwork for promotional purposes. Over the years, the posters have become an integral aspect of Hampton Classic history and have grown wildly popular as mementos for collectors. Every year, artists are invited to submit their work to be considered as the next face of the Classic. Previous Hampton Classic director Jean Lindgren gives us insight into how these posters became so prevalent. “We were approached by Evelyn Farland of Poster Originals of East Hampton and Madison Avenue. She said she would like to do a poster for the show. She would produce it, we would get a certain number of them, and she would choose the artist.” The first poster was designed in 1978 by Paul Davis and won several design awards. To continue that success, the board of the Hampton Classic approached artist Henry Koehler for a design in 1979, which ended up selling out. After that, other artists were brought in, and eventually, the annual poster selection became a competition of its own.
In recent years, the contest to submit artwork has grown in popularity, with hundreds of submissions pouring in. Many up-and-coming artists are frequently discovered through the submission process. As an event that continually prides itself on listening to all its constituents—from riders and spectators to sponsors and advertisers—the annual poster plays a central role. To be selected as the featured artist has become a prestigious honor, adding another element of historical significance to one of the most beloved horse shows in the United States.
The Hampton Classic offers an online store where show aficionados can purchase past posters, which feature paintings as well as a few high-quality photographs. A select number of posters are offered signed by the original artist.
Raymond Kim, senior managing director and president, left, and Anthony LoScalzo, senior managing director and chief operating officer, life insurance premium finance. - Peapack-Gladstone BankPeapack-Gladstone Financial Corp. said it recently entered into the life insurance premium finance business with the addition of a team that has joined Peapack-Gladstone Bank to build a presence in the space.Raymond Kim, a resident of Holmdel, was hired to lead the new di...
Raymond Kim, senior managing director and president, left, and Anthony LoScalzo, senior managing director and chief operating officer, life insurance premium finance. - Peapack-Gladstone Bank
Peapack-Gladstone Financial Corp. said it recently entered into the life insurance premium finance business with the addition of a team that has joined Peapack-Gladstone Bank to build a presence in the space.
Raymond Kim, a resident of Holmdel, was hired to lead the new division as senior managing director and president. In his new role, Kim will responsible for developing the new vertical and introducing its sophisticated, specialty financing solution to the bank’s high net worth client base. With over 15 years of experience, Kim has worked most recently as assistant general counsel and vice president for Wintrust Life Finance. At Wintrust, Kim managed the day-to-day operations of the legal department, where he provided a broad range of corporate legal advice for numerous technical, business and operational units. Additionally, he acted as a strategic adviser to executive leadership in transactional, regulatory and insurance issues and was responsible for drafting and negotiating contracts connected with over $7 billion in origination. Prior to joining Wintrust, Kim was an associate attorney for several leading law firms, including Norris, McLoughlin & Marcus P.A., Sandelands Eyet LLP and Parker McCay P.A., where he specialized in complex commercial litigation and banking and financial services.
“Life insurance premium finance is a lucrative business,” said Doug Kennedy, CEO and president at Peapack-Gladstone Bank. “We believe it is the next logical step in our growth plan, one that serves the level of client we have been building for many years.”
Joining Kim in building the business is Anthony LoScalzo, a resident of Fort Lee, who has been named senior managing director and chief operating officer of the newest division of the bank. As COO of the Life Insurance Premium Finance division, LoScalzo will lead all related operational aspects and capabilities for the bank.
With over 20 years’ experience, LoScalzo is commonly regarded as an expert in the field of life insurance premium finance, with a proven track record and knowledge of the marketplace that will give the bank a tremendous advantage. He joins the bank from Wintrust Life Finance where, as an initial member of the division, he served as a senior loan officer for new business development, partnering with high net worth clients to underwrite corporate and personal life insurance premium finance loans and administer analyses of life insurance illustrations and financial statements, managing client communications throughout loan lifecycles. As a key member of the Wintrust team, he helped grow the company’s portfolio from $1 billion in assets to over $7 billion. Prior to his Wintrust experience, LoScalzo spent seven years with AI Credit Corp., serving in various account management roles, responsible for all phases of loan processing for high-net- worth clients.
NJ TRANSIT crews continue working around the clock to make the necessary repairs to overhead wires near Maplewood. The damage to the catenary structure was the result of a downed tree from Monday night’s strong winds. Due to the extensive damage caused by the fallen tree, a timeline for full restoration remains in progress. For Saturday and Sunday March 12-13, modified weekend service will operate between South Orange and Penn Station New York with regular weekend transfers to Montclair-Boonton Line trains at Newark Broad St. for Hobok...
NJ TRANSIT crews continue working around the clock to make the necessary repairs to overhead wires near Maplewood. The damage to the catenary structure was the result of a downed tree from Monday night’s strong winds. Due to the extensive damage caused by the fallen tree, a timeline for full restoration remains in progress. For Saturday and Sunday March 12-13, modified weekend service will operate between South Orange and Penn Station New York with regular weekend transfers to Montclair-Boonton Line trains at Newark Broad St. for Hoboken bound customers. The Gladstone Branch will remain suspended until further notice. Please see below for service information.
Cross-honoring will remain in effect for Morris & Essex (M&E) and Gladstone Branch customers on the Raritan Valley and Montclair-Boonton Lines as well as NJ TRANSIT & private carrier buses. The Montclair-Boonton Line will operate on a regular weekend schedule, which originates and terminates at Bay St. in Montclair.
All M&E customers should allow for extra travel time and are strongly encouraged to customize their service alerts on the NJ TRANSIT mobile app to receive updates via push notifications, monitor MyTransit Alerts, the M&E Twitter feed @NJTRANSIT_ME and njtransit.com for the latest service information.
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Morris & Essex Line:
Modified weekend service will operate from South Orange to Penn Station New York with regular weekend transfers at Newark Broad St. to Montclair-Boonton Line trains for Hoboken bound customers.
The M&E schedules include modified departure times at stations between South Orange-East Orange. Eastbound, trains depart up to 12 minutes earlier than the regular weekend schedule, and arrive at Newark Broad St., Secaucus, and New York at their regular weekend times. Westbound, trains depart New York on their regular weekend times and arrive at South Orange 20 minutes later than the regular weekend schedule. All trains will stop at Mountain Station and Highland Avenue. The M&E modified weekend schedules are available HERE.
Customer service ambassadors will be available at South Orange and Newark Broad St. rail stations to assist customers.
Montclair-Boonton Line: Regular weekend service will operate, which originates and terminates at Bay St. in Montclair.
Gladstone Branch: Service remains suspended until further notice.